Live Oak, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Live Oak, TX Summary

Cost of living in Live Oak research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Live Oak is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Live Oak is 96, with 100 being the average.

  • The cost of living index in Live Oak is 1.0x lower than the national average.

  • Live Oak ranks as the #203 cheapest in Texas out of 414.

  • Live Oak ranks as the #2,104 cheapest out of 6,489 in the US.

  • The median home value in Live Oak is $246,372.

  • The median income in Live Oak is $78,092.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
96
Live Oak's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Live Oak, TX?

According to the most recent data on the cost of living, Live Oak has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.

Compared to Texas, Live Oak has a cost of living index that's 1.0x higher than Texas's index of 92.

The standard of living in Live Oak ranks as #203 most affordable out of the 414 places we measured in Texas. By definition, that implies Live Oak ranks as the #211 most expensive place in the Lone Star State.

For more reading on life in Live Oak, check out:

203 out of 414
In Texas
2,104 out of 6,489
In America

Live Oak Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Live Oak. Here is how it fairs on each of the criteria:

  • The Services index in Live Oak is 100.

  • The Groceries index in Live Oak is 96.

  • The Health index in Live Oak is 105.

  • The Housing index in Live Oak is 104.

  • The Transportation index in Live Oak is 92.

  • The Utilities index in Live Oak is 86.

Living Expense Live Oak Texas National Average
Overall 96 92 100
Services 100 97 100
Groceries 96 97 100
Health 105 93 100
Housing 104 82 100
Transportation 92 94 100
Utilities 86 104 100
For more reading on cost of living around Texas, check out:
Live Oak Cost of Living Vs. TX

Live Oak, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Live Oak is $246,372.

  • The Median Rent in Live Oak is $1,450.

  • The Median Income in Live Oak is $78,092.

  • The Home Value To Income in Live Oak is 3.2x.

  • The Rent To Monthly Income in Live Oak is 0.22x.

Statistic Live Oak Texas United States
Median Home Value $246,372 $298,905 $303,400
Median Rent $1,450 $1,339 $1,348
Median Income $78,092 $76,292 $78,538
Home Value To Income 3.2x 3.9x 3.9x
Rent To Monthly Income 0.22x 0.21x 0.21x
$246,372
Median Home Value
$1,450
Median Rent
$78,092
Median Income

Live Oak, TX Costs By Category

Detailed Live Oak Services Costs Vs. Texas

Item Live Oak Texas
Shampoo $1.06 $1.28
Movie $9.5 $12.13
Bowling $13.7 $18
Haircut $20.78 $24.26
Beauty Salon $43.67 $45.56

Detailed Live Oak Groceries Costs Vs. Texas

Item Live Oak Texas
Ground Beef $4.93 $5.84
Fried Chicken $1.57 $1.57
Milk $4.57 $4.67
Potatoes $4.55 $4.93
Pizza $11.32 $12.09
Beer $10.5 $10.41
Toothpaste $3.6 $3.7

Detailed Live Oak Health Costs Vs. Texas

Item Live Oak Texas
Optometrist $132.0 $125.68
Doctor $171.14 $135.78
Dentist $108.33 $113.29

Detailed Live Oak Transportation Costs Vs. Texas

Item Live Oak Texas
Gasoline $3.03 $3.46
Tire Balancing $57.2 $59.92

Detailed Live Oak Utilities Costs Vs. Texas

Item Live Oak Texas
All Electricity $217.71 $193.99
Phone $201.97 $192.25

Live Oak SnackAbility

7.5
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
7
Diversity
10
Safety
6
Amenities
9
Education
8
Commute
8

Cost Of Living In Cities Around Live Oak

The cost of living varies in the cities and towns around Live Oak. Here's a quick look at the cost of living in the most populous nearby places:

  • San Antonio, TX has a cost of living index of 96, 1.0x Live Oak.

  • New Braunfels, TX has a cost of living index of 107, 1.1x Live Oak.

  • Schertz, TX has a cost of living index of 105, 1.1x Live Oak.

City Population Cost Of Living Vs. Live Oak
San Antonio, TX 1,458,954 96 1.0x
New Braunfels, TX 98,700 107 1.1x
Schertz, TX 43,128 105 1.1x
Timberwood Park, TX 34,980 125 1.3x
Cibolo, TX 33,829 111 1.2x
Converse, TX 28,764 100 1.0x
Leon Valley, TX 11,479 97 1.0x
Selma, TX 11,302 102 1.1x
Kirby, TX 8,100 87 0.9x
Windcrest, TX 5,815 104 1.1x

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