Rotterdam, NY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Rotterdam, NY Summary

Cost of living in Rotterdam research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Rotterdam is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Rotterdam is 102, with 100 being the average.

  • The cost of living index in Rotterdam is 1.0x higher than the national average.

  • Rotterdam ranks as the #93 cheapest in New York out of 341.

  • Rotterdam ranks as the #2,846 cheapest out of 6,489 in the US.

  • The median home value in Rotterdam is $257,159.

  • The median income in Rotterdam is $81,830.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
102
Rotterdam's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Rotterdam, NY?

According to the most recent data on the cost of living, Rotterdam has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.

Compared to New York, Rotterdam has a cost of living index that's 0.9x lower than New York's index of 119.

The standard of living in Rotterdam ranks as #93 most affordable out of the 341 places we measured in New York. By definition, that implies Rotterdam ranks as the #248 most expensive place in the Empire State.

For more reading on life in Rotterdam, check out:

93 out of 341
In New York
2,846 out of 6,489
In America

Rotterdam Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Rotterdam. Here is how it fairs on each of the criteria:

  • The Services index in Rotterdam is 104.

  • The Groceries index in Rotterdam is 105.

  • The Health index in Rotterdam is 93.

  • The Housing index in Rotterdam is 92.

  • The Transportation index in Rotterdam is 95.

  • The Utilities index in Rotterdam is 104.

Living Expense Rotterdam New York National Average
Overall 102 119 100
Services 104 110 100
Groceries 105 103 100
Health 93 101 100
Housing 92 145 100
Transportation 95 105 100
Utilities 104 99 100
For more reading on cost of living around New York, check out:
Rotterdam Cost of Living Vs. NY

Rotterdam, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Rotterdam is $257,159.

  • The Median Rent in Rotterdam is $1,212.

  • The Median Income in Rotterdam is $81,830.

  • The Home Value To Income in Rotterdam is 3.1x.

  • The Rent To Monthly Income in Rotterdam is 0.18x.

Statistic Rotterdam New York United States
Median Home Value $257,159 $508,764 $303,400
Median Rent $1,212 $1,576 $1,348
Median Income $81,830 $84,578 $78,538
Home Value To Income 3.1x 6.0x 3.9x
Rent To Monthly Income 0.18x 0.22x 0.21x
$257,159
Median Home Value
$1,212
Median Rent
$81,830
Median Income

Rotterdam, NY Costs By Category

Detailed Rotterdam Services Costs Vs. New York

Item Rotterdam New York
Shampoo $1.28 $1.28
Movie $13.08 $12.13
Bowling $15.96 $18
Haircut $28.28 $24.26
Beauty Salon $51.36 $45.56

Detailed Rotterdam Groceries Costs Vs. New York

Item Rotterdam New York
Ground Beef $6.06 $5.84
Fried Chicken $1.6 $1.57
Milk $4.85 $4.67
Potatoes $5.09 $4.93
Pizza $14.69 $12.09
Beer $10.9 $10.41
Toothpaste $3.74 $3.7

Detailed Rotterdam Health Costs Vs. New York

Item Rotterdam New York
Optometrist $132.47 $125.68
Doctor $111.33 $135.78
Dentist $111.69 $113.29

Detailed Rotterdam Transportation Costs Vs. New York

Item Rotterdam New York
Gasoline $3.55 $3.46
Tire Balancing $50.33 $59.92

Detailed Rotterdam Utilities Costs Vs. New York

Item Rotterdam New York
All Electricity $196.7 $193.99
Phone $195.71 $192.25

Rotterdam SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
8
Affordability
8.5
Diversity
7
Safety
7
Amenities
9
Education
8
Commute
8

Cost Of Living In Cities Around Rotterdam

The cost of living varies in the cities and towns around Rotterdam. Here's a quick look at the cost of living in the most populous nearby places:

  • Albany, NY has a cost of living index of 101, 1.0x Rotterdam.

  • Schenectady, NY has a cost of living index of 95, 0.9x Rotterdam.

  • Niskayuna, NY has a cost of living index of 115, 1.1x Rotterdam.

City Population Cost Of Living Vs. Rotterdam
Albany, NY 100,081 101 1.0x
Schenectady, NY 68,521 95 0.9x
Niskayuna, NY 20,774 115 1.1x
Cohoes, NY 18,043 99 1.0x
East Glenville, NY 11,399 107 1.0x
Rensselaer, NY 9,247 100 1.0x
Colonie, NY 7,705 109 1.1x
Westmere, NY 7,616 113 1.1x
Scotia, NY 7,260 98 1.0x
Mechanicville, NY 5,143 98 1.0x

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