Moraine, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Moraine, OH Summary

Cost of living in Moraine research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Moraine is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Moraine is 87, with 100 being the average.

  • The cost of living index in Moraine is 0.9x lower than the national average.

  • Moraine ranks as the #56 cheapest in Ohio out of 289.

  • Moraine ranks as the #777 cheapest out of 6,489 in the US.

  • The median home value in Moraine is $163,647.

  • The median income in Moraine is $44,648.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
87
Moraine's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Moraine, OH?

According to the most recent data on the cost of living, Moraine has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Ohio, Moraine has a cost of living index that's 0.9x lower than Ohio's index of 93.

The standard of living in Moraine ranks as #56 most affordable out of the 289 places we measured in Ohio. By definition, that implies Moraine ranks as the #233 most expensive place in the Buckeye State.

For more reading on life in Moraine, check out:

56 out of 289
In Ohio
777 out of 6,489
In America

Moraine Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Moraine. Here is how it fairs on each of the criteria:

  • The Services index in Moraine is 100.

  • The Groceries index in Moraine is 101.

  • The Health index in Moraine is 106.

  • The Housing index in Moraine is 60.

  • The Transportation index in Moraine is 94.

  • The Utilities index in Moraine is 101.

Living Expense Moraine Ohio National Average
Overall 87 93 100
Services 100 101 100
Groceries 101 103 100
Health 106 97 100
Housing 60 74 100
Transportation 94 102 100
Utilities 101 100 100
For more reading on cost of living around Ohio, check out:
Moraine Cost of Living Vs. OH

Moraine, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Moraine is $163,647.

  • The Median Rent in Moraine is $959.

  • The Median Income in Moraine is $44,648.

  • The Home Value To Income in Moraine is 3.7x.

  • The Rent To Monthly Income in Moraine is 0.26x.

Statistic Moraine Ohio United States
Median Home Value $163,647 $240,287 $303,400
Median Rent $959 $988 $1,348
Median Income $44,648 $69,680 $78,538
Home Value To Income 3.7x 3.4x 3.9x
Rent To Monthly Income 0.26x 0.17x 0.21x
$163,647
Median Home Value
$959
Median Rent
$44,648
Median Income

Moraine, OH Costs By Category

Detailed Moraine Services Costs Vs. Ohio

Item Moraine Ohio
Shampoo $1.3 $1.28
Movie $12.84 $12.13
Bowling $16.32 $18
Haircut $21.0 $24.26
Beauty Salon $43.31 $45.56

Detailed Moraine Groceries Costs Vs. Ohio

Item Moraine Ohio
Ground Beef $6.04 $5.84
Fried Chicken $1.69 $1.57
Milk $4.78 $4.67
Potatoes $5.19 $4.93
Pizza $13.11 $12.09
Beer $10.57 $10.41
Toothpaste $3.57 $3.7

Detailed Moraine Health Costs Vs. Ohio

Item Moraine Ohio
Optometrist $108.5 $125.68
Doctor $152.25 $135.78
Dentist $122.07 $113.29

Detailed Moraine Transportation Costs Vs. Ohio

Item Moraine Ohio
Gasoline $3.24 $3.46
Tire Balancing $58.06 $59.92

Detailed Moraine Utilities Costs Vs. Ohio

Item Moraine Ohio
All Electricity $202.76 $193.99
Phone $186.57 $192.25

Moraine SnackAbility

3
/10
Overall SnackAbility
Jobs
5/10
Housing
5
Affordability
8
Diversity
7
Safety
3
Amenities
7
Education
5
Commute
8.5

Cost Of Living In Cities Around Moraine

The cost of living varies in the cities and towns around Moraine. Here's a quick look at the cost of living in the most populous nearby places:

  • Dayton, OH has a cost of living index of 83, 1.0x Moraine.

  • Kettering, OH has a cost of living index of 95, 1.1x Moraine.

  • Beavercreek, OH has a cost of living index of 104, 1.2x Moraine.

City Population Cost Of Living Vs. Moraine
Dayton, OH 136,741 83 1.0x
Kettering, OH 57,442 95 1.1x
Beavercreek, OH 46,787 104 1.2x
Centerville, OH 24,815 101 1.2x
Riverside, OH 24,432 91 1.0x
Trotwood, OH 23,041 87 1.0x
Lebanon, OH 21,216 102 1.2x
Miamisburg, OH 19,859 97 1.1x
Springboro, OH 19,577 110 1.3x
Trenton, OH 13,304 98 1.1x

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