What is the cost of living in Watervliet, NY?
According to the most recent data on the cost of living, Watervliet has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.
Compared to New York, Watervliet has a cost of living index that's 0.9x lower than New York's index of 121.
The standard of living in Watervliet ranks as #77 most affordable out of the 336 places we measured in New York. By definition, that implies Watervliet ranks as the #259 most expensive place in the Empire State.
For more reading on life in Watervliet, check out:
Watervliet Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Watervliet. Here is how it fares on each of the criteria:
The Services index in Watervliet is 107.
The Groceries index in Watervliet is 109.
The Health index in Watervliet is 87.
The Housing index in Watervliet is 112.
The Transportation index in Watervliet is 116.
The Utilities index in Watervliet is 109.
| Living Expense | Watervliet | New York | National Average |
|---|---|---|---|
| Overall | 104 | 121 | 100 |
| Services | 107 | 105 | 100 |
| Groceries | 109 | 108 | 100 |
| Health | 87 | 143 | 100 |
| Housing | 112 | 112 | 100 |
| Transportation | 116 | 114 | 100 |
| Utilities | 109 | 111 | 100 |
Watervliet Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Watervliet Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Watervliet, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Watervliet is $308,696.
The Median Rent in Watervliet is $1,083.
The Median Income in Watervliet is $57,919.
The Home Value To Income in Watervliet is 5.3x.
The Rent To Monthly Income in Watervliet is 0.22x.
| Statistic | Watervliet | New York | United States |
|---|---|---|---|
| Median Home Value | $308,696 | $507,794 | $332,700 |
| Median Rent | $1,083 | $1,621 | $1,413 |
| Median Income | $57,919 | $85,974 | $80,734 |
| Home Value To Income | 5.3x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.23x | 0.21x |
Watervliet, NY Costs By Category
Detailed Watervliet Services costs vs. New York
| Item | Watervliet | New York |
|---|---|---|
| Shampoo | $1.28 | $1.28 |
| Movie | $13.08 | $12.13 |
| Bowling | $15.96 | $18 |
| Haircut | $28.28 | $24.26 |
| Beauty Salon | $51.36 | $45.56 |
Detailed Watervliet Groceries costs vs. New York
| Item | Watervliet | New York |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.6 | $1.57 |
| Milk | $4.85 | $4.67 |
| Potatoes | $5.09 | $4.93 |
| Pizza | $14.69 | $12.09 |
| Beer | $10.9 | $10.41 |
| Toothpaste | $3.74 | $3.7 |
Detailed Watervliet Health costs vs. New York
| Item | Watervliet | New York |
|---|---|---|
| Optometrist | $132.47 | $125.68 |
| Doctor | $111.33 | $135.78 |
| Dentist | $111.69 | $113.29 |
Detailed Watervliet Transportation costs vs. New York
| Item | Watervliet | New York |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $50.33 | $59.92 |
Detailed Watervliet Utilities costs vs. New York
| Item | Watervliet | New York |
|---|---|---|
| All Electricity | $196.7 | $193.99 |
| Phone | $195.71 | $192.25 |
Watervliet SnackAbility
Cost Of Living In Cities Around Watervliet
The cost of living varies in the cities and towns around Watervliet. Here's a quick look at the cost of living in the most populous nearby places:
Albany, NY has a cost of living index of 110, 1.1x Watervliet.
Troy, NY has a cost of living index of 104, 1.0x Watervliet.
Rotterdam, NY has a cost of living index of 103, 1.0x Watervliet.
| City | Population | Cost Of Living | Vs. Watervliet |
|---|---|---|---|
| Albany, NY | 100,492 | 110 | 1.1x |
| Troy, NY | 51,033 | 104 | 1.0x |
| Rotterdam, NY | 22,695 | 103 | 1.0x |
| Niskayuna, NY | 21,227 | 124 | 1.2x |
| Cohoes, NY | 18,159 | 104 | 1.0x |
| East Glenville, NY | 11,914 | 114 | 1.1x |
| Rensselaer, NY | 9,287 | 104 | 1.0x |
| Westmere, NY | 8,334 | 121 | 1.2x |
| Colonie, NY | 7,702 | 118 | 1.1x |
| Scotia, NY | 7,264 | 103 | 1.0x |
