O'Fallon, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In O'Fallon, IL Summary

Cost of living in O'Fallon research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means O'Fallon is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in O'Fallon is 102, with 100 being the average.

  • The cost of living index in O'Fallon is 1.0x higher than the national average.

  • O'Fallon ranks as the #161 cheapest in Illinois out of 336.

  • O'Fallon ranks as the #2,846 cheapest out of 6,489 in the US.

  • The median home value in O'Fallon is $308,698.

  • The median income in O'Fallon is $102,793.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
102
O'Fallon's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in O'Fallon, IL?

According to the most recent data on the cost of living, O'Fallon has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.

Compared to Illinois, O'Fallon has a cost of living index that's 1.1x higher than Illinois's index of 97.

The standard of living in O'Fallon ranks as #161 most affordable out of the 336 places we measured in Illinois. By definition, that implies O'Fallon ranks as the #175 most expensive place in the Prairie State.

For more reading on life in O'Fallon, check out:

161 out of 336
In Illinois
2,846 out of 6,489
In America

O'Fallon Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in O'Fallon. Here is how it fairs on each of the criteria:

  • The Services index in O'Fallon is 93.

  • The Groceries index in O'Fallon is 98.

  • The Health index in O'Fallon is 91.

  • The Housing index in O'Fallon is 118.

  • The Transportation index in O'Fallon is 95.

  • The Utilities index in O'Fallon is 102.

Living Expense O'Fallon Illinois National Average
Overall 102 97 100
Services 93 95 100
Groceries 98 99 100
Health 91 93 100
Housing 118 95 100
Transportation 95 102 100
Utilities 102 91 100
For more reading on cost of living around Illinois, check out:
O'Fallon Cost of Living Vs. IL

O'Fallon, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in O'Fallon is $308,698.

  • The Median Rent in O'Fallon is $1,312.

  • The Median Income in O'Fallon is $102,793.

  • The Home Value To Income in O'Fallon is 3.0x.

  • The Rent To Monthly Income in O'Fallon is 0.15x.

Statistic O'Fallon Illinois United States
Median Home Value $308,698 $283,508 $303,400
Median Rent $1,312 $1,227 $1,348
Median Income $102,793 $81,702 $78,538
Home Value To Income 3.0x 3.5x 3.9x
Rent To Monthly Income 0.15x 0.18x 0.21x
$308,698
Median Home Value
$1,312
Median Rent
$102,793
Median Income

O'Fallon, IL Costs By Category

Detailed O'Fallon Services Costs Vs. Illinois

Item O'Fallon Illinois
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed O'Fallon Groceries Costs Vs. Illinois

Item O'Fallon Illinois
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed O'Fallon Health Costs Vs. Illinois

Item O'Fallon Illinois
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed O'Fallon Transportation Costs Vs. Illinois

Item O'Fallon Illinois
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed O'Fallon Utilities Costs Vs. Illinois

Item O'Fallon Illinois
All Electricity $133.84 $193.99
Phone $188.69 $192.25

O'fallon SnackAbility

7
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8
Affordability
8.5
Diversity
8
Safety
8
Amenities
8.5
Education
9.5
Commute
7

Cost Of Living In Cities Around O'Fallon

The cost of living varies in the cities and towns around O'Fallon. Here's a quick look at the cost of living in the most populous nearby places:

  • Belleville, IL has a cost of living index of 83, 0.8x O'Fallon.

  • Edwardsville, IL has a cost of living index of 100, 1.0x O'Fallon.

  • Collinsville, IL has a cost of living index of 89, 0.9x O'Fallon.

City Population Cost Of Living Vs. O'Fallon
Belleville, IL 41,722 83 0.8x
Edwardsville, IL 26,543 100 1.0x
Collinsville, IL 24,126 89 0.9x
Fairview Heights, IL 16,255 94 0.9x
Swansea, IL 14,603 93 0.9x
Shiloh, IL 14,109 101 1.0x
Glen Carbon, IL 13,521 102 1.0x
Columbia, IL 11,063 99 1.0x
Troy, IL 10,889 94 0.9x
Highland, IL 10,268 92 0.9x

Articles About Illinois

Enjoy The Snack?