El Rio, CA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In El Rio, CA Summary

Cost of living in El Rio research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means El Rio is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in El Rio is 155, with 100 being the average.

  • The cost of living index in El Rio is 1.6x higher than the national average.

  • El Rio ranks as the #345 cheapest in California out of 634.

  • El Rio ranks as the #5,809 cheapest out of 6,489 in the US.

  • The median home value in El Rio is $702,040.

  • The median income in El Rio is $83,233.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
155
El Rio's Overall Cost Of Living
1.6x
Higher Than The National Average

What is the cost of living in El Rio, CA?

According to the most recent data on the cost of living, El Rio has an overall cost of living index of 155, which is 1.6x higher than the national index of 100.

Compared to California, El Rio has a cost of living index that's 1.1x higher than California's index of 141.

The standard of living in El Rio ranks as #345 most affordable out of the 634 places we measured in California. By definition, that implies El Rio ranks as the #289 most expensive place in the Golden State.

For more reading on life in El Rio, check out:

345 out of 634
In California
5,809 out of 6,489
In America

El Rio Cost Of Living Vs. California

Six factors go into calculating the cost of living index in El Rio. Here is how it fairs on each of the criteria:

  • The Services index in El Rio is 115.

  • The Groceries index in El Rio is 113.

  • The Health index in El Rio is 109.

  • The Housing index in El Rio is 244.

  • The Transportation index in El Rio is 125.

  • The Utilities index in El Rio is 113.

Living Expense El Rio California National Average
Overall 155 141 100
Services 115 110 100
Groceries 113 112 100
Health 109 110 100
Housing 244 195 100
Transportation 125 125 100
Utilities 113 128 100
For more reading on cost of living around California, check out:
El Rio Cost of Living Vs. CA

El Rio, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in El Rio is $702,040.

  • The Median Rent in El Rio is $2,122.

  • The Median Income in El Rio is $83,233.

  • The Home Value To Income in El Rio is 8.4x.

  • The Rent To Monthly Income in El Rio is 0.31x.

Statistic El Rio California United States
Median Home Value $702,040 $763,287 $303,400
Median Rent $2,122 $1,956 $1,348
Median Income $83,233 $96,334 $78,538
Home Value To Income 8.4x 7.9x 3.9x
Rent To Monthly Income 0.31x 0.24x 0.21x
$702,040
Median Home Value
$2,122
Median Rent
$83,233
Median Income

El Rio, CA Costs By Category

Detailed El Rio Services Costs Vs. California

Item El Rio California
Shampoo $1.41 $1.28
Movie $13.46 $12.13
Bowling $19.07 $18
Haircut $24.67 $24.26
Beauty Salon $49.33 $45.56

Detailed El Rio Groceries Costs Vs. California

Item El Rio California
Ground Beef $6.26 $5.84
Fried Chicken $2.08 $1.57
Milk $4.76 $4.67
Potatoes $4.94 $4.93
Pizza $16.13 $12.09
Beer $9.6 $10.41
Toothpaste $3.76 $3.7

Detailed El Rio Health Costs Vs. California

Item El Rio California
Optometrist $129.09 $125.68
Doctor $119.86 $135.78
Dentist $108.07 $113.29

Detailed El Rio Transportation Costs Vs. California

Item El Rio California
Gasoline $4.47 $3.46
Tire Balancing $58.33 $59.92

Detailed El Rio Utilities Costs Vs. California

Item El Rio California
All Electricity $326.49 $193.99
Phone $182.78 $192.25

El Rio SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
9.5
Affordability
2
Diversity
7
Safety
N/A
Amenities
8.5
Education
3
Commute
7

Cost Of Living In Cities Around El Rio

The cost of living varies in the cities and towns around El Rio. Here's a quick look at the cost of living in the most populous nearby places:

  • Oxnard, CA has a cost of living index of 152, 1.0x El Rio.

  • Thousand Oaks, CA has a cost of living index of 185, 1.2x El Rio.

  • San Buenaventura (Ventura), CA has a cost of living index of 166, 1.1x El Rio.

City Population Cost Of Living Vs. El Rio
Oxnard, CA 201,014 152 1.0x
Thousand Oaks, CA 125,676 185 1.2x
San Buenaventura (Ventura), CA 109,900 166 1.1x
Camarillo, CA 70,244 170 1.1x
Moorpark, CA 35,957 174 1.1x
Santa Paula, CA 31,202 144 0.9x
Port Hueneme, CA 21,691 147 0.9x
Fillmore, CA 16,665 143 0.9x
Ojai, CA 7,576 182 1.2x
Mira Monte, CA 7,301 167 1.1x

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