Tyler, TX Cost Of Living

The latest cost of living statistics for Tyler. Includes statistics on rent, mortgages, healthcare, and other costs for Tyler compared to the state and national averages.

Cost of living in Tyler, Texas

Cost of living in Tyler research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Tyler is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

97 Cost of living index 1.0x lower vs US
#212 Cheapest in Texas (of 419)
#2,094 Cheapest in the U.S. (of 6,489)
$251,562 Median home value
$1,252 Median rent
$67,486 Median income
Not sure Tyler fits your budget? Try our place-match quiz →

What is the cost of living in Tyler, TX?

According to the most recent data on the cost of living, Tyler has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.

Compared to Texas, Tyler has a cost of living index that's 1.0x higher than Texas's index of 93.

The standard of living in Tyler ranks as #212 most affordable out of the 419 places we measured in Texas. By definition, that implies Tyler ranks as the #207 most expensive place in the Lone Star State.

For more reading on life in Tyler, check out:

Tyler Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Tyler. Here is how it fares on each of the criteria:

  • The Services index in Tyler is 98.

  • The Groceries index in Tyler is 98.

  • The Health index in Tyler is 93.

  • The Housing index in Tyler is 99.

  • The Transportation index in Tyler is 104.

  • The Utilities index in Tyler is 101.

Living Expense Tyler Texas National Average
Overall 97 93 100
Services 98 100 100
Groceries 98 99 100
Health 93 81 100
Housing 99 97 100
Transportation 104 103 100
Utilities 101 100 100

Tyler Cost Of Living Compared To Texas Averages

Services
Tyler 98
Texas avg 100
Groceries
Tyler 98
Texas avg 99
Health
Tyler 93
Texas avg 81
Housing
Tyler 99
Texas avg 97
Transportation
Tyler 104
Texas avg 103
Utilities
Tyler 101
Texas avg 100

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Texas, check out:

Protect your home budget Compare home warranties in Tyler Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Tyler, TX Housing Cost Breakdown

$251,562Median Home Value
$1,252Median Rent
$67,486Median Income

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Tyler is $251,562.

  • The Median Rent in Tyler is $1,252.

  • The Median Income in Tyler is $67,486.

  • The Home Value To Income in Tyler is 3.7x.

  • The Rent To Monthly Income in Tyler is 0.22x.

Statistic Tyler Texas United States
Median Home Value $251,562 $300,957 $332,700
Median Rent $1,252 $1,403 $1,413
Median Income $67,486 $78,476 $80,734
Home Value To Income 3.7x 3.8x 4.1x
Rent To Monthly Income 0.22x 0.21x 0.21x

Tyler, TX Costs By Category

Detailed Tyler Services costs vs. Texas
Item Tyler Texas
Shampoo $1.22 $1.28
Movie $9.77 $12.13
Bowling $9.72 $18
Haircut $26.75 $24.26
Beauty Salon $54.44 $45.56
Detailed Tyler Groceries costs vs. Texas
Item Tyler Texas
Ground Beef $5.5 $5.84
Fried Chicken $1.58 $1.57
Milk $4.54 $4.67
Potatoes $5.05 $4.93
Pizza $11.49 $12.09
Beer $10.44 $10.41
Toothpaste $3.73 $3.7
Detailed Tyler Health costs vs. Texas
Item Tyler Texas
Optometrist $126.64 $125.68
Doctor $111.98 $135.78
Dentist $120.97 $113.29
Detailed Tyler Transportation costs vs. Texas
Item Tyler Texas
Gasoline $3.08 $3.46
Tire Balancing $79.11 $59.92
Detailed Tyler Utilities costs vs. Texas
Item Tyler Texas
All Electricity $209.92 $193.99
Phone $199.93 $192.25

Tyler SnackAbility

5Overall SnackAbility
Jobs 6/10
Housing 8/10
Affordability 6/10
Diversity 9.5/10
Safety 4/10
Amenities 9/10
Education 7/10
Commute 8.5/10

Cost Of Living In Cities Around Tyler

The cost of living varies in the cities and towns around Tyler. Here's a quick look at the cost of living in the most populous nearby places:

  • Longview, TX has a cost of living index of 95, 1.0x Tyler.

  • Palestine, TX has a cost of living index of 89, 0.9x Tyler.

  • Jacksonville, TX has a cost of living index of 89, 0.9x Tyler.

City Population Cost Of Living Vs. Tyler
Longview, TX 82,923 95 1.0x
Palestine, TX 19,136 89 0.9x
Jacksonville, TX 14,325 89 0.9x
Kilgore, TX 13,470 93 1.0x
Henderson, TX 13,385 92 0.9x
Athens, TX 13,200 89 0.9x
Whitehouse, TX 9,122 98 1.0x
Lindale, TX 6,644 98 1.0x