Schertz, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Schertz, TX Summary

Cost of living in Schertz research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Schertz is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Schertz is 105, with 100 being the average.

  • The cost of living index in Schertz is 1.1x higher than the national average.

  • Schertz ranks as the #275 cheapest in Texas out of 414.

  • Schertz ranks as the #3,177 cheapest out of 6,489 in the US.

  • The median home value in Schertz is $317,608.

  • The median income in Schertz is $96,633.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
105
Schertz's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Schertz, TX?

According to the most recent data on the cost of living, Schertz has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.

Compared to Texas, Schertz has a cost of living index that's 1.1x higher than Texas's index of 92.

The standard of living in Schertz ranks as #275 most affordable out of the 414 places we measured in Texas. By definition, that implies Schertz ranks as the #139 most expensive place in the Lone Star State.

For more reading on life in Schertz, check out:

275 out of 414
In Texas
3,177 out of 6,489
In America

Schertz Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Schertz. Here is how it fairs on each of the criteria:

  • The Services index in Schertz is 99.

  • The Groceries index in Schertz is 93.

  • The Health index in Schertz is 105.

  • The Housing index in Schertz is 128.

  • The Transportation index in Schertz is 94.

  • The Utilities index in Schertz is 84.

Living Expense Schertz Texas National Average
Overall 105 92 100
Services 99 97 100
Groceries 93 97 100
Health 105 93 100
Housing 128 82 100
Transportation 94 94 100
Utilities 84 104 100
For more reading on cost of living around Texas, check out:
Schertz Cost of Living Vs. TX

Schertz, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Schertz is $317,608.

  • The Median Rent in Schertz is $1,593.

  • The Median Income in Schertz is $96,633.

  • The Home Value To Income in Schertz is 3.3x.

  • The Rent To Monthly Income in Schertz is 0.2x.

Statistic Schertz Texas United States
Median Home Value $317,608 $298,905 $303,400
Median Rent $1,593 $1,339 $1,348
Median Income $96,633 $76,292 $78,538
Home Value To Income 3.3x 3.9x 3.9x
Rent To Monthly Income 0.2x 0.21x 0.21x
$317,608
Median Home Value
$1,593
Median Rent
$96,633
Median Income

Schertz, TX Costs By Category

Detailed Schertz Services Costs Vs. Texas

Item Schertz Texas
Shampoo $1.06 $1.28
Movie $9.5 $12.13
Bowling $13.7 $18
Haircut $20.78 $24.26
Beauty Salon $43.67 $45.56

Detailed Schertz Groceries Costs Vs. Texas

Item Schertz Texas
Ground Beef $4.93 $5.84
Fried Chicken $1.57 $1.57
Milk $4.57 $4.67
Potatoes $4.55 $4.93
Pizza $11.32 $12.09
Beer $10.5 $10.41
Toothpaste $3.6 $3.7

Detailed Schertz Health Costs Vs. Texas

Item Schertz Texas
Optometrist $132.0 $125.68
Doctor $171.14 $135.78
Dentist $108.33 $113.29

Detailed Schertz Transportation Costs Vs. Texas

Item Schertz Texas
Gasoline $3.03 $3.46
Tire Balancing $57.2 $59.92

Detailed Schertz Utilities Costs Vs. Texas

Item Schertz Texas
All Electricity $217.71 $193.99
Phone $201.97 $192.25

Schertz SnackAbility

8.5
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
8
Diversity
9.5
Safety
8
Amenities
8.5
Education
8.5
Commute
5

Cost Of Living In Cities Around Schertz

The cost of living varies in the cities and towns around Schertz. Here's a quick look at the cost of living in the most populous nearby places:

  • San Antonio, TX has a cost of living index of 96, 0.9x Schertz.

  • New Braunfels, TX has a cost of living index of 107, 1.0x Schertz.

  • Timberwood Park, TX has a cost of living index of 125, 1.2x Schertz.

City Population Cost Of Living Vs. Schertz
San Antonio, TX 1,458,954 96 0.9x
New Braunfels, TX 98,700 107 1.0x
Timberwood Park, TX 34,980 125 1.2x
Cibolo, TX 33,829 111 1.1x
Seguin, TX 31,789 93 0.9x
Converse, TX 28,764 100 1.0x
Live Oak, TX 15,875 96 0.9x
Selma, TX 11,302 102 1.0x

Articles About Texas

Enjoy The Snack?