HomeSnacks

Cohoes, NY Cost Of Living

The latest cost of living statistics for Cohoes. Includes statistics on rent, mortgages, healthcare, and other costs for Cohoes compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Cohoes, New York

Cost of living in Cohoes research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Cohoes is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

104 Cost of living index 1.0x higher vs US
#77 Cheapest in New York (of 336)
#2,973 Cheapest in the U.S. (of 6,489)
$330,325 Median home value
$1,251 Median rent
$61,145 Median income
Not sure Cohoes fits your budget? Try our place-match quiz →

What is the cost of living in Cohoes, NY?

According to the most recent data on the cost of living, Cohoes has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.

Compared to New York, Cohoes has a cost of living index that's 0.9x lower than New York's index of 121.

The standard of living in Cohoes ranks as #77 most affordable out of the 336 places we measured in New York. By definition, that implies Cohoes ranks as the #259 most expensive place in the Empire State.

For more reading on life in Cohoes, check out:

Cohoes Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Cohoes. Here is how it fares on each of the criteria:

  • The Services index in Cohoes is 106.

  • The Groceries index in Cohoes is 109.

  • The Health index in Cohoes is 99.

  • The Housing index in Cohoes is 112.

  • The Transportation index in Cohoes is 113.

  • The Utilities index in Cohoes is 107.

Living Expense Cohoes New York National Average
Overall 104 121 100
Services 106 105 100
Groceries 109 108 100
Health 99 143 100
Housing 112 112 100
Transportation 113 114 100
Utilities 107 111 100

Cohoes Cost Of Living Compared To New York Averages

Services
Cohoes 106
New York avg 105
Groceries
Cohoes 109
New York avg 108
Health
Cohoes 99
New York avg 143
Housing
Cohoes 112
New York avg 112
Transportation
Cohoes 113
New York avg 114
Utilities
Cohoes 107
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

Protect your home budget Compare home warranties in Cohoes Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Cohoes, NY Housing Cost Breakdown

$330,325Median Home Value
$1,251Median Rent
$61,145Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Cohoes is $330,325.

  • The Median Rent in Cohoes is $1,251.

  • The Median Income in Cohoes is $61,145.

  • The Home Value To Income in Cohoes is 5.4x.

  • The Rent To Monthly Income in Cohoes is 0.25x.

Statistic Cohoes New York United States
Median Home Value $330,325 $507,794 $332,700
Median Rent $1,251 $1,621 $1,413
Median Income $61,145 $85,974 $80,734
Home Value To Income 5.4x 5.9x 4.1x
Rent To Monthly Income 0.25x 0.23x 0.21x

Cohoes, NY Costs By Category

Detailed Cohoes Services costs vs. New York
Item Cohoes New York
Shampoo $1.28 $1.28
Movie $13.08 $12.13
Bowling $15.96 $18
Haircut $28.28 $24.26
Beauty Salon $51.36 $45.56
Detailed Cohoes Groceries costs vs. New York
Item Cohoes New York
Ground Beef $6.06 $5.84
Fried Chicken $1.6 $1.57
Milk $4.85 $4.67
Potatoes $5.09 $4.93
Pizza $14.69 $12.09
Beer $10.9 $10.41
Toothpaste $3.74 $3.7
Detailed Cohoes Health costs vs. New York
Item Cohoes New York
Optometrist $132.47 $125.68
Doctor $111.33 $135.78
Dentist $111.69 $113.29
Detailed Cohoes Transportation costs vs. New York
Item Cohoes New York
Gasoline $3.55 $3.46
Tire Balancing $50.33 $59.92
Detailed Cohoes Utilities costs vs. New York
Item Cohoes New York
All Electricity $196.7 $193.99
Phone $195.71 $192.25

Cohoes SnackAbility

6Overall SnackAbility
Jobs 6/10
Housing 8/10
Affordability 6/10
Diversity 8/10
SafetyN/A
Amenities 9/10
Education 7/10
Commute 8.5/10

Cost Of Living In Cities Around Cohoes

The cost of living varies in the cities and towns around Cohoes. Here's a quick look at the cost of living in the most populous nearby places:

  • Albany, NY has a cost of living index of 110, 1.1x Cohoes.

  • Troy, NY has a cost of living index of 104, 1.0x Cohoes.

  • Rotterdam, NY has a cost of living index of 103, 1.0x Cohoes.

City Population Cost Of Living Vs. Cohoes
Albany, NY 100,492 110 1.1x
Troy, NY 51,033 104 1.0x
Rotterdam, NY 22,695 103 1.0x
Niskayuna, NY 21,227 124 1.2x
East Glenville, NY 11,914 114 1.1x
Watervliet, NY 10,287 104 1.0x
Rensselaer, NY 9,287 104 1.0x
Westmere, NY 8,334 121 1.2x
Colonie, NY 7,702 118 1.1x
Scotia, NY 7,264 103 1.0x
Keep reading

More about New York.

RankingsBest Places To Live In New York
Best Places To Live In New York
RankingsCheapest Places To Live In New York
Cheapest Places To Live In New York
RankingsMost Dangerous Places In New York
Most Dangerous Places In New York
RankingsBest Places To Raise A Family In New York
Best Places To Raise A Family In New York
RankingsBest Places To Retire In New York
Best Places To Retire In New York
RankingsRichest Cities In New York
Richest Cities In New York
RankingsSafest Places In New York According To Science
Safest Places In New York According To Science
RankingsWorst Places To Live In New York State
Worst Places To Live In New York State
RankingsMost Expensive Places To Live In New York
Most Expensive Places To Live In New York