Scotchtown, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Scotchtown, NY Summary

Cost of living in Scotchtown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Scotchtown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Scotchtown is 110, with 100 being the average.

  • The cost of living index in Scotchtown is 1.1x higher than the national average.

  • Scotchtown ranks as the #110 cheapest in New York out of 341.

  • Scotchtown ranks as the #3,657 cheapest out of 6,489 in the US.

  • The median home value in Scotchtown is $400,699.

  • The median income in Scotchtown is $92,889.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
110
Scotchtown's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Scotchtown, NY?

According to the most recent data on the cost of living, Scotchtown has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.

Compared to New York, Scotchtown has a cost of living index that's 0.9x lower than New York's index of 119.

The standard of living in Scotchtown ranks as #110 most affordable out of the 341 places we measured in New York. By definition, that implies Scotchtown ranks as the #231 most expensive place in the Empire State.

For more reading on life in Scotchtown, check out:

110 out of 341
In New York
3,657 out of 6,489
In America

Scotchtown Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Scotchtown. Here is how it fairs on each of the criteria:

  • The Services index in Scotchtown is 94.

  • The Groceries index in Scotchtown is 100.

  • The Health index in Scotchtown is 99.

  • The Housing index in Scotchtown is 139.

  • The Transportation index in Scotchtown is 97.

  • The Utilities index in Scotchtown is 106.

Living Expense Scotchtown New York National Average
Overall 110 119 100
Services 94 110 100
Groceries 100 103 100
Health 99 101 100
Housing 139 145 100
Transportation 97 105 100
Utilities 106 99 100
For more reading on cost of living around New York, check out:
Scotchtown Cost of Living Vs. NY

Scotchtown, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Scotchtown is $400,699.

  • The Median Rent in Scotchtown is $1,655.

  • The Median Income in Scotchtown is $92,889.

  • The Home Value To Income in Scotchtown is 4.3x.

  • The Rent To Monthly Income in Scotchtown is 0.21x.

Statistic Scotchtown New York United States
Median Home Value $400,699 $508,764 $303,400
Median Rent $1,655 $1,576 $1,348
Median Income $92,889 $84,578 $78,538
Home Value To Income 4.3x 6.0x 3.9x
Rent To Monthly Income 0.21x 0.22x 0.21x
$400,699
Median Home Value
$1,655
Median Rent
$92,889
Median Income

Scotchtown, NY Costs By Category

Detailed Scotchtown Services Costs Vs. New York

Item Scotchtown New York
Shampoo $1.53 $1.28
Movie $10.2 $12.13
Bowling $13.92 $18
Haircut $15.07 $24.26
Beauty Salon $34.93 $45.56

Detailed Scotchtown Groceries Costs Vs. New York

Item Scotchtown New York
Ground Beef $5.7 $5.84
Fried Chicken $1.36 $1.57
Milk $4.59 $4.67
Potatoes $5.35 $4.93
Pizza $9.94 $12.09
Beer $11.82 $10.41
Toothpaste $3.62 $3.7

Detailed Scotchtown Health Costs Vs. New York

Item Scotchtown New York
Optometrist $107.51 $125.68
Doctor $98.82 $135.78
Dentist $136.17 $113.29

Detailed Scotchtown Transportation Costs Vs. New York

Item Scotchtown New York
Gasoline $3.64 $3.46
Tire Balancing $42.06 $59.92

Detailed Scotchtown Utilities Costs Vs. New York

Item Scotchtown New York
All Electricity $205.85 $193.99
Phone $196.0 $192.25

Scotchtown SnackAbility

7
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
6
Diversity
10
Safety
N/A
Amenities
8.5
Education
8
Commute
4

Cost Of Living In Cities Around Scotchtown

The cost of living varies in the cities and towns around Scotchtown. Here's a quick look at the cost of living in the most populous nearby places:

  • Middletown, NY has a cost of living index of 101, 0.9x Scotchtown.

  • Orange Lake, NY has a cost of living index of 124, 1.1x Scotchtown.

  • Monroe, NY has a cost of living index of 130, 1.2x Scotchtown.

City Population Cost Of Living Vs. Scotchtown
Middletown, NY 30,227 101 0.9x
Orange Lake, NY 9,588 124 1.1x
Monroe, NY 9,466 130 1.2x
Woodbury, NY 9,270 132 1.2x
New Windsor, NY 8,427 120 1.1x
Mechanicstown, NY 7,479 102 0.9x
Walden, NY 6,871 119 1.1x
Warwick, NY 6,625 123 1.1x
Goshen, NY 5,751 114 1.0x
Washingtonville, NY 5,723 116 1.1x

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