What is the cost of living in Muncie, IN?
According to the most recent data on the cost of living, Muncie has an overall cost of living index of 80, which is 0.8x lower than the national index of 100.
Compared to Indiana, Muncie has a cost of living index that's 0.9x lower than Indiana's index of 90.
The standard of living in Muncie ranks as #2 most affordable out of the 129 places we measured in Indiana. By definition, that implies Muncie ranks as the #127 most expensive place in the Hoosier State.
For more reading on life in Muncie, check out:
Muncie Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Muncie. Here is how it fares on each of the criteria:
The Services index in Muncie is 96.
The Groceries index in Muncie is 97.
The Health index in Muncie is 51.
The Housing index in Muncie is 95.
The Transportation index in Muncie is 92.
The Utilities index in Muncie is 93.
| Living Expense | Muncie | Indiana | National Average |
|---|---|---|---|
| Overall | 80 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 97 | 95 | 100 |
| Health | 51 | 72 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 92 | 94 | 100 |
| Utilities | 93 | 96 | 100 |
Muncie Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Muncie Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Muncie, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Muncie is $151,291.
The Median Rent in Muncie is $904.
The Median Income in Muncie is $44,471.
The Home Value To Income in Muncie is 3.4x.
The Rent To Monthly Income in Muncie is 0.24x.
Muncie, IN Costs By Category
Detailed Muncie Services costs vs. Indiana
Detailed Muncie Groceries costs vs. Indiana
Detailed Muncie Health costs vs. Indiana
Detailed Muncie Transportation costs vs. Indiana
Muncie SnackAbility
Cost Of Living In Cities Around Muncie
The cost of living varies in the cities and towns around Muncie. Here's a quick look at the cost of living in the most populous nearby places:
Carmel, IN has a cost of living index of 117, 1.5x Muncie.
Noblesville, IN has a cost of living index of 103, 1.3x Muncie.
Westfield, IN has a cost of living index of 112, 1.4x Muncie.
| City | Population | Cost Of Living | Vs. Muncie |
|---|---|---|---|
| Carmel, IN | 101,651 | 117 | 1.5x |
| Noblesville, IN | 73,362 | 103 | 1.3x |
| Westfield, IN | 54,677 | 112 | 1.4x |
| Lawrence, IN | 49,517 | 95 | 1.2x |
| Zionsville, IN | 32,095 | 122 | 1.5x |
| Greenville, OH | 12,741 | 83 | 1.0x |
| Middletown, KY | 9,763 | 108 | 1.4x |
| Union, KY | 7,642 | 116 | 1.4x |
| Union, OH | 7,037 | 91 | 1.1x |
