Niskayuna, NY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Niskayuna, NY Summary

Cost of living in Niskayuna research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Niskayuna is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Niskayuna is 115, with 100 being the average.

  • The cost of living index in Niskayuna is 1.1x higher than the national average.

  • Niskayuna ranks as the #116 cheapest in New York out of 341.

  • Niskayuna ranks as the #4,090 cheapest out of 6,489 in the US.

  • The median home value in Niskayuna is $412,313.

  • The median income in Niskayuna is $128,346.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
115
Niskayuna's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Niskayuna, NY?

According to the most recent data on the cost of living, Niskayuna has an overall cost of living index of 115, which is 1.1x higher than the national index of 100.

Compared to New York, Niskayuna has a cost of living index that's 1.0x lower than New York's index of 119.

The standard of living in Niskayuna ranks as #116 most affordable out of the 341 places we measured in New York. By definition, that implies Niskayuna ranks as the #225 most expensive place in the Empire State.

For more reading on life in Niskayuna, check out:

116 out of 341
In New York
4,090 out of 6,489
In America

Niskayuna Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Niskayuna. Here is how it fairs on each of the criteria:

  • The Services index in Niskayuna is 107.

  • The Groceries index in Niskayuna is 105.

  • The Health index in Niskayuna is 94.

  • The Housing index in Niskayuna is 147.

  • The Transportation index in Niskayuna is 99.

  • The Utilities index in Niskayuna is 100.

Living ExpenseNiskayunaNew YorkNational Average
Overall115119100
Services107110100
Groceries105103100
Health94101100
Housing147145100
Transportation99105100
Utilities10099100
For more reading on cost of living around New York, check out:
Niskayuna Cost of Living Vs. NY

Niskayuna, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Niskayuna is $412,313.

  • The Median Rent in Niskayuna is $1,528.

  • The Median Income in Niskayuna is $128,346.

  • The Home Value To Income in Niskayuna is 3.2x.

  • The Rent To Monthly Income in Niskayuna is 0.14x.

StatisticNiskayunaNew YorkUnited States
Median Home Value$412,313$508,764$303,400
Median Rent$1,528$1,576$1,348
Median Income$128,346$84,578$78,538
Home Value To Income3.2x6.0x3.9x
Rent To Monthly Income0.14x0.22x0.21x
$412,313
Median Home Value
$1,528
Median Rent
$128,346
Median Income

Niskayuna, NY Costs By Category

Detailed Niskayuna Services Costs Vs. New York

ItemNiskayunaNew York
Shampoo$1.28$1.28
Movie$13.08$12.13
Bowling$15.96$18
Haircut$28.28$24.26
Beauty Salon$51.36$45.56

Detailed Niskayuna Groceries Costs Vs. New York

ItemNiskayunaNew York
Ground Beef$6.06$5.84
Fried Chicken$1.6$1.57
Milk$4.85$4.67
Potatoes$5.09$4.93
Pizza$14.69$12.09
Beer$10.9$10.41
Toothpaste$3.74$3.7

Detailed Niskayuna Health Costs Vs. New York

ItemNiskayunaNew York
Optometrist$132.47$125.68
Doctor$111.33$135.78
Dentist$111.69$113.29

Detailed Niskayuna Transportation Costs Vs. New York

ItemNiskayunaNew York
Gasoline$3.55$3.46
Tire Balancing$50.33$59.92

Detailed Niskayuna Utilities Costs Vs. New York

ItemNiskayunaNew York
All Electricity$196.7$193.99
Phone$195.71$192.25

Niskayuna SnackAbility

7.5
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
8.5
Diversity
7
Safety
8
Amenities
9
Education
10
Commute
8

Cost Of Living In Cities Around Niskayuna

The cost of living varies in the cities and towns around Niskayuna. Here's a quick look at the cost of living in the most populous nearby places:

  • Albany, NY has a cost of living index of 101, 0.9x Niskayuna.

  • Schenectady, NY has a cost of living index of 95, 0.8x Niskayuna.

  • Saratoga Springs, NY has a cost of living index of 126, 1.1x Niskayuna.

CityPopulationCost Of LivingVs. Niskayuna
Albany, NY100,0811010.9x
Schenectady, NY68,521950.8x
Saratoga Springs, NY28,5421261.1x
Rotterdam, NY22,7981020.9x
Cohoes, NY18,043990.9x
East Glenville, NY11,3991070.9x
Rensselaer, NY9,2471000.9x
Colonie, NY7,7051090.9x
Westmere, NY7,6161131.0x
Scotia, NY7,260980.9x

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