What is the cost of living in Scotchtown, NY?
According to the most recent data on the cost of living, Scotchtown has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to New York, Scotchtown has a cost of living index that's 1.0x lower than New York's index of 121.
The standard of living in Scotchtown ranks as #114 most affordable out of the 336 places we measured in New York. By definition, that implies Scotchtown ranks as the #222 most expensive place in the Empire State.
For more reading on life in Scotchtown, check out:
Scotchtown Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Scotchtown. Here is how it fares on each of the criteria:
The Services index in Scotchtown is 105.
The Groceries index in Scotchtown is 105.
The Health index in Scotchtown is 141.
The Housing index in Scotchtown is 108.
The Transportation index in Scotchtown is 110.
The Utilities index in Scotchtown is 114.
| Living Expense | Scotchtown | New York | National Average |
|---|---|---|---|
| Overall | 119 | 121 | 100 |
| Services | 105 | 105 | 100 |
| Groceries | 105 | 108 | 100 |
| Health | 141 | 143 | 100 |
| Housing | 108 | 112 | 100 |
| Transportation | 110 | 114 | 100 |
| Utilities | 114 | 111 | 100 |
Scotchtown Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Scotchtown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Scotchtown, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Scotchtown is $412,537.
The Median Rent in Scotchtown is $1,813.
The Median Income in Scotchtown is $96,689.
The Home Value To Income in Scotchtown is 4.3x.
The Rent To Monthly Income in Scotchtown is 0.23x.
| Statistic | Scotchtown | New York | United States |
|---|---|---|---|
| Median Home Value | $412,537 | $507,794 | $332,700 |
| Median Rent | $1,813 | $1,621 | $1,413 |
| Median Income | $96,689 | $85,974 | $80,734 |
| Home Value To Income | 4.3x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.23x | 0.21x |
Scotchtown, NY Costs By Category
Detailed Scotchtown Services costs vs. New York
| Item | Scotchtown | New York |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $10.2 | $12.13 |
| Bowling | $13.92 | $18 |
| Haircut | $15.07 | $24.26 |
| Beauty Salon | $34.93 | $45.56 |
Detailed Scotchtown Groceries costs vs. New York
| Item | Scotchtown | New York |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $1.36 | $1.57 |
| Milk | $4.59 | $4.67 |
| Potatoes | $5.35 | $4.93 |
| Pizza | $9.94 | $12.09 |
| Beer | $11.82 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Scotchtown Health costs vs. New York
| Item | Scotchtown | New York |
|---|---|---|
| Optometrist | $107.51 | $125.68 |
| Doctor | $98.82 | $135.78 |
| Dentist | $136.17 | $113.29 |
Detailed Scotchtown Transportation costs vs. New York
| Item | Scotchtown | New York |
|---|---|---|
| Gasoline | $3.64 | $3.46 |
| Tire Balancing | $42.06 | $59.92 |
Detailed Scotchtown Utilities costs vs. New York
| Item | Scotchtown | New York |
|---|---|---|
| All Electricity | $205.85 | $193.99 |
| Phone | $196.0 | $192.25 |
Scotchtown SnackAbility
Cost Of Living In Cities Around Scotchtown
The cost of living varies in the cities and towns around Scotchtown. Here's a quick look at the cost of living in the most populous nearby places:
Middletown, NY has a cost of living index of 111, 0.9x Scotchtown.
Orange Lake, NY has a cost of living index of 122, 1.0x Scotchtown.
Monroe, NY has a cost of living index of 133, 1.1x Scotchtown.
| City | Population | Cost Of Living | Vs. Scotchtown |
|---|---|---|---|
| Middletown, NY | 30,289 | 111 | 0.9x |
| Orange Lake, NY | 9,784 | 122 | 1.0x |
| Monroe, NY | 9,515 | 133 | 1.1x |
| Woodbury, NY | 9,348 | 134 | 1.1x |
| New Windsor, NY | 8,919 | 116 | 1.0x |
| Mechanicstown, NY | 8,808 | 113 | 0.9x |
| Walden, NY | 6,868 | 117 | 1.0x |
| Warwick, NY | 6,585 | 129 | 1.1x |
| Goshen, NY | 5,773 | 126 | 1.1x |
| Washingtonville, NY | 5,707 | 118 | 1.0x |
