What is the cost of living in Toledo, OH?
According to the most recent data on the cost of living, Toledo has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Ohio, Toledo has a cost of living index that's 0.9x lower than Ohio's index of 90.
The standard of living in Toledo ranks as #51 most affordable out of the 284 places we measured in Ohio. By definition, that implies Toledo ranks as the #233 most expensive place in the Buckeye State.
For more reading on life in Toledo, check out:
Toledo Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Toledo. Here is how it fares on each of the criteria:
The Services index in Toledo is 99.
The Groceries index in Toledo is 95.
The Health index in Toledo is 54.
The Housing index in Toledo is 91.
The Transportation index in Toledo is 94.
The Utilities index in Toledo is 89.
| Living Expense | Toledo | Ohio | National Average |
|---|---|---|---|
| Overall | 85 | 90 | 100 |
| Services | 99 | 97 | 100 |
| Groceries | 95 | 97 | 100 |
| Health | 54 | 75 | 100 |
| Housing | 91 | 97 | 100 |
| Transportation | 94 | 95 | 100 |
| Utilities | 89 | 97 | 100 |
Toledo Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Toledo Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Toledo, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Toledo is $129,626.
The Median Rent in Toledo is $901.
The Median Income in Toledo is $49,724.
The Home Value To Income in Toledo is 2.6x.
The Rent To Monthly Income in Toledo is 0.22x.
Toledo, OH Costs By Category
Detailed Toledo Services costs vs. Ohio
Detailed Toledo Groceries costs vs. Ohio
Detailed Toledo Health costs vs. Ohio
Detailed Toledo Transportation costs vs. Ohio
Toledo SnackAbility
Cost Of Living In Cities Around Toledo
The cost of living varies in the cities and towns around Toledo. Here's a quick look at the cost of living in the most populous nearby places:
Perrysburg, OH has a cost of living index of 101, 1.2x Toledo.
Oregon, OH has a cost of living index of 89, 1.0x Toledo.
Sylvania, OH has a cost of living index of 96, 1.1x Toledo.
| City | Population | Cost Of Living | Vs. Toledo |
|---|---|---|---|
| Perrysburg, OH | 25,181 | 101 | 1.2x |
| Oregon, OH | 19,799 | 89 | 1.0x |
| Sylvania, OH | 19,055 | 96 | 1.1x |
| Maumee, OH | 13,715 | 93 | 1.1x |
| Lambertville, MI | 9,955 | 97 | 1.1x |
| Temperance, MI | 8,914 | 93 | 1.1x |
| South Monroe, MI | 6,960 | 89 | 1.0x |
| Rossford, OH | 6,323 | 88 | 1.0x |
| Waterville, OH | 6,017 | 100 | 1.2x |
| Northwood, OH | 5,193 | 87 | 1.0x |
