Middletown, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Middletown, OH Summary

Cost of living in Middletown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Middletown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Middletown is 88, with 100 being the average.

  • The cost of living index in Middletown is 0.9x lower than the national average.

  • Middletown ranks as the #73 cheapest in Ohio out of 289.

  • Middletown ranks as the #912 cheapest out of 6,489 in the US.

  • The median home value in Middletown is $249,641.

  • The median income in Middletown is $54,985.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
88
Middletown's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Middletown, OH?

According to the most recent data on the cost of living, Middletown has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.

Compared to Ohio, Middletown has a cost of living index that's 0.9x lower than Ohio's index of 93.

The standard of living in Middletown ranks as #73 most affordable out of the 289 places we measured in Ohio. By definition, that implies Middletown ranks as the #216 most expensive place in the Buckeye State.

For more reading on life in Middletown, check out:

73 out of 289
In Ohio
912 out of 6,489
In America

Middletown Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Middletown. Here is how it fairs on each of the criteria:

  • The Services index in Middletown is 99.

  • The Groceries index in Middletown is 103.

  • The Health index in Middletown is 107.

  • The Housing index in Middletown is 66.

  • The Transportation index in Middletown is 96.

  • The Utilities index in Middletown is 102.

Living Expense Middletown Ohio National Average
Overall 88 93 100
Services 99 101 100
Groceries 103 103 100
Health 107 97 100
Housing 66 74 100
Transportation 96 102 100
Utilities 102 100 100
For more reading on cost of living around Ohio, check out:
Middletown Cost of Living Vs. OH

Middletown, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Middletown is $249,641.

  • The Median Rent in Middletown is $974.

  • The Median Income in Middletown is $54,985.

  • The Home Value To Income in Middletown is 4.5x.

  • The Rent To Monthly Income in Middletown is 0.21x.

Statistic Middletown Ohio United States
Median Home Value $249,641 $240,287 $303,400
Median Rent $974 $988 $1,348
Median Income $54,985 $69,680 $78,538
Home Value To Income 4.5x 3.4x 3.9x
Rent To Monthly Income 0.21x 0.17x 0.21x
$249,641
Median Home Value
$974
Median Rent
$54,985
Median Income

Middletown, OH Costs By Category

Detailed Middletown Services Costs Vs. Ohio

Item Middletown Ohio
Shampoo $1.3 $1.28
Movie $12.84 $12.13
Bowling $16.32 $18
Haircut $21.0 $24.26
Beauty Salon $43.31 $45.56

Detailed Middletown Groceries Costs Vs. Ohio

Item Middletown Ohio
Ground Beef $6.04 $5.84
Fried Chicken $1.69 $1.57
Milk $4.78 $4.67
Potatoes $5.19 $4.93
Pizza $13.11 $12.09
Beer $10.57 $10.41
Toothpaste $3.57 $3.7

Detailed Middletown Health Costs Vs. Ohio

Item Middletown Ohio
Optometrist $108.5 $125.68
Doctor $152.25 $135.78
Dentist $122.07 $113.29

Detailed Middletown Transportation Costs Vs. Ohio

Item Middletown Ohio
Gasoline $3.24 $3.46
Tire Balancing $58.06 $59.92

Detailed Middletown Utilities Costs Vs. Ohio

Item Middletown Ohio
All Electricity $202.76 $193.99
Phone $186.57 $192.25

Middletown SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
6
Affordability
7
Diversity
8
Safety
5
Amenities
9
Education
5
Commute
8

Cost Of Living In Cities Around Middletown

The cost of living varies in the cities and towns around Middletown. Here's a quick look at the cost of living in the most populous nearby places:

  • Mason, OH has a cost of living index of 121, 1.4x Middletown.

  • Lebanon, OH has a cost of living index of 102, 1.2x Middletown.

  • Springboro, OH has a cost of living index of 110, 1.2x Middletown.

City Population Cost Of Living Vs. Middletown
Mason, OH 35,148 121 1.4x
Lebanon, OH 21,216 102 1.2x
Springboro, OH 19,577 110 1.2x
Monroe, OH 15,024 104 1.2x
Blue Ash, OH 13,374 115 1.3x
Trenton, OH 13,304 98 1.1x
Loveland, OH 13,280 107 1.2x
Franklin, OH 11,670 90 1.0x
Montgomery, OH 10,816 128 1.5x
Beckett Ridge, OH 9,451 112 1.3x

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