Roscoe, IL Cost Of Living

The latest cost of living statistics for Roscoe. Includes statistics on rent, mortgages, healthcare, and other costs for Roscoe compared to the state and national averages.

Cost of living in Roscoe, Illinois

Cost of living in Roscoe research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Roscoe is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

101 Cost of living index 1.0x higher vs US
#153 Cheapest in Illinois (of 336)
#2,614 Cheapest in the U.S. (of 6,489)
$303,213 Median home value
$1,437 Median rent
$93,036 Median income
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What is the cost of living in Roscoe, IL?

According to the most recent data on the cost of living, Roscoe has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.

Compared to Illinois, Roscoe has a cost of living index that's 1.0x higher than Illinois's index of 98.

The standard of living in Roscoe ranks as #153 most affordable out of the 336 places we measured in Illinois. By definition, that implies Roscoe ranks as the #183 most expensive place in the Prairie State.

For more reading on life in Roscoe, check out:

Roscoe Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Roscoe. Here is how it fares on each of the criteria:

  • The Services index in Roscoe is 97.

  • The Groceries index in Roscoe is 98.

  • The Health index in Roscoe is 104.

  • The Housing index in Roscoe is 98.

  • The Transportation index in Roscoe is 99.

  • The Utilities index in Roscoe is 101.

Living Expense Roscoe Illinois National Average
Overall 101 98 100
Services 97 99 100
Groceries 98 99 100
Health 104 96 100
Housing 98 101 100
Transportation 99 99 100
Utilities 101 101 100

Roscoe Cost Of Living Compared To Illinois Averages

Services
Roscoe 97
Illinois avg 99
Groceries
Roscoe 98
Illinois avg 99
Health
Roscoe 104
Illinois avg 96
Housing
Roscoe 98
Illinois avg 101
Transportation
Roscoe 99
Illinois avg 99
Utilities
Roscoe 101
Illinois avg 101

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Illinois, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Roscoe, IL Housing Cost Breakdown

$303,213Median Home Value
$1,437Median Rent
$93,036Median Income

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Roscoe is $303,213.

  • The Median Rent in Roscoe is $1,437.

  • The Median Income in Roscoe is $93,036.

  • The Home Value To Income in Roscoe is 3.3x.

  • The Rent To Monthly Income in Roscoe is 0.19x.

Statistic Roscoe Illinois United States
Median Home Value $303,213 $285,735 $332,700
Median Rent $1,437 $1,274 $1,413
Median Income $93,036 $83,390 $80,734
Home Value To Income 3.3x 3.4x 4.1x
Rent To Monthly Income 0.19x 0.18x 0.21x

Roscoe, IL Costs By Category

Detailed Roscoe Services costs vs. Illinois
Item Roscoe Illinois
Shampoo $1.27 $1.28
Movie $12.73 $12.13
Bowling $12.67 $18
Haircut $19.94 $24.26
Beauty Salon $36.22 $45.56
Detailed Roscoe Groceries costs vs. Illinois
Item Roscoe Illinois
Ground Beef $5.72 $5.84
Fried Chicken $1.42 $1.57
Milk $4.63 $4.67
Potatoes $4.82 $4.93
Pizza $10.99 $12.09
Beer $9.56 $10.41
Toothpaste $3.58 $3.7
Detailed Roscoe Health costs vs. Illinois
Item Roscoe Illinois
Optometrist $79.67 $125.68
Doctor $158.33 $135.78
Dentist $110.16 $113.29
Detailed Roscoe Transportation costs vs. Illinois
Item Roscoe Illinois
Gasoline $3.69 $3.46
Tire Balancing $70.28 $59.92
Detailed Roscoe Utilities costs vs. Illinois
Item Roscoe Illinois
All Electricity $147.39 $193.99
Phone $198.03 $192.25

Roscoe SnackAbility

9Overall SnackAbility
Jobs 8.5/10
Housing 8/10
Affordability 9.5/10
Diversity 6/10
Safety 8.5/10
Amenities 8/10
Education 8.5/10
Commute 8/10

Cost Of Living In Cities Around Roscoe

The cost of living varies in the cities and towns around Roscoe. Here's a quick look at the cost of living in the most populous nearby places:

  • Rockford, IL has a cost of living index of 89, 0.9x Roscoe.

  • Janesville, WI has a cost of living index of 95, 0.9x Roscoe.

  • Beloit, WI has a cost of living index of 88, 0.9x Roscoe.

City Population Cost Of Living Vs. Roscoe
Rockford, IL 147,521 89 0.9x
Janesville, WI 66,030 95 0.9x
Beloit, WI 36,534 88 0.9x
Belvidere, IL 24,752 90 0.9x
Loves Park, IL 23,502 90 0.9x
Machesney Park, IL 22,630 93 0.9x
Harvard, IL 9,598 92 0.9x
Rockton, IL 7,974 96 1.0x
South Beloit, IL 7,946 92 0.9x
Candlewick Lake, IL 5,448 99 1.0x