Valley Cottage, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Valley Cottage, NY Summary

Cost of living in Valley Cottage research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Valley Cottage is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Valley Cottage is 144, with 100 being the average.

  • The cost of living index in Valley Cottage is 1.4x higher than the national average.

  • Valley Cottage ranks as the #199 cheapest in New York out of 341.

  • Valley Cottage ranks as the #5,533 cheapest out of 6,489 in the US.

  • The median home value in Valley Cottage is $637,264.

  • The median income in Valley Cottage is $133,828.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
144
Valley Cottage's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Valley Cottage, NY?

According to the most recent data on the cost of living, Valley Cottage has an overall cost of living index of 144, which is 1.4x higher than the national index of 100.

Compared to New York, Valley Cottage has a cost of living index that's 1.2x higher than New York's index of 119.

The standard of living in Valley Cottage ranks as #199 most affordable out of the 341 places we measured in New York. By definition, that implies Valley Cottage ranks as the #142 most expensive place in the Empire State.

For more reading on life in Valley Cottage, check out:

199 out of 341
In New York
5,533 out of 6,489
In America

Valley Cottage Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Valley Cottage. Here is how it fairs on each of the criteria:

  • The Services index in Valley Cottage is 112.

  • The Groceries index in Valley Cottage is 106.

  • The Health index in Valley Cottage is 111.

  • The Housing index in Valley Cottage is 223.

  • The Transportation index in Valley Cottage is 103.

  • The Utilities index in Valley Cottage is 132.

Living Expense Valley Cottage New York National Average
Overall 144 119 100
Services 112 110 100
Groceries 106 103 100
Health 111 101 100
Housing 223 145 100
Transportation 103 105 100
Utilities 132 99 100
For more reading on cost of living around New York, check out:
Valley Cottage Cost of Living Vs. NY

Valley Cottage, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Valley Cottage is $637,264.

  • The Median Rent in Valley Cottage is $2,000.

  • The Median Income in Valley Cottage is $133,828.

  • The Home Value To Income in Valley Cottage is 4.8x.

  • The Rent To Monthly Income in Valley Cottage is 0.18x.

Statistic Valley Cottage New York United States
Median Home Value $637,264 $508,764 $303,400
Median Rent $2,000 $1,576 $1,348
Median Income $133,828 $84,578 $78,538
Home Value To Income 4.8x 6.0x 3.9x
Rent To Monthly Income 0.18x 0.22x 0.21x
$637,264
Median Home Value
$2,000
Median Rent
$133,828
Median Income

Valley Cottage, NY Costs By Category

Detailed Valley Cottage Services Costs Vs. New York

Item Valley Cottage New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56

Detailed Valley Cottage Groceries Costs Vs. New York

Item Valley Cottage New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7

Detailed Valley Cottage Health Costs Vs. New York

Item Valley Cottage New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29

Detailed Valley Cottage Transportation Costs Vs. New York

Item Valley Cottage New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92

Detailed Valley Cottage Utilities Costs Vs. New York

Item Valley Cottage New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Valley Cottage SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
9.5
Affordability
6
Diversity
8.5
Safety
N/A
Amenities
8.5
Education
9.5
Commute
3

Cost Of Living In Cities Around Valley Cottage

The cost of living varies in the cities and towns around Valley Cottage. Here's a quick look at the cost of living in the most populous nearby places:

  • Eastchester, NY has a cost of living index of 167, 1.2x Valley Cottage.

  • Nanuet, NY has a cost of living index of 145, 1.0x Valley Cottage.

  • Mamaroneck, NY has a cost of living index of 166, 1.2x Valley Cottage.

City Population Cost Of Living Vs. Valley Cottage
Eastchester, NY 20,519 167 1.2x
Nanuet, NY 20,089 145 1.0x
Mamaroneck, NY 19,840 166 1.2x
Congers, NY 7,923 148 1.0x
Nyack, NY 7,469 155 1.1x
Pleasantville, NY 7,395 176 1.2x
Briarcliff Manor, NY 7,333 178 1.2x
Tappan, NY 6,704 161 1.1x
Larchmont, NY 6,542 231 1.6x
Irvington, NY 6,541 170 1.2x

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