What is the cost of living in Moraine, OH?
According to the most recent data on the cost of living, Moraine has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Ohio, Moraine has a cost of living index that's 1.0x lower than Ohio's index of 90.
The standard of living in Moraine ranks as #66 most affordable out of the 284 places we measured in Ohio. By definition, that implies Moraine ranks as the #218 most expensive place in the Buckeye State.
For more reading on life in Moraine, check out:
Moraine Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Moraine. Here is how it fares on each of the criteria:
The Services index in Moraine is 97.
The Groceries index in Moraine is 96.
The Health index in Moraine is 62.
The Housing index in Moraine is 100.
The Transportation index in Moraine is 99.
The Utilities index in Moraine is 93.
| Living Expense | Moraine | Ohio | National Average |
|---|---|---|---|
| Overall | 86 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 96 | 97 | 100 |
| Health | 62 | 75 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 99 | 95 | 100 |
| Utilities | 93 | 97 | 100 |
Moraine Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Moraine Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Moraine, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Moraine is $160,288.
The Median Rent in Moraine is $1,035.
The Median Income in Moraine is $48,788.
The Home Value To Income in Moraine is 3.3x.
The Rent To Monthly Income in Moraine is 0.25x.
Moraine, OH Costs By Category
Detailed Moraine Services costs vs. Ohio
Detailed Moraine Groceries costs vs. Ohio
Detailed Moraine Health costs vs. Ohio
Detailed Moraine Transportation costs vs. Ohio
Moraine SnackAbility
Cost Of Living In Cities Around Moraine
The cost of living varies in the cities and towns around Moraine. Here's a quick look at the cost of living in the most populous nearby places:
Dayton, OH has a cost of living index of 81, 0.9x Moraine.
Kettering, OH has a cost of living index of 92, 1.1x Moraine.
Beavercreek, OH has a cost of living index of 101, 1.2x Moraine.
| City | Population | Cost Of Living | Vs. Moraine |
|---|---|---|---|
| Dayton, OH | 136,579 | 81 | 0.9x |
| Kettering, OH | 57,206 | 92 | 1.1x |
| Beavercreek, OH | 47,126 | 101 | 1.2x |
| Centerville, OH | 25,205 | 96 | 1.1x |
| Riverside, OH | 24,435 | 84 | 1.0x |
| Trotwood, OH | 23,041 | 82 | 1.0x |
| Lebanon, OH | 21,501 | 95 | 1.1x |
| Springboro, OH | 19,980 | 109 | 1.3x |
| Miamisburg, OH | 19,948 | 94 | 1.1x |
| Trenton, OH | 13,583 | 92 | 1.1x |
