What is the cost of living in San Antonio, TX?
According to the most recent data on the cost of living, San Antonio has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.
Compared to Texas, San Antonio has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in San Antonio ranks as #225 most affordable out of the 419 places we measured in Texas. By definition, that implies San Antonio ranks as the #194 most expensive place in the Lone Star State.
For more reading on life in San Antonio, check out:
San Antonio Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in San Antonio. Here is how it fares on each of the criteria:
The Services index in San Antonio is 103.
The Groceries index in San Antonio is 101.
The Health index in San Antonio is 91.
The Housing index in San Antonio is 106.
The Transportation index in San Antonio is 103.
The Utilities index in San Antonio is 101.
| Living Expense | San Antonio | Texas | National Average |
|---|---|---|---|
| Overall | 98 | 93 | 100 |
| Services | 103 | 100 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 91 | 81 | 100 |
| Housing | 106 | 97 | 100 |
| Transportation | 103 | 103 | 100 |
| Utilities | 101 | 100 | 100 |
San Antonio Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in San Antonio Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
San Antonio, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in San Antonio is $249,809.
The Median Rent in San Antonio is $1,324.
The Median Income in San Antonio is $65,056.
The Home Value To Income in San Antonio is 3.8x.
The Rent To Monthly Income in San Antonio is 0.24x.
| Statistic | San Antonio | Texas | United States |
|---|---|---|---|
| Median Home Value | $249,809 | $300,957 | $332,700 |
| Median Rent | $1,324 | $1,403 | $1,413 |
| Median Income | $65,056 | $78,476 | $80,734 |
| Home Value To Income | 3.8x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.21x | 0.21x |
San Antonio, TX Costs By Category
Detailed San Antonio Services costs vs. Texas
| Item | San Antonio | Texas |
|---|---|---|
| Shampoo | $1.06 | $1.28 |
| Movie | $9.5 | $12.13 |
| Bowling | $13.7 | $18 |
| Haircut | $20.78 | $24.26 |
| Beauty Salon | $43.67 | $45.56 |
Detailed San Antonio Groceries costs vs. Texas
| Item | San Antonio | Texas |
|---|---|---|
| Ground Beef | $4.93 | $5.84 |
| Fried Chicken | $1.57 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $4.55 | $4.93 |
| Pizza | $11.32 | $12.09 |
| Beer | $10.5 | $10.41 |
| Toothpaste | $3.6 | $3.7 |
Detailed San Antonio Health costs vs. Texas
| Item | San Antonio | Texas |
|---|---|---|
| Optometrist | $132.0 | $125.68 |
| Doctor | $171.14 | $135.78 |
| Dentist | $108.33 | $113.29 |
Detailed San Antonio Transportation costs vs. Texas
| Item | San Antonio | Texas |
|---|---|---|
| Gasoline | $3.03 | $3.46 |
| Tire Balancing | $57.2 | $59.92 |
Detailed San Antonio Utilities costs vs. Texas
| Item | San Antonio | Texas |
|---|---|---|
| All Electricity | $217.71 | $193.99 |
| Phone | $201.97 | $192.25 |
San Antonio SnackAbility
Cost Of Living In Cities Around San Antonio
The cost of living varies in the cities and towns around San Antonio. Here's a quick look at the cost of living in the most populous nearby places:
Schertz, TX has a cost of living index of 108, 1.1x San Antonio.
Timberwood Park, TX has a cost of living index of 127, 1.3x San Antonio.
Cibolo, TX has a cost of living index of 113, 1.2x San Antonio.
| City | Population | Cost Of Living | Vs. San Antonio |
|---|---|---|---|
| Schertz, TX | 44,050 | 108 | 1.1x |
| Timberwood Park, TX | 35,413 | 127 | 1.3x |
| Cibolo, TX | 35,109 | 113 | 1.2x |
| Converse, TX | 29,607 | 100 | 1.0x |
| Live Oak, TX | 15,984 | 101 | 1.0x |
| Leon Valley, TX | 11,446 | 101 | 1.0x |
| Kirby, TX | 8,117 | 95 | 1.0x |
| Alamo Heights, TX | 7,492 | 159 | 1.6x |
| Lackland AFB, TX | 6,785 | 128 | 1.3x |
| Terrell Hills, TX | 5,070 | 179 | 1.8x |
