What is the cost of living in Spring Valley, IL?
According to the most recent data on the cost of living, Spring Valley has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Illinois, Spring Valley has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Spring Valley ranks as #52 most affordable out of the 336 places we measured in Illinois. By definition, that implies Spring Valley ranks as the #284 most expensive place in the Prairie State.
For more reading on life in Spring Valley, check out:
Spring Valley Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Spring Valley. Here is how it fares on each of the criteria:
The Services index in Spring Valley is 100.
The Groceries index in Spring Valley is 100.
The Health index in Spring Valley is 58.
The Housing index in Spring Valley is 102.
The Transportation index in Spring Valley is 101.
The Utilities index in Spring Valley is 102.
| Living Expense | Spring Valley | Illinois | National Average |
|---|---|---|---|
| Overall | 88 | 98 | 100 |
| Services | 100 | 99 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 58 | 96 | 100 |
| Housing | 102 | 101 | 100 |
| Transportation | 101 | 99 | 100 |
| Utilities | 102 | 101 | 100 |
Spring Valley Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Spring Valley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Spring Valley, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Spring Valley is $138,946.
The Median Rent in Spring Valley is $915.
The Median Income in Spring Valley is $70,598.
The Home Value To Income in Spring Valley is 2.0x.
The Rent To Monthly Income in Spring Valley is 0.16x.
| Statistic | Spring Valley | Illinois | United States |
|---|---|---|---|
| Median Home Value | $138,946 | $285,735 | $332,700 |
| Median Rent | $915 | $1,274 | $1,413 |
| Median Income | $70,598 | $83,390 | $80,734 |
| Home Value To Income | 2.0x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.18x | 0.21x |
Spring Valley, IL Costs By Category
Detailed Spring Valley Services costs vs. Illinois
| Item | Spring Valley | Illinois |
|---|---|---|
| Shampoo | $1.35 | $1.28 |
| Movie | $9.91 | $12.13 |
| Bowling | $15.0 | $18 |
| Haircut | $25.0 | $24.26 |
| Beauty Salon | $39.0 | $45.56 |
Detailed Spring Valley Groceries costs vs. Illinois
| Item | Spring Valley | Illinois |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $4.97 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $10.32 | $10.41 |
| Toothpaste | $3.8 | $3.7 |
Detailed Spring Valley Health costs vs. Illinois
| Item | Spring Valley | Illinois |
|---|---|---|
| Optometrist | $119.25 | $125.68 |
| Doctor | $128.33 | $135.78 |
| Dentist | $81.17 | $113.29 |
Detailed Spring Valley Transportation costs vs. Illinois
| Item | Spring Valley | Illinois |
|---|---|---|
| Gasoline | $3.68 | $3.46 |
| Tire Balancing | $53.33 | $59.92 |
Detailed Spring Valley Utilities costs vs. Illinois
| Item | Spring Valley | Illinois |
|---|---|---|
| All Electricity | $158.51 | $193.99 |
| Phone | $197.49 | $192.25 |
Spring Valley SnackAbility
Cost Of Living In Cities Around Spring Valley
The cost of living varies in the cities and towns around Spring Valley. Here's a quick look at the cost of living in the most populous nearby places:
Santa Rosa, CA has a cost of living index of 164, 1.9x Spring Valley.
Windsor, CA has a cost of living index of 175, 2.0x Spring Valley.
Clearlake, CA has a cost of living index of 104, 1.2x Spring Valley.
| City | Population | Cost Of Living | Vs. Spring Valley |
|---|---|---|---|
| Santa Rosa, CA | 177,090 | 164 | 1.9x |
| Windsor, CA | 26,081 | 175 | 2.0x |
| Clearlake, CA | 16,659 | 104 | 1.2x |
| Ukiah, CA | 16,304 | 137 | 1.6x |
| Healdsburg, CA | 11,243 | 189 | 2.1x |
| Cloverdale, CA | 8,886 | 154 | 1.8x |
| Larkfield-Wikiup, CA | 8,765 | 171 | 1.9x |
| Winters, CA | 7,583 | 145 | 1.6x |
| Sebastopol, CA | 7,445 | 172 | 2.0x |
| Williams, CA | 5,585 | 121 | 1.4x |
