What is the cost of living in Lock Haven, PA?
According to the most recent data on the cost of living, Lock Haven has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Pennsylvania, Lock Haven has a cost of living index that's 0.9x lower than Pennsylvania's index of 97.
The standard of living in Lock Haven ranks as #78 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Lock Haven ranks as the #175 most expensive place in the Keystone State.
For more reading on life in Lock Haven, check out:
Lock Haven Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Lock Haven. Here is how it fares on each of the criteria:
The Services index in Lock Haven is 99.
The Groceries index in Lock Haven is 101.
The Health index in Lock Haven is 73.
The Housing index in Lock Haven is 102.
The Transportation index in Lock Haven is 98.
The Utilities index in Lock Haven is 99.
| Living Expense | Lock Haven | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 92 | 97 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 101 | 100 | 100 |
| Health | 73 | 88 | 100 |
| Housing | 102 | 102 | 100 |
| Transportation | 98 | 100 | 100 |
| Utilities | 99 | 101 | 100 |
Lock Haven Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
Lock Haven, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lock Haven is $197,124.
The Median Rent in Lock Haven is $792.
The Median Income in Lock Haven is $46,102.
The Home Value To Income in Lock Haven is 4.3x.
The Rent To Monthly Income in Lock Haven is 0.21x.
| Statistic | Lock Haven | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $197,124 | $282,735 | $332,700 |
| Median Rent | $792 | $1,209 | $1,413 |
| Median Income | $46,102 | $77,971 | $80,734 |
| Home Value To Income | 4.3x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.19x | 0.21x |
Lock Haven, PA Costs By Category
Detailed Lock Haven Services costs vs. Pennsylvania
| Item | Lock Haven | Pennsylvania |
|---|---|---|
| Shampoo | $1.38 | $1.28 |
| Movie | $9.9 | $12.13 |
| Bowling | $17.39 | $18 |
| Haircut | $24.86 | $24.26 |
| Beauty Salon | $36.67 | $45.56 |
Detailed Lock Haven Groceries costs vs. Pennsylvania
| Item | Lock Haven | Pennsylvania |
|---|---|---|
| Ground Beef | $5.93 | $5.84 |
| Fried Chicken | $1.53 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $5.36 | $4.93 |
| Pizza | $10.88 | $12.09 |
| Beer | $13.28 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Lock Haven Health costs vs. Pennsylvania
| Item | Lock Haven | Pennsylvania |
|---|---|---|
| Optometrist | $83.44 | $125.68 |
| Doctor | $105.97 | $135.78 |
| Dentist | $109.14 | $113.29 |
Detailed Lock Haven Transportation costs vs. Pennsylvania
| Item | Lock Haven | Pennsylvania |
|---|---|---|
| Gasoline | $3.69 | $3.46 |
| Tire Balancing | $67.65 | $59.92 |
Detailed Lock Haven Utilities costs vs. Pennsylvania
| Item | Lock Haven | Pennsylvania |
|---|---|---|
| All Electricity | $207.34 | $193.99 |
| Phone | $195.27 | $192.25 |
Lock Haven SnackAbility
Cost Of Living In Cities Around Lock Haven
The cost of living varies in the cities and towns around Lock Haven. Here's a quick look at the cost of living in the most populous nearby places:
State College, PA has a cost of living index of 120, 1.3x Lock Haven.
Williamsport, PA has a cost of living index of 89, 1.0x Lock Haven.
Jacksonville, TX has a cost of living index of 89, 1.0x Lock Haven.
| City | Population | Cost Of Living | Vs. Lock Haven |
|---|---|---|---|
| State College, PA | 41,050 | 120 | 1.3x |
| Williamsport, PA | 27,612 | 89 | 1.0x |
| Jacksonville, TX | 14,325 | 89 | 1.0x |
| Sunbury, PA | 9,617 | 83 | 0.9x |
| Milton, PA | 6,534 | 91 | 1.0x |
| South Williamsport, PA | 6,211 | 95 | 1.0x |
| Bellefonte, PA | 6,009 | 101 | 1.1x |
| Selinsgrove, PA | 5,593 | 97 | 1.1x |
| Lewisburg, PA | 5,257 | 101 | 1.1x |
