Schenectady, NY Cost Of Living
Schenectady's Overall Cost Of Living
Lower Than The National Average
In New York
In America
What is the cost of living in Schenectady, NY?
According to the most recent data on the cost of living, Schenectady has an overall cost of living index of 97 which is 1.0x lower than the national index of 100.
Compared to only New York, Schenectady has a cost of living index that's 0.8x lower than New York's index of 119.
The standard of living in Schenectady ranks as #2,747 most affordable out of the 6,418 places we measured in New York. By definition, that implies Schenectady ranks as the #3,672 most expensive place in the Empire State.
Schenectady Cost Of Living Vs. New York
| Living Expense | Schenectady | New York | National Average | |
|---|---|---|---|---|
| Overall | 97 | 119 | 100 | |
| Services | 109 | 112 | 100 | |
| Groceries | 112 | 110 | 100 | |
| Health | 105 | 102 | 100 | |
| Housing | 69 | 144 | 100 | |
| Transportation | 105 | 105 | 100 | |
| Utilities | 101 | 99 | 100 | |
Schenectady, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down the statistics around housing costs into more detail. It's also important to consider median household incomes to make apples-to-apples comparisons across locations.
Home and income come data comes from the most recent US Census ACS 2014-2018.
Median Home Value
Median Rent
Median Income
| Statistic | Schenectady | New York | United States |
|---|---|---|---|
| Median Home Value | $113,200 | $325,000 | $229,800 |
| Median Rent | $919 | $1,315 | $1,096 |
| Median Income | $47,773 | $71,117 | $64,994 |
| Home Value To Income | 2.4x | 4.6x | 3.5x |
| Rent To Monthly Income | 0.23x | 0.22x | 0.2x |
Detailed Schenectady Services Costs Vs. New York
| Item | Schenectady | New York |
|---|---|---|
| Shampoo | $1.06 | $1.06 |
| Movie | $14.09 | $10.68 |
| Bowling | $17.0 | $14.67 |
Detailed Schenectady Groceries Costs Vs. New York
| Item | Schenectady | New York |
|---|---|---|
| Ground Beef | $3.6 | $4.22 |
| Fried Chicken | $1.56 | $1.39 |
| Milk | $2.44 | $2.05 |
Detailed Schenectady Health Costs Vs. New York
| Item | Schenectady | New York |
|---|---|---|
| Haircut | $21.64 | $18.62 |
| Beauty Salon | $45.78 | $39.05 |
| Toothpaste | $2.41 | $2.34 |
Detailed Schenectady Transportation Costs Vs. New York
| Item | Schenectady | New York |
|---|---|---|
| Potatoes | $3.46 | $3.29 |
| Pizza | $10.52 | $10.62 |
| Beer | $9.93 | $9.38 |
| Optometrist | $142.69 | $108.57 |
| Doctor | $102.25 | $116.17 |
| Dentist | $110.33 | $99.13 |
Detailed Schenectady Utilities Costs Vs. New York
| Item | Schenectady | New York |
|---|---|---|
| Gasoline | $2.36 | $2.22 |
| Tire Balancing | $48.79 | $50.07 |
| All Electricity | $163.41 | $167.67 |
| Phone | $188.21 | $175.64 |
Schenectady SnackAbility
/10
Cost Of Living In Cities Around Schenectady
| City | Population | Cost Of Living | Vs. Schenectady |
|---|---|---|---|
| Albany, NY | 96,860 | 104 | 1.1x |
| Saratoga Springs, NY | 28,056 | 122 | 1.3x |
| Rotterdam, NY | 21,939 | 104 | 1.1x |
| Niskayuna, NY | 19,741 | 110 | 1.1x |
| Cohoes, NY | 16,708 | 101 | 1.0x |
| East Glenville, NY | 11,184 | 109 | 1.1x |
| Rensselaer, NY | 9,223 | 100 | 1.0x |
| Colonie, NY | 7,686 | 107 | 1.1x |
| Scotia, NY | 7,648 | 98 | 1.0x |
| Westmere, NY | 6,961 | 111 | 1.1x |
