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Niskayuna, NY Cost Of Living

The latest cost of living statistics for Niskayuna. Includes statistics on rent, mortgages, healthcare, and other costs for Niskayuna compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Niskayuna, New York

Cost of living in Niskayuna research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Niskayuna is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

124 Cost of living index 1.2x higher vs US
#127 Cheapest in New York (of 336)
#4,584 Cheapest in the U.S. (of 6,489)
$428,833 Median home value
$1,589 Median rent
$134,052 Median income
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What is the cost of living in Niskayuna, NY?

According to the most recent data on the cost of living, Niskayuna has an overall cost of living index of 124, which is 1.2x higher than the national index of 100.

Compared to New York, Niskayuna has a cost of living index that's 1.0x higher than New York's index of 121.

The standard of living in Niskayuna ranks as #127 most affordable out of the 336 places we measured in New York. By definition, that implies Niskayuna ranks as the #209 most expensive place in the Empire State.

For more reading on life in Niskayuna, check out:

Niskayuna Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Niskayuna. Here is how it fares on each of the criteria:

  • The Services index in Niskayuna is 105.

  • The Groceries index in Niskayuna is 109.

  • The Health index in Niskayuna is 149.

  • The Housing index in Niskayuna is 113.

  • The Transportation index in Niskayuna is 110.

  • The Utilities index in Niskayuna is 115.

Living Expense Niskayuna New York National Average
Overall 124 121 100
Services 105 105 100
Groceries 109 108 100
Health 149 143 100
Housing 113 112 100
Transportation 110 114 100
Utilities 115 111 100

Niskayuna Cost Of Living Compared To New York Averages

Services
Niskayuna 105
New York avg 105
Groceries
Niskayuna 109
New York avg 108
Health
Niskayuna 149
New York avg 143
Housing
Niskayuna 113
New York avg 112
Transportation
Niskayuna 110
New York avg 114
Utilities
Niskayuna 115
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Niskayuna, NY Housing Cost Breakdown

$428,833Median Home Value
$1,589Median Rent
$134,052Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Niskayuna is $428,833.

  • The Median Rent in Niskayuna is $1,589.

  • The Median Income in Niskayuna is $134,052.

  • The Home Value To Income in Niskayuna is 3.2x.

  • The Rent To Monthly Income in Niskayuna is 0.14x.

Statistic Niskayuna New York United States
Median Home Value $428,833 $507,794 $332,700
Median Rent $1,589 $1,621 $1,413
Median Income $134,052 $85,974 $80,734
Home Value To Income 3.2x 5.9x 4.1x
Rent To Monthly Income 0.14x 0.23x 0.21x

Niskayuna, NY Costs By Category

Detailed Niskayuna Services costs vs. New York
Item Niskayuna New York
Shampoo $1.28 $1.28
Movie $13.08 $12.13
Bowling $15.96 $18
Haircut $28.28 $24.26
Beauty Salon $51.36 $45.56
Detailed Niskayuna Groceries costs vs. New York
Item Niskayuna New York
Ground Beef $6.06 $5.84
Fried Chicken $1.6 $1.57
Milk $4.85 $4.67
Potatoes $5.09 $4.93
Pizza $14.69 $12.09
Beer $10.9 $10.41
Toothpaste $3.74 $3.7
Detailed Niskayuna Health costs vs. New York
Item Niskayuna New York
Optometrist $132.47 $125.68
Doctor $111.33 $135.78
Dentist $111.69 $113.29
Detailed Niskayuna Transportation costs vs. New York
Item Niskayuna New York
Gasoline $3.55 $3.46
Tire Balancing $50.33 $59.92
Detailed Niskayuna Utilities costs vs. New York
Item Niskayuna New York
All Electricity $196.7 $193.99
Phone $195.71 $192.25

Niskayuna SnackAbility

7.5Overall SnackAbility
Jobs 8.5/10
Housing 8.5/10
Affordability 8.5/10
Diversity 7/10
Safety 8/10
Amenities 9/10
Education 10/10
Commute 8/10

Cost Of Living In Cities Around Niskayuna

The cost of living varies in the cities and towns around Niskayuna. Here's a quick look at the cost of living in the most populous nearby places:

  • Albany, NY has a cost of living index of 110, 0.9x Niskayuna.

  • Schenectady, NY has a cost of living index of 97, 0.8x Niskayuna.

  • Saratoga Springs, NY has a cost of living index of 135, 1.1x Niskayuna.

City Population Cost Of Living Vs. Niskayuna
Albany, NY 100,492 110 0.9x
Schenectady, NY 68,847 97 0.8x
Saratoga Springs, NY 28,631 135 1.1x
Rotterdam, NY 22,695 103 0.8x
Cohoes, NY 18,159 104 0.8x
East Glenville, NY 11,914 114 0.9x
Rensselaer, NY 9,287 104 0.8x
Westmere, NY 8,334 121 1.0x
Colonie, NY 7,702 118 1.0x
Scotia, NY 7,264 103 0.8x
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