Darnestown, MD Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Darnestown, MD Summary

Cost of living in Darnestown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Darnestown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Darnestown is 192, with 100 being the average.

  • The cost of living index in Darnestown is 1.9x higher than the national average.

  • Darnestown ranks as the #190 cheapest in Maryland out of 194.

  • Darnestown ranks as the #6,271 cheapest out of 6,489 in the US.

  • The median home value in Darnestown is $1,004,323.

  • The median income in Darnestown is $217,679.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
192
Darnestown's Overall Cost Of Living
1.9x
Higher Than The National Average

What is the cost of living in Darnestown, MD?

According to the most recent data on the cost of living, Darnestown has an overall cost of living index of 192, which is 1.9x higher than the national index of 100.

Compared to Maryland, Darnestown has a cost of living index that's 1.6x higher than Maryland's index of 121.

The standard of living in Darnestown ranks as #190 most affordable out of the 194 places we measured in Maryland. By definition, that implies Darnestown ranks as the #4 most expensive place in the Old Line State.

For more reading on life in Darnestown, check out:

190 out of 194
In Maryland
6,271 out of 6,489
In America

Darnestown Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Darnestown. Here is how it fairs on each of the criteria:

  • The Services index in Darnestown is 109.

  • The Groceries index in Darnestown is 106.

  • The Health index in Darnestown is 98.

  • The Housing index in Darnestown is 398.

  • The Transportation index in Darnestown is 96.

  • The Utilities index in Darnestown is 111.

Living Expense Darnestown Maryland National Average
Overall 192 121 100
Services 109 105 100
Groceries 106 107 100
Health 98 96 100
Housing 398 150 100
Transportation 96 99 100
Utilities 111 113 100
For more reading on cost of living around Maryland, check out:
Darnestown Cost of Living Vs. MD

Darnestown, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Darnestown is $1,004,323.

  • The Median Rent in Darnestown is $3,501.

  • The Median Income in Darnestown is $217,679.

  • The Home Value To Income in Darnestown is 4.6x.

  • The Rent To Monthly Income in Darnestown is 0.19x.

Statistic Darnestown Maryland United States
Median Home Value $1,004,323 $427,628 $303,400
Median Rent $3,501 $1,662 $1,348
Median Income $217,679 $101,652 $78,538
Home Value To Income 4.6x 4.2x 3.9x
Rent To Monthly Income 0.19x 0.2x 0.21x
$1,004,323
Median Home Value
$3,501
Median Rent
$217,679
Median Income

Darnestown, MD Costs By Category

Detailed Darnestown Services Costs Vs. Maryland

Item Darnestown Maryland
Shampoo $1.51 $1.28
Movie $15.69 $12.13
Bowling $24.83 $18
Haircut $26.11 $24.26
Beauty Salon $70.08 $45.56

Detailed Darnestown Groceries Costs Vs. Maryland

Item Darnestown Maryland
Ground Beef $6.24 $5.84
Fried Chicken $1.4 $1.57
Milk $4.78 $4.67
Potatoes $5.49 $4.93
Pizza $12.56 $12.09
Beer $11.1 $10.41
Toothpaste $3.81 $3.7

Detailed Darnestown Health Costs Vs. Maryland

Item Darnestown Maryland
Optometrist $92.0 $125.68
Doctor $135.03 $135.78
Dentist $117.67 $113.29

Detailed Darnestown Transportation Costs Vs. Maryland

Item Darnestown Maryland
Gasoline $3.25 $3.46
Tire Balancing $59.0 $59.92

Detailed Darnestown Utilities Costs Vs. Maryland

Item Darnestown Maryland
All Electricity $222.47 $193.99
Phone $197.37 $192.25

Darnestown SnackAbility

5
/10
Overall SnackAbility
Jobs
9.5/10
Housing
1
Affordability
1
Diversity
8
Safety
N/A
Amenities
6
Education
9.5
Commute
4

Cost Of Living In Cities Around Darnestown

The cost of living varies in the cities and towns around Darnestown. Here's a quick look at the cost of living in the most populous nearby places:

  • Germantown, MD has a cost of living index of 132, 0.7x Darnestown.

  • Gaithersburg, MD has a cost of living index of 136, 0.7x Darnestown.

  • Olney, MD has a cost of living index of 153, 0.8x Darnestown.

City Population Cost Of Living Vs. Darnestown
Germantown, MD 90,521 132 0.7x
Gaithersburg, MD 69,225 136 0.7x
Olney, MD 36,000 153 0.8x
Clarksburg, MD 29,246 152 0.8x
North Potomac, MD 23,994 172 0.9x
Great Falls, VA 14,854 228 1.2x
Kemp Mill, MD 14,437 145 0.8x
Colesville, MD 14,075 140 0.7x
Sugarland Run, VA 12,920 145 0.8x
Cascades, VA 12,489 152 0.8x

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