Kirby, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Kirby, TX Summary

Cost of living in Kirby research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Kirby is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Kirby is 87, with 100 being the average.

  • The cost of living index in Kirby is 0.9x lower than the national average.

  • Kirby ranks as the #90 cheapest in Texas out of 414.

  • Kirby ranks as the #777 cheapest out of 6,489 in the US.

  • The median home value in Kirby is $170,402.

  • The median income in Kirby is $58,700.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
87
Kirby's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Kirby, TX?

According to the most recent data on the cost of living, Kirby has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Texas, Kirby has a cost of living index that's 0.9x lower than Texas's index of 92.

The standard of living in Kirby ranks as #90 most affordable out of the 414 places we measured in Texas. By definition, that implies Kirby ranks as the #324 most expensive place in the Lone Star State.

For more reading on life in Kirby, check out:

90 out of 414
In Texas
777 out of 6,489
In America

Kirby Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Kirby. Here is how it fairs on each of the criteria:

  • The Services index in Kirby is 99.

  • The Groceries index in Kirby is 96.

  • The Health index in Kirby is 106.

  • The Housing index in Kirby is 73.

  • The Transportation index in Kirby is 94.

  • The Utilities index in Kirby is 87.

Living Expense Kirby Texas National Average
Overall 87 92 100
Services 99 97 100
Groceries 96 97 100
Health 106 93 100
Housing 73 82 100
Transportation 94 94 100
Utilities 87 104 100
For more reading on cost of living around Texas, check out:
Kirby Cost of Living Vs. TX

Kirby, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Kirby is $170,402.

  • The Median Rent in Kirby is $1,114.

  • The Median Income in Kirby is $58,700.

  • The Home Value To Income in Kirby is 2.9x.

  • The Rent To Monthly Income in Kirby is 0.23x.

Statistic Kirby Texas United States
Median Home Value $170,402 $298,905 $303,400
Median Rent $1,114 $1,339 $1,348
Median Income $58,700 $76,292 $78,538
Home Value To Income 2.9x 3.9x 3.9x
Rent To Monthly Income 0.23x 0.21x 0.21x
$170,402
Median Home Value
$1,114
Median Rent
$58,700
Median Income

Kirby, TX Costs By Category

Detailed Kirby Services Costs Vs. Texas

Item Kirby Texas
Shampoo $1.06 $1.28
Movie $9.5 $12.13
Bowling $13.7 $18
Haircut $20.78 $24.26
Beauty Salon $43.67 $45.56

Detailed Kirby Groceries Costs Vs. Texas

Item Kirby Texas
Ground Beef $4.93 $5.84
Fried Chicken $1.57 $1.57
Milk $4.57 $4.67
Potatoes $4.55 $4.93
Pizza $11.32 $12.09
Beer $10.5 $10.41
Toothpaste $3.6 $3.7

Detailed Kirby Health Costs Vs. Texas

Item Kirby Texas
Optometrist $132.0 $125.68
Doctor $171.14 $135.78
Dentist $108.33 $113.29

Detailed Kirby Transportation Costs Vs. Texas

Item Kirby Texas
Gasoline $3.03 $3.46
Tire Balancing $57.2 $59.92

Detailed Kirby Utilities Costs Vs. Texas

Item Kirby Texas
All Electricity $217.71 $193.99
Phone $201.97 $192.25

Kirby SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
6
Diversity
9
Safety
N/A
Amenities
9
Education
4
Commute
8

Cost Of Living In Cities Around Kirby

The cost of living varies in the cities and towns around Kirby. Here's a quick look at the cost of living in the most populous nearby places:

  • San Antonio, TX has a cost of living index of 96, 1.1x Kirby.

  • Schertz, TX has a cost of living index of 105, 1.2x Kirby.

  • Timberwood Park, TX has a cost of living index of 125, 1.4x Kirby.

City Population Cost Of Living Vs. Kirby
San Antonio, TX 1,458,954 96 1.1x
Schertz, TX 43,128 105 1.2x
Timberwood Park, TX 34,980 125 1.4x
Cibolo, TX 33,829 111 1.3x
Converse, TX 28,764 100 1.1x
Live Oak, TX 15,875 96 1.1x
Leon Valley, TX 11,479 97 1.1x
Alamo Heights, TX 7,443 150 1.7x
Windcrest, TX 5,815 104 1.2x
Terrell Hills, TX 5,050 173 2.0x

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