Cost of living in Schertz research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Schertz is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Schertz is 105, with 100 being the average.
The cost of living index in Schertz is 1.1x higher than the national average.
Schertz ranks as the #275 cheapest in Texas out of 414.
Schertz ranks as the #3,177 cheapest out of 6,489 in the US.
The median home value in Schertz is $317,608.
The median income in Schertz is $96,633.
According to the most recent data on the cost of living, Schertz has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.
Compared to Texas, Schertz has a cost of living index that's 1.1x higher than Texas's index of 92.
The standard of living in Schertz ranks as #275 most affordable out of the 414 places we measured in Texas. By definition, that implies Schertz ranks as the #139 most expensive place in the Lone Star State.
For more reading on life in Schertz, check out:
Six factors go into calculating the cost of living index in Schertz. Here is how it fairs on each of the criteria:
The Services index in Schertz is 99.
The Groceries index in Schertz is 93.
The Health index in Schertz is 105.
The Housing index in Schertz is 128.
The Transportation index in Schertz is 94.
The Utilities index in Schertz is 84.
| Living Expense | Schertz | Texas | National Average | |
|---|---|---|---|---|
| Overall | 105 | 92 | 100 | |
| Services | 99 | 97 | 100 | |
| Groceries | 93 | 97 | 100 | |
| Health | 105 | 93 | 100 | |
| Housing | 128 | 82 | 100 | |
| Transportation | 94 | 94 | 100 | |
| Utilities | 84 | 104 | 100 | |
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Schertz is $317,608.
The Median Rent in Schertz is $1,593.
The Median Income in Schertz is $96,633.
The Home Value To Income in Schertz is 3.3x.
The Rent To Monthly Income in Schertz is 0.2x.
The cost of living varies in the cities and towns around Schertz. Here's a quick look at the cost of living in the most populous nearby places:
San Antonio, TX has a cost of living index of 96, 0.9x Schertz.
New Braunfels, TX has a cost of living index of 107, 1.0x Schertz.
Timberwood Park, TX has a cost of living index of 125, 1.2x Schertz.
| City | Population | Cost Of Living | Vs. Schertz |
|---|---|---|---|
| San Antonio, TX | 1,458,954 | 96 | 0.9x |
| New Braunfels, TX | 98,700 | 107 | 1.0x |
| Timberwood Park, TX | 34,980 | 125 | 1.2x |
| Cibolo, TX | 33,829 | 111 | 1.1x |
| Seguin, TX | 31,789 | 93 | 0.9x |
| Converse, TX | 28,764 | 100 | 1.0x |
| Live Oak, TX | 15,875 | 96 | 0.9x |
| Selma, TX | 11,302 | 102 | 1.0x |