Cost of living in Live Oak research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Live Oak is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Live Oak is 96, with 100 being the average.
The cost of living index in Live Oak is 1.0x lower than the national average.
Live Oak ranks as the #203 cheapest in Texas out of 414.
Live Oak ranks as the #2,104 cheapest out of 6,489 in the US.
The median home value in Live Oak is $246,372.
The median income in Live Oak is $78,092.
According to the most recent data on the cost of living, Live Oak has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to Texas, Live Oak has a cost of living index that's 1.0x higher than Texas's index of 92.
The standard of living in Live Oak ranks as #203 most affordable out of the 414 places we measured in Texas. By definition, that implies Live Oak ranks as the #211 most expensive place in the Lone Star State.
For more reading on life in Live Oak, check out:
Six factors go into calculating the cost of living index in Live Oak. Here is how it fairs on each of the criteria:
The Services index in Live Oak is 100.
The Groceries index in Live Oak is 96.
The Health index in Live Oak is 105.
The Housing index in Live Oak is 104.
The Transportation index in Live Oak is 92.
The Utilities index in Live Oak is 86.
| Living Expense | Live Oak | Texas | National Average | |
|---|---|---|---|---|
| Overall | 96 | 92 | 100 | |
| Services | 100 | 97 | 100 | |
| Groceries | 96 | 97 | 100 | |
| Health | 105 | 93 | 100 | |
| Housing | 104 | 82 | 100 | |
| Transportation | 92 | 94 | 100 | |
| Utilities | 86 | 104 | 100 | |
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Live Oak is $246,372.
The Median Rent in Live Oak is $1,450.
The Median Income in Live Oak is $78,092.
The Home Value To Income in Live Oak is 3.2x.
The Rent To Monthly Income in Live Oak is 0.22x.
The cost of living varies in the cities and towns around Live Oak. Here's a quick look at the cost of living in the most populous nearby places:
San Antonio, TX has a cost of living index of 96, 1.0x Live Oak.
New Braunfels, TX has a cost of living index of 107, 1.1x Live Oak.
Schertz, TX has a cost of living index of 105, 1.1x Live Oak.
| City | Population | Cost Of Living | Vs. Live Oak |
|---|---|---|---|
| San Antonio, TX | 1,458,954 | 96 | 1.0x |
| New Braunfels, TX | 98,700 | 107 | 1.1x |
| Schertz, TX | 43,128 | 105 | 1.1x |
| Timberwood Park, TX | 34,980 | 125 | 1.3x |
| Cibolo, TX | 33,829 | 111 | 1.2x |
| Converse, TX | 28,764 | 100 | 1.0x |
| Leon Valley, TX | 11,479 | 97 | 1.0x |
| Selma, TX | 11,302 | 102 | 1.1x |
| Kirby, TX | 8,100 | 87 | 0.9x |
| Windcrest, TX | 5,815 | 104 | 1.1x |