What is the cost of living in Schertz, TX?
According to the most recent data on the cost of living, Schertz has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.
Compared to Texas, Schertz has a cost of living index that's 1.2x higher than Texas's index of 93.
The standard of living in Schertz ranks as #314 most affordable out of the 419 places we measured in Texas. By definition, that implies Schertz ranks as the #105 most expensive place in the Lone Star State.
For more reading on life in Schertz, check out:
Schertz Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Schertz. Here is how it fares on each of the criteria:
The Services index in Schertz is 99.
The Groceries index in Schertz is 98.
The Health index in Schertz is 128.
The Housing index in Schertz is 97.
The Transportation index in Schertz is 102.
The Utilities index in Schertz is 104.
| Living Expense | Schertz | Texas | National Average |
|---|---|---|---|
| Overall | 108 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 128 | 81 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 104 | 100 | 100 |
Schertz Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Schertz Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Schertz, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Schertz is $314,685.
The Median Rent in Schertz is $1,659.
The Median Income in Schertz is $99,948.
The Home Value To Income in Schertz is 3.1x.
The Rent To Monthly Income in Schertz is 0.2x.
Schertz, TX Costs By Category
Detailed Schertz Services costs vs. Texas
Detailed Schertz Groceries costs vs. Texas
Detailed Schertz Health costs vs. Texas
Detailed Schertz Transportation costs vs. Texas
Schertz SnackAbility
Cost Of Living In Cities Around Schertz
The cost of living varies in the cities and towns around Schertz. Here's a quick look at the cost of living in the most populous nearby places:
San Antonio, TX has a cost of living index of 98, 0.9x Schertz.
New Braunfels, TX has a cost of living index of 108, 1.0x Schertz.
Timberwood Park, TX has a cost of living index of 127, 1.2x Schertz.
| City | Population | Cost Of Living | Vs. Schertz |
|---|---|---|---|
| San Antonio, TX | 1,479,835 | 98 | 0.9x |
| New Braunfels, TX | 104,643 | 108 | 1.0x |
| Timberwood Park, TX | 35,413 | 127 | 1.2x |
| Cibolo, TX | 35,109 | 113 | 1.0x |
| Seguin, TX | 33,754 | 93 | 0.9x |
| Converse, TX | 29,607 | 100 | 0.9x |
| Live Oak, TX | 15,984 | 101 | 0.9x |
| Selma, TX | 11,503 | 109 | 1.0x |
