What is the cost of living in Springfield, OH?
According to the most recent data on the cost of living, Springfield has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Ohio, Springfield has a cost of living index that's 0.9x lower than Ohio's index of 90.
The standard of living in Springfield ranks as #51 most affordable out of the 284 places we measured in Ohio. By definition, that implies Springfield ranks as the #233 most expensive place in the Buckeye State.
For more reading on life in Springfield, check out:
Springfield Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Springfield. Here is how it fares on each of the criteria:
The Services index in Springfield is 97.
The Groceries index in Springfield is 98.
The Health index in Springfield is 56.
The Housing index in Springfield is 97.
The Transportation index in Springfield is 95.
The Utilities index in Springfield is 96.
| Living Expense | Springfield | Ohio | National Average |
|---|---|---|---|
| Overall | 85 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 98 | 97 | 100 |
| Health | 56 | 75 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 96 | 97 | 100 |
Springfield Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Springfield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Springfield, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Springfield is $186,986.
The Median Rent in Springfield is $851.
The Median Income in Springfield is $47,143.
The Home Value To Income in Springfield is 4.0x.
The Rent To Monthly Income in Springfield is 0.22x.
| Statistic | Springfield | Ohio | United States |
|---|---|---|---|
| Median Home Value | $186,986 | $242,141 | $332,700 |
| Median Rent | $851 | $1,034 | $1,413 |
| Median Income | $47,143 | $71,389 | $80,734 |
| Home Value To Income | 4.0x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.17x | 0.21x |
Springfield, OH Costs By Category
Detailed Springfield Services costs vs. Ohio
| Item | Springfield | Ohio |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $12.84 | $12.13 |
| Bowling | $16.32 | $18 |
| Haircut | $21.0 | $24.26 |
| Beauty Salon | $43.31 | $45.56 |
Detailed Springfield Groceries costs vs. Ohio
| Item | Springfield | Ohio |
|---|---|---|
| Ground Beef | $6.04 | $5.84 |
| Fried Chicken | $1.69 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.19 | $4.93 |
| Pizza | $13.11 | $12.09 |
| Beer | $10.57 | $10.41 |
| Toothpaste | $3.57 | $3.7 |
Detailed Springfield Health costs vs. Ohio
| Item | Springfield | Ohio |
|---|---|---|
| Optometrist | $108.5 | $125.68 |
| Doctor | $152.25 | $135.78 |
| Dentist | $122.07 | $113.29 |
Detailed Springfield Transportation costs vs. Ohio
| Item | Springfield | Ohio |
|---|---|---|
| Gasoline | $3.24 | $3.46 |
| Tire Balancing | $58.06 | $59.92 |
Detailed Springfield Utilities costs vs. Ohio
| Item | Springfield | Ohio |
|---|---|---|
| All Electricity | $202.76 | $193.99 |
| Phone | $186.57 | $192.25 |
Springfield SnackAbility
Cost Of Living In Cities Around Springfield
The cost of living varies in the cities and towns around Springfield. Here's a quick look at the cost of living in the most populous nearby places:
Beavercreek, OH has a cost of living index of 101, 1.2x Springfield.
Huber Heights, OH has a cost of living index of 90, 1.1x Springfield.
Fairborn, OH has a cost of living index of 90, 1.1x Springfield.
| City | Population | Cost Of Living | Vs. Springfield |
|---|---|---|---|
| Beavercreek, OH | 47,126 | 101 | 1.2x |
| Huber Heights, OH | 43,455 | 90 | 1.1x |
| Fairborn, OH | 34,534 | 90 | 1.1x |
| Xenia, OH | 25,689 | 85 | 1.0x |
| Urbana, OH | 11,204 | 88 | 1.0x |
| London, OH | 10,484 | 90 | 1.1x |
| Northridge, OH | 7,817 | 90 | 1.1x |
| New Carlisle, OH | 5,544 | 82 | 1.0x |
