What is the cost of living in Red Oak, TX?
According to the most recent data on the cost of living, Red Oak has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.
Compared to Texas, Red Oak has a cost of living index that's 1.2x higher than Texas's index of 93.
The standard of living in Red Oak ranks as #314 most affordable out of the 419 places we measured in Texas. By definition, that implies Red Oak ranks as the #105 most expensive place in the Lone Star State.
For more reading on life in Red Oak, check out:
Red Oak Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Red Oak. Here is how it fares on each of the criteria:
The Services index in Red Oak is 99.
The Groceries index in Red Oak is 96.
The Health index in Red Oak is 128.
The Housing index in Red Oak is 94.
The Transportation index in Red Oak is 106.
The Utilities index in Red Oak is 98.
| Living Expense | Red Oak | Texas | National Average |
|---|---|---|---|
| Overall | 108 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 96 | 99 | 100 |
| Health | 128 | 81 | 100 |
| Housing | 94 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 98 | 100 | 100 |
Red Oak Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Red Oak Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Red Oak, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Red Oak is $344,821.
The Median Rent in Red Oak is $1,920.
The Median Income in Red Oak is $104,561.
The Home Value To Income in Red Oak is 3.3x.
The Rent To Monthly Income in Red Oak is 0.22x.
Red Oak, TX Costs By Category
Detailed Red Oak Services costs vs. Texas
Detailed Red Oak Groceries costs vs. Texas
Detailed Red Oak Health costs vs. Texas
Detailed Red Oak Transportation costs vs. Texas
Red Oak SnackAbility
Cost Of Living In Cities Around Red Oak
The cost of living varies in the cities and towns around Red Oak. Here's a quick look at the cost of living in the most populous nearby places:
Dallas, TX has a cost of living index of 106, 1.0x Red Oak.
Grand Prairie, TX has a cost of living index of 101, 0.9x Red Oak.
DeSoto, TX has a cost of living index of 102, 0.9x Red Oak.
| City | Population | Cost Of Living | Vs. Red Oak |
|---|---|---|---|
| Dallas, TX | 1,307,930 | 106 | 1.0x |
| Grand Prairie, TX | 201,883 | 101 | 0.9x |
| DeSoto, TX | 56,211 | 102 | 0.9x |
| Cedar Hill, TX | 48,879 | 107 | 1.0x |
| Waxahachie, TX | 45,347 | 102 | 0.9x |
| Lancaster, TX | 40,820 | 97 | 0.9x |
| Duncanville, TX | 39,683 | 100 | 0.9x |
| Midlothian, TX | 39,356 | 109 | 1.0x |
| Ennis, TX | 22,588 | 92 | 0.9x |
| Seagoville, TX | 19,352 | 96 | 0.9x |
