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Rotterdam, NY Cost Of Living

The latest cost of living statistics for Rotterdam. Includes statistics on rent, mortgages, healthcare, and other costs for Rotterdam compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Rotterdam, New York

Cost of living in Rotterdam research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Rotterdam is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

103 Cost of living index 1.0x higher vs US
#70 Cheapest in New York (of 336)
#2,859 Cheapest in the U.S. (of 6,489)
$256,892 Median home value
$1,278 Median rent
$85,887 Median income
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What is the cost of living in Rotterdam, NY?

According to the most recent data on the cost of living, Rotterdam has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.

Compared to New York, Rotterdam has a cost of living index that's 0.9x lower than New York's index of 121.

The standard of living in Rotterdam ranks as #70 most affordable out of the 336 places we measured in New York. By definition, that implies Rotterdam ranks as the #266 most expensive place in the Empire State.

For more reading on life in Rotterdam, check out:

Rotterdam Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Rotterdam. Here is how it fares on each of the criteria:

  • The Services index in Rotterdam is 105.

  • The Groceries index in Rotterdam is 109.

  • The Health index in Rotterdam is 91.

  • The Housing index in Rotterdam is 110.

  • The Transportation index in Rotterdam is 110.

  • The Utilities index in Rotterdam is 117.

Living Expense Rotterdam New York National Average
Overall 103 121 100
Services 105 105 100
Groceries 109 108 100
Health 91 143 100
Housing 110 112 100
Transportation 110 114 100
Utilities 117 111 100

Rotterdam Cost Of Living Compared To New York Averages

Services
Rotterdam 105
New York avg 105
Groceries
Rotterdam 109
New York avg 108
Health
Rotterdam 91
New York avg 143
Housing
Rotterdam 110
New York avg 112
Transportation
Rotterdam 110
New York avg 114
Utilities
Rotterdam 117
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Rotterdam, NY Housing Cost Breakdown

$256,892Median Home Value
$1,278Median Rent
$85,887Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Rotterdam is $256,892.

  • The Median Rent in Rotterdam is $1,278.

  • The Median Income in Rotterdam is $85,887.

  • The Home Value To Income in Rotterdam is 3.0x.

  • The Rent To Monthly Income in Rotterdam is 0.18x.

Statistic Rotterdam New York United States
Median Home Value $256,892 $507,794 $332,700
Median Rent $1,278 $1,621 $1,413
Median Income $85,887 $85,974 $80,734
Home Value To Income 3.0x 5.9x 4.1x
Rent To Monthly Income 0.18x 0.23x 0.21x

Rotterdam, NY Costs By Category

Detailed Rotterdam Services costs vs. New York
Item Rotterdam New York
Shampoo $1.28 $1.28
Movie $13.08 $12.13
Bowling $15.96 $18
Haircut $28.28 $24.26
Beauty Salon $51.36 $45.56
Detailed Rotterdam Groceries costs vs. New York
Item Rotterdam New York
Ground Beef $6.06 $5.84
Fried Chicken $1.6 $1.57
Milk $4.85 $4.67
Potatoes $5.09 $4.93
Pizza $14.69 $12.09
Beer $10.9 $10.41
Toothpaste $3.74 $3.7
Detailed Rotterdam Health costs vs. New York
Item Rotterdam New York
Optometrist $132.47 $125.68
Doctor $111.33 $135.78
Dentist $111.69 $113.29
Detailed Rotterdam Transportation costs vs. New York
Item Rotterdam New York
Gasoline $3.55 $3.46
Tire Balancing $50.33 $59.92
Detailed Rotterdam Utilities costs vs. New York
Item Rotterdam New York
All Electricity $196.7 $193.99
Phone $195.71 $192.25

Rotterdam SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 8/10
Affordability 8.5/10
Diversity 7/10
Safety 7/10
Amenities 9/10
Education 8/10
Commute 8/10

Cost Of Living In Cities Around Rotterdam

The cost of living varies in the cities and towns around Rotterdam. Here's a quick look at the cost of living in the most populous nearby places:

  • Albany, NY has a cost of living index of 110, 1.1x Rotterdam.

  • Schenectady, NY has a cost of living index of 97, 0.9x Rotterdam.

  • Niskayuna, NY has a cost of living index of 124, 1.2x Rotterdam.

City Population Cost Of Living Vs. Rotterdam
Albany, NY 100,492 110 1.1x
Schenectady, NY 68,847 97 0.9x
Niskayuna, NY 21,227 124 1.2x
Cohoes, NY 18,159 104 1.0x
East Glenville, NY 11,914 114 1.1x
Rensselaer, NY 9,287 104 1.0x
Westmere, NY 8,334 121 1.2x
Colonie, NY 7,702 118 1.1x
Scotia, NY 7,264 103 1.0x
Mechanicville, NY 5,124 103 1.0x
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