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New Paltz, NY Cost Of Living

The latest cost of living statistics for New Paltz. Includes statistics on rent, mortgages, healthcare, and other costs for New Paltz compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in New Paltz, New York

Cost of living in New Paltz research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means New Paltz is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

124 Cost of living index 1.2x higher vs US
#127 Cheapest in New York (of 336)
#4,584 Cheapest in the U.S. (of 6,489)
$496,651 Median home value
$1,672 Median rent
$52,774 Median income
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What is the cost of living in New Paltz, NY?

According to the most recent data on the cost of living, New Paltz has an overall cost of living index of 124, which is 1.2x higher than the national index of 100.

Compared to New York, New Paltz has a cost of living index that's 1.0x higher than New York's index of 121.

The standard of living in New Paltz ranks as #127 most affordable out of the 336 places we measured in New York. By definition, that implies New Paltz ranks as the #209 most expensive place in the Empire State.

For more reading on life in New Paltz, check out:

New Paltz Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in New Paltz. Here is how it fares on each of the criteria:

  • The Services index in New Paltz is 105.

  • The Groceries index in New Paltz is 106.

  • The Health index in New Paltz is 154.

  • The Housing index in New Paltz is 108.

  • The Transportation index in New Paltz is 108.

  • The Utilities index in New Paltz is 110.

Living Expense New Paltz New York National Average
Overall 124 121 100
Services 105 105 100
Groceries 106 108 100
Health 154 143 100
Housing 108 112 100
Transportation 108 114 100
Utilities 110 111 100

New Paltz Cost Of Living Compared To New York Averages

Services
New Paltz 105
New York avg 105
Groceries
New Paltz 106
New York avg 108
Health
New Paltz 154
New York avg 143
Housing
New Paltz 108
New York avg 112
Transportation
New Paltz 108
New York avg 114
Utilities
New Paltz 110
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

New Paltz, NY Housing Cost Breakdown

$496,651Median Home Value
$1,672Median Rent
$52,774Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in New Paltz is $496,651.

  • The Median Rent in New Paltz is $1,672.

  • The Median Income in New Paltz is $52,774.

  • The Home Value To Income in New Paltz is 9.4x.

  • The Rent To Monthly Income in New Paltz is 0.38x.

Statistic New Paltz New York United States
Median Home Value $496,651 $507,794 $332,700
Median Rent $1,672 $1,621 $1,413
Median Income $52,774 $85,974 $80,734
Home Value To Income 9.4x 5.9x 4.1x
Rent To Monthly Income 0.38x 0.23x 0.21x

New Paltz, NY Costs By Category

Detailed New Paltz Services costs vs. New York
Item New Paltz New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed New Paltz Groceries costs vs. New York
Item New Paltz New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed New Paltz Health costs vs. New York
Item New Paltz New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed New Paltz Transportation costs vs. New York
Item New Paltz New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed New Paltz Utilities costs vs. New York
Item New Paltz New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

New Paltz SnackAbility

7Overall SnackAbility
Jobs 4/10
Housing 8.5/10
Affordability 3/10
Diversity 8/10
SafetyN/A
Amenities 8.5/10
Education 10/10
Commute 8/10

Cost Of Living In Cities Around New Paltz

The cost of living varies in the cities and towns around New Paltz. Here's a quick look at the cost of living in the most populous nearby places:

  • Poughkeepsie, NY has a cost of living index of 113, 0.9x New Paltz.

  • Newburgh, NY has a cost of living index of 104, 0.8x New Paltz.

  • Beacon, NY has a cost of living index of 122, 1.0x New Paltz.

City Population Cost Of Living Vs. New Paltz
Poughkeepsie, NY 31,958 113 0.9x
Newburgh, NY 28,519 104 0.8x
Beacon, NY 14,834 122 1.0x
Myers Corner, NY 10,877 122 1.0x
Orange Lake, NY 9,784 122 1.0x
New Windsor, NY 8,919 116 0.9x
Walden, NY 6,868 117 0.9x
Highland, NY 6,367 119 1.0x
Wappingers Falls, NY 5,761 116 0.9x
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