What is the cost of living in Poughkeepsie, NY?
According to the most recent data on the cost of living, Poughkeepsie has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.
Compared to New York, Poughkeepsie has a cost of living index that's 0.9x lower than New York's index of 121.
The standard of living in Poughkeepsie ranks as #98 most affordable out of the 336 places we measured in New York. By definition, that implies Poughkeepsie ranks as the #238 most expensive place in the Empire State.
For more reading on life in Poughkeepsie, check out:
Poughkeepsie Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Poughkeepsie. Here is how it fares on each of the criteria:
The Services index in Poughkeepsie is 108.
The Groceries index in Poughkeepsie is 108.
The Health index in Poughkeepsie is 115.
The Housing index in Poughkeepsie is 109.
The Transportation index in Poughkeepsie is 109.
The Utilities index in Poughkeepsie is 113.
| Living Expense | Poughkeepsie | New York | National Average |
|---|---|---|---|
| Overall | 113 | 121 | 100 |
| Services | 108 | 105 | 100 |
| Groceries | 108 | 108 | 100 |
| Health | 115 | 143 | 100 |
| Housing | 109 | 112 | 100 |
| Transportation | 109 | 114 | 100 |
| Utilities | 113 | 111 | 100 |
Poughkeepsie Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Poughkeepsie Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Poughkeepsie, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Poughkeepsie is $339,927.
The Median Rent in Poughkeepsie is $1,400.
The Median Income in Poughkeepsie is $60,741.
The Home Value To Income in Poughkeepsie is 5.6x.
The Rent To Monthly Income in Poughkeepsie is 0.28x.
| Statistic | Poughkeepsie | New York | United States |
|---|---|---|---|
| Median Home Value | $339,927 | $507,794 | $332,700 |
| Median Rent | $1,400 | $1,621 | $1,413 |
| Median Income | $60,741 | $85,974 | $80,734 |
| Home Value To Income | 5.6x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.23x | 0.21x |
Poughkeepsie, NY Costs By Category
Detailed Poughkeepsie Services costs vs. New York
| Item | Poughkeepsie | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed Poughkeepsie Groceries costs vs. New York
| Item | Poughkeepsie | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Poughkeepsie Health costs vs. New York
| Item | Poughkeepsie | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed Poughkeepsie Transportation costs vs. New York
| Item | Poughkeepsie | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed Poughkeepsie Utilities costs vs. New York
| Item | Poughkeepsie | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
Poughkeepsie SnackAbility
Cost Of Living In Cities Around Poughkeepsie
The cost of living varies in the cities and towns around Poughkeepsie. Here's a quick look at the cost of living in the most populous nearby places:
Newburgh, NY has a cost of living index of 104, 0.9x Poughkeepsie.
Beacon, NY has a cost of living index of 122, 1.1x Poughkeepsie.
Myers Corner, NY has a cost of living index of 122, 1.1x Poughkeepsie.
| City | Population | Cost Of Living | Vs. Poughkeepsie |
|---|---|---|---|
| Newburgh, NY | 28,519 | 104 | 0.9x |
| Beacon, NY | 14,834 | 122 | 1.1x |
| Myers Corner, NY | 10,877 | 122 | 1.1x |
| Orange Lake, NY | 9,784 | 122 | 1.1x |
| New Windsor, NY | 8,919 | 116 | 1.0x |
| New Paltz, NY | 8,314 | 124 | 1.1x |
| Walden, NY | 6,868 | 117 | 1.0x |
| Milton, PA | 6,534 | 91 | 0.8x |
| Highland, NY | 6,367 | 119 | 1.1x |
| Wappingers Falls, NY | 5,761 | 116 | 1.0x |
