What is the cost of living in Defiance, OH?
According to the most recent data on the cost of living, Defiance has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Ohio, Defiance has a cost of living index that's 0.9x lower than Ohio's index of 90.
The standard of living in Defiance ranks as #51 most affordable out of the 284 places we measured in Ohio. By definition, that implies Defiance ranks as the #233 most expensive place in the Buckeye State.
For more reading on life in Defiance, check out:
Defiance Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Defiance. Here is how it fares on each of the criteria:
The Services index in Defiance is 96.
The Groceries index in Defiance is 96.
The Health index in Defiance is 67.
The Housing index in Defiance is 98.
The Transportation index in Defiance is 94.
The Utilities index in Defiance is 96.
| Living Expense | Defiance | Ohio | National Average |
|---|---|---|---|
| Overall | 85 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 96 | 97 | 100 |
| Health | 67 | 75 | 100 |
| Housing | 98 | 97 | 100 |
| Transportation | 94 | 95 | 100 |
| Utilities | 96 | 97 | 100 |
Defiance Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Defiance Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Defiance, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Defiance is $181,260.
The Median Rent in Defiance is $853.
The Median Income in Defiance is $61,439.
The Home Value To Income in Defiance is 3.0x.
The Rent To Monthly Income in Defiance is 0.17x.
Defiance, OH Costs By Category
Detailed Defiance Services costs vs. Ohio
Detailed Defiance Groceries costs vs. Ohio
Detailed Defiance Health costs vs. Ohio
Detailed Defiance Transportation costs vs. Ohio
Defiance SnackAbility
Cost Of Living In Cities Around Defiance
The cost of living varies in the cities and towns around Defiance. Here's a quick look at the cost of living in the most populous nearby places:
Findlay, OH has a cost of living index of 92, 1.1x Defiance.
Bowling Green, OH has a cost of living index of 95, 1.1x Defiance.
Perrysburg, OH has a cost of living index of 101, 1.2x Defiance.
| City | Population | Cost Of Living | Vs. Defiance |
|---|---|---|---|
| Findlay, OH | 40,287 | 92 | 1.1x |
| Bowling Green, OH | 29,983 | 95 | 1.1x |
| Perrysburg, OH | 25,181 | 101 | 1.2x |
| Sylvania, OH | 19,055 | 96 | 1.1x |
| Maumee, OH | 13,715 | 93 | 1.1x |
| Wauseon, OH | 7,505 | 90 | 1.1x |
| Rossford, OH | 6,323 | 88 | 1.0x |
| Waterville, OH | 6,017 | 100 | 1.2x |
