Ocean Springs, MS Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Ocean Springs, MS Summary

Cost of living in Ocean Springs research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Ocean Springs is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Mississippi, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Ocean Springs is 96, with 100 being the average.

  • The cost of living index in Ocean Springs is 1.0x lower than the national average.

  • Ocean Springs ranks as the #55 cheapest in Mississippi out of 68.

  • Ocean Springs ranks as the #2,104 cheapest out of 6,489 in the US.

  • The median home value in Ocean Springs is $269,476.

  • The median income in Ocean Springs is $78,929.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
96
Ocean Springs's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Ocean Springs, MS?

According to the most recent data on the cost of living, Ocean Springs has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.

Compared to Mississippi, Ocean Springs has a cost of living index that's 1.1x higher than Mississippi's index of 84.

The standard of living in Ocean Springs ranks as #55 most affordable out of the 68 places we measured in Mississippi. By definition, that implies Ocean Springs ranks as the #13 most expensive place in the Magnolia State.

For more reading on life in Ocean Springs, check out:

55 out of 68
In Mississippi
2,104 out of 6,489
In America

Ocean Springs Cost Of Living Vs. Mississippi

Six factors go into calculating the cost of living index in Ocean Springs. Here is how it fairs on each of the criteria:

  • The Services index in Ocean Springs is 95.

  • The Groceries index in Ocean Springs is 98.

  • The Health index in Ocean Springs is 107.

  • The Housing index in Ocean Springs is 97.

  • The Transportation index in Ocean Springs is 95.

  • The Utilities index in Ocean Springs is 88.

Living Expense Ocean Springs Mississippi National Average
Overall 96 84 100
Services 95 90 100
Groceries 98 95 100
Health 107 96 100
Housing 97 63 100
Transportation 95 90 100
Utilities 88 85 100
For more reading on cost of living around Mississippi, check out:
Ocean Springs Cost of Living Vs. MS

Ocean Springs, MS Housing Cost Breakdown

Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Ocean Springs is $269,476.

  • The Median Rent in Ocean Springs is $1,364.

  • The Median Income in Ocean Springs is $78,929.

  • The Home Value To Income in Ocean Springs is 3.4x.

  • The Rent To Monthly Income in Ocean Springs is 0.21x.

Statistic Ocean Springs Mississippi United States
Median Home Value $269,476 $188,640 $303,400
Median Rent $1,364 $923 $1,348
Median Income $78,929 $54,915 $78,538
Home Value To Income 3.4x 3.4x 3.9x
Rent To Monthly Income 0.21x 0.2x 0.21x
$269,476
Median Home Value
$1,364
Median Rent
$78,929
Median Income

Ocean Springs, MS Costs By Category

Detailed Ocean Springs Services Costs Vs. Mississippi

Item Ocean Springs Mississippi
Shampoo $1.17 $1.28
Movie $10.62 $12.13
Bowling $17.33 $18
Haircut $24.75 $24.26
Beauty Salon $45.72 $45.56

Detailed Ocean Springs Groceries Costs Vs. Mississippi

Item Ocean Springs Mississippi
Ground Beef $5.76 $5.84
Fried Chicken $1.74 $1.57
Milk $4.55 $4.67
Potatoes $5.16 $4.93
Pizza $11.24 $12.09
Beer $9.16 $10.41
Toothpaste $3.59 $3.7

Detailed Ocean Springs Health Costs Vs. Mississippi

Item Ocean Springs Mississippi
Optometrist $122.28 $125.68
Doctor $128.94 $135.78
Dentist $138.76 $113.29

Detailed Ocean Springs Transportation Costs Vs. Mississippi

Item Ocean Springs Mississippi
Gasoline $3.08 $3.46
Tire Balancing $60.67 $59.92

Detailed Ocean Springs Utilities Costs Vs. Mississippi

Item Ocean Springs Mississippi
All Electricity $162.85 $193.99
Phone $187.62 $192.25

Ocean Springs SnackAbility

8
/10
Overall SnackAbility
Jobs
6/10
Housing
8
Affordability
7
Diversity
8
Safety
7
Amenities
8.5
Education
8.5
Commute
5

Cost Of Living In Cities Around Ocean Springs

The cost of living varies in the cities and towns around Ocean Springs. Here's a quick look at the cost of living in the most populous nearby places:

  • Gulfport, MS has a cost of living index of 91, 0.9x Ocean Springs.

  • Biloxi, MS has a cost of living index of 94, 1.0x Ocean Springs.

  • Pascagoula, MS has a cost of living index of 87, 0.9x Ocean Springs.

City Population Cost Of Living Vs. Ocean Springs
Gulfport, MS 72,533 91 0.9x
Biloxi, MS 49,011 94 1.0x
Pascagoula, MS 21,812 87 0.9x
Gautier, MS 19,026 93 1.0x
D'Iberville, MS 13,033 97 1.0x
Moss Point, MS 12,066 87 0.9x
Gulf Hills, MS 8,193 95 1.0x
St. Martin, MS 7,797 88 0.9x
Gulf Park Estates, MS 6,517 96 1.0x
Latimer, MS 6,474 91 0.9x

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