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Elmsford, NY Cost Of Living

The latest cost of living statistics for Elmsford. Includes statistics on rent, mortgages, healthcare, and other costs for Elmsford compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Elmsford, New York

Cost of living in Elmsford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Elmsford is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

147 Cost of living index 1.5x higher vs US
#217 Cheapest in New York (of 336)
#5,616 Cheapest in the U.S. (of 6,489)
$678,626 Median home value
$2,546 Median rent
$120,179 Median income
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What is the cost of living in Elmsford, NY?

According to the most recent data on the cost of living, Elmsford has an overall cost of living index of 147, which is 1.5x higher than the national index of 100.

Compared to New York, Elmsford has a cost of living index that's 1.2x higher than New York's index of 121.

The standard of living in Elmsford ranks as #217 most affordable out of the 336 places we measured in New York. By definition, that implies Elmsford ranks as the #119 most expensive place in the Empire State.

For more reading on life in Elmsford, check out:

Elmsford Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Elmsford. Here is how it fares on each of the criteria:

  • The Services index in Elmsford is 108.

  • The Groceries index in Elmsford is 110.

  • The Health index in Elmsford is 232.

  • The Housing index in Elmsford is 114.

  • The Transportation index in Elmsford is 117.

  • The Utilities index in Elmsford is 115.

Living Expense Elmsford New York National Average
Overall 147 121 100
Services 108 105 100
Groceries 110 108 100
Health 232 143 100
Housing 114 112 100
Transportation 117 114 100
Utilities 115 111 100

Elmsford Cost Of Living Compared To New York Averages

Services
Elmsford 108
New York avg 105
Groceries
Elmsford 110
New York avg 108
Health
Elmsford 232
New York avg 143
Housing
Elmsford 114
New York avg 112
Transportation
Elmsford 117
New York avg 114
Utilities
Elmsford 115
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Elmsford, NY Housing Cost Breakdown

$678,626Median Home Value
$2,546Median Rent
$120,179Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Elmsford is $678,626.

  • The Median Rent in Elmsford is $2,546.

  • The Median Income in Elmsford is $120,179.

  • The Home Value To Income in Elmsford is 5.6x.

  • The Rent To Monthly Income in Elmsford is 0.25x.

Statistic Elmsford New York United States
Median Home Value $678,626 $507,794 $332,700
Median Rent $2,546 $1,621 $1,413
Median Income $120,179 $85,974 $80,734
Home Value To Income 5.6x 5.9x 4.1x
Rent To Monthly Income 0.25x 0.23x 0.21x

Elmsford, NY Costs By Category

Detailed Elmsford Services costs vs. New York
Item Elmsford New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed Elmsford Groceries costs vs. New York
Item Elmsford New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed Elmsford Health costs vs. New York
Item Elmsford New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed Elmsford Transportation costs vs. New York
Item Elmsford New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed Elmsford Utilities costs vs. New York
Item Elmsford New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Elmsford SnackAbility

7.5Overall SnackAbility
Jobs 8/10
Housing 9.5/10
Affordability 5/10
Diversity 10/10
Safety 9.5/10
Amenities 8.5/10
Education 8/10
Commute 6/10

Cost Of Living In Cities Around Elmsford

The cost of living varies in the cities and towns around Elmsford. Here's a quick look at the cost of living in the most populous nearby places:

  • White Plains, NY has a cost of living index of 159, 1.1x Elmsford.

  • Mamaroneck, NY has a cost of living index of 165, 1.1x Elmsford.

  • Port Washington, NY has a cost of living index of 196, 1.3x Elmsford.

City Population Cost Of Living Vs. Elmsford
White Plains, NY 60,666 159 1.1x
Mamaroneck, NY 19,826 165 1.1x
Port Washington, NY 18,004 196 1.3x
Greenville, OH 12,741 83 0.6x
Sleepy Hollow, NY 10,887 171 1.2x
Briarcliff Manor, NY 7,519 178 1.2x
Pleasantville, NY 7,371 178 1.2x
Tappan, NY 6,687 162 1.1x
Larchmont, NY 6,567 234 1.6x
Irvington, NY 6,531 173 1.2x
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