What is the cost of living in Roscoe, IL?
According to the most recent data on the cost of living, Roscoe has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to Illinois, Roscoe has a cost of living index that's 1.0x higher than Illinois's index of 98.
The standard of living in Roscoe ranks as #153 most affordable out of the 336 places we measured in Illinois. By definition, that implies Roscoe ranks as the #183 most expensive place in the Prairie State.
For more reading on life in Roscoe, check out:
Roscoe Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Roscoe. Here is how it fares on each of the criteria:
The Services index in Roscoe is 97.
The Groceries index in Roscoe is 98.
The Health index in Roscoe is 104.
The Housing index in Roscoe is 98.
The Transportation index in Roscoe is 99.
The Utilities index in Roscoe is 101.
| Living Expense | Roscoe | Illinois | National Average |
|---|---|---|---|
| Overall | 101 | 98 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 104 | 96 | 100 |
| Housing | 98 | 101 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 101 | 101 | 100 |
Roscoe Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Roscoe Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Roscoe, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Roscoe is $303,213.
The Median Rent in Roscoe is $1,437.
The Median Income in Roscoe is $93,036.
The Home Value To Income in Roscoe is 3.3x.
The Rent To Monthly Income in Roscoe is 0.19x.
Roscoe, IL Costs By Category
Detailed Roscoe Services costs vs. Illinois
Detailed Roscoe Groceries costs vs. Illinois
Detailed Roscoe Health costs vs. Illinois
Detailed Roscoe Transportation costs vs. Illinois
Roscoe SnackAbility
Cost Of Living In Cities Around Roscoe
The cost of living varies in the cities and towns around Roscoe. Here's a quick look at the cost of living in the most populous nearby places:
Rockford, IL has a cost of living index of 89, 0.9x Roscoe.
Janesville, WI has a cost of living index of 95, 0.9x Roscoe.
Beloit, WI has a cost of living index of 88, 0.9x Roscoe.
| City | Population | Cost Of Living | Vs. Roscoe |
|---|---|---|---|
| Rockford, IL | 147,521 | 89 | 0.9x |
| Janesville, WI | 66,030 | 95 | 0.9x |
| Beloit, WI | 36,534 | 88 | 0.9x |
| Belvidere, IL | 24,752 | 90 | 0.9x |
| Loves Park, IL | 23,502 | 90 | 0.9x |
| Machesney Park, IL | 22,630 | 93 | 0.9x |
| Harvard, IL | 9,598 | 92 | 0.9x |
| Rockton, IL | 7,974 | 96 | 1.0x |
| South Beloit, IL | 7,946 | 92 | 0.9x |
| Candlewick Lake, IL | 5,448 | 99 | 1.0x |








