What is the cost of living in Kirby, TX?
According to the most recent data on the cost of living, Kirby has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Texas, Kirby has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Kirby ranks as #188 most affordable out of the 419 places we measured in Texas. By definition, that implies Kirby ranks as the #231 most expensive place in the Lone Star State.
For more reading on life in Kirby, check out:
Kirby Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Kirby. Here is how it fares on each of the criteria:
The Services index in Kirby is 101.
The Groceries index in Kirby is 104.
The Health index in Kirby is 75.
The Housing index in Kirby is 107.
The Transportation index in Kirby is 101.
The Utilities index in Kirby is 100.
| Living Expense | Kirby | Texas | National Average |
|---|---|---|---|
| Overall | 95 | 93 | 100 |
| Services | 101 | 100 | 100 |
| Groceries | 104 | 99 | 100 |
| Health | 75 | 81 | 100 |
| Housing | 107 | 97 | 100 |
| Transportation | 101 | 103 | 100 |
| Utilities | 100 | 100 | 100 |
Kirby Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Kirby Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kirby, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kirby is $174,725.
The Median Rent in Kirby is $1,182.
The Median Income in Kirby is $55,532.
The Home Value To Income in Kirby is 3.1x.
The Rent To Monthly Income in Kirby is 0.26x.
Kirby, TX Costs By Category
Detailed Kirby Services costs vs. Texas
Detailed Kirby Groceries costs vs. Texas
Detailed Kirby Health costs vs. Texas
Detailed Kirby Transportation costs vs. Texas
Kirby SnackAbility
Cost Of Living In Cities Around Kirby
The cost of living varies in the cities and towns around Kirby. Here's a quick look at the cost of living in the most populous nearby places:
San Antonio, TX has a cost of living index of 98, 1.0x Kirby.
Schertz, TX has a cost of living index of 108, 1.1x Kirby.
Timberwood Park, TX has a cost of living index of 127, 1.3x Kirby.
| City | Population | Cost Of Living | Vs. Kirby |
|---|---|---|---|
| San Antonio, TX | 1,479,835 | 98 | 1.0x |
| Schertz, TX | 44,050 | 108 | 1.1x |
| Timberwood Park, TX | 35,413 | 127 | 1.3x |
| Cibolo, TX | 35,109 | 113 | 1.2x |
| Converse, TX | 29,607 | 100 | 1.1x |
| Live Oak, TX | 15,984 | 101 | 1.1x |
| Leon Valley, TX | 11,446 | 101 | 1.1x |
| Alamo Heights, TX | 7,492 | 159 | 1.7x |
| Windcrest, TX | 5,820 | 106 | 1.1x |
| Terrell Hills, TX | 5,070 | 179 | 1.9x |
