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Westmere, NY Cost Of Living

The latest cost of living statistics for Westmere. Includes statistics on rent, mortgages, healthcare, and other costs for Westmere compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Westmere, New York

Cost of living in Westmere research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Westmere is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

121 Cost of living index 1.2x higher vs US
#119 Cheapest in New York (of 336)
#4,405 Cheapest in the U.S. (of 6,489)
$375,513 Median home value
$1,629 Median rent
$88,378 Median income
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What is the cost of living in Westmere, NY?

According to the most recent data on the cost of living, Westmere has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.

Compared to New York, Westmere has a cost of living index that's 1.0x lower than New York's index of 121.

The standard of living in Westmere ranks as #119 most affordable out of the 336 places we measured in New York. By definition, that implies Westmere ranks as the #217 most expensive place in the Empire State.

For more reading on life in Westmere, check out:

Westmere Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Westmere. Here is how it fares on each of the criteria:

  • The Services index in Westmere is 107.

  • The Groceries index in Westmere is 112.

  • The Health index in Westmere is 136.

  • The Housing index in Westmere is 113.

  • The Transportation index in Westmere is 118.

  • The Utilities index in Westmere is 113.

Living Expense Westmere New York National Average
Overall 121 121 100
Services 107 105 100
Groceries 112 108 100
Health 136 143 100
Housing 113 112 100
Transportation 118 114 100
Utilities 113 111 100

Westmere Cost Of Living Compared To New York Averages

Services
Westmere 107
New York avg 105
Groceries
Westmere 112
New York avg 108
Health
Westmere 136
New York avg 143
Housing
Westmere 113
New York avg 112
Transportation
Westmere 118
New York avg 114
Utilities
Westmere 113
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Westmere, NY Housing Cost Breakdown

$375,513Median Home Value
$1,629Median Rent
$88,378Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Westmere is $375,513.

  • The Median Rent in Westmere is $1,629.

  • The Median Income in Westmere is $88,378.

  • The Home Value To Income in Westmere is 4.2x.

  • The Rent To Monthly Income in Westmere is 0.22x.

Statistic Westmere New York United States
Median Home Value $375,513 $507,794 $332,700
Median Rent $1,629 $1,621 $1,413
Median Income $88,378 $85,974 $80,734
Home Value To Income 4.2x 5.9x 4.1x
Rent To Monthly Income 0.22x 0.23x 0.21x

Westmere, NY Costs By Category

Detailed Westmere Services costs vs. New York
Item Westmere New York
Shampoo $1.28 $1.28
Movie $13.08 $12.13
Bowling $15.96 $18
Haircut $28.28 $24.26
Beauty Salon $51.36 $45.56
Detailed Westmere Groceries costs vs. New York
Item Westmere New York
Ground Beef $6.06 $5.84
Fried Chicken $1.6 $1.57
Milk $4.85 $4.67
Potatoes $5.09 $4.93
Pizza $14.69 $12.09
Beer $10.9 $10.41
Toothpaste $3.74 $3.7
Detailed Westmere Health costs vs. New York
Item Westmere New York
Optometrist $132.47 $125.68
Doctor $111.33 $135.78
Dentist $111.69 $113.29
Detailed Westmere Transportation costs vs. New York
Item Westmere New York
Gasoline $3.55 $3.46
Tire Balancing $50.33 $59.92
Detailed Westmere Utilities costs vs. New York
Item Westmere New York
All Electricity $196.7 $193.99
Phone $195.71 $192.25

Westmere SnackAbility

8Overall SnackAbility
Jobs 9/10
Housing 8.5/10
Affordability 5/10
Diversity 8.5/10
SafetyN/A
Amenities 8.5/10
Education 10/10
Commute 8.5/10

Cost Of Living In Cities Around Westmere

The cost of living varies in the cities and towns around Westmere. Here's a quick look at the cost of living in the most populous nearby places:

  • Albany, NY has a cost of living index of 110, 0.9x Westmere.

  • Schenectady, NY has a cost of living index of 97, 0.8x Westmere.

  • Troy, NY has a cost of living index of 104, 0.9x Westmere.

City Population Cost Of Living Vs. Westmere
Albany, NY 100,492 110 0.9x
Schenectady, NY 68,847 97 0.8x
Troy, NY 51,033 104 0.9x
Rotterdam, NY 22,695 103 0.9x
Niskayuna, NY 21,227 124 1.0x
Cohoes, NY 18,159 104 0.9x
East Glenville, NY 11,914 114 0.9x
Watervliet, NY 10,287 104 0.9x
Rensselaer, NY 9,287 104 0.9x
Colonie, NY 7,702 118 1.0x
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