Half Moon Bay, CA Cost Of Living
Cost Of Living In Half Moon Bay, CA Summary
Cost of living in Half Moon Bay research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Half Moon Bay is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Half Moon Bay is 200, with 100 being the average.
The cost of living index in Half Moon Bay is 2.0x higher than the national average.
Half Moon Bay ranks as the #572 cheapest in California out of 635.
Half Moon Bay ranks as the #6,311 cheapest out of 6,412 in the US.
The median home value in Half Moon Bay is $1,265,300.
The median income in Half Moon Bay is $137,346.
Table Of Contents
Half Moon Bay's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Half Moon Bay, CA?
According to the most recent data on the cost of living, Half Moon Bay has an overall cost of living index of 200, which is 2.0x higher than the national index of 100.
Compared to California, Half Moon Bay has a cost of living index that's 1.4x higher than California's index of 139.
The standard of living in Half Moon Bay ranks as #572 most affordable out of the 635 places we measured in California. By definition, that implies Half Moon Bay ranks as the #63 most expensive place in the Golden State.
For more reading on life in Half Moon Bay, check out:
- Living In Half Moon Bay
- Search Homes For Sale In Half Moon Bay, CA
In California
In America
Half Moon Bay Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Half Moon Bay. Here is how it fairs on each of the criteria:
The Services index in Half Moon Bay is 125.
The Groceries index in Half Moon Bay is 129.
The Health index in Half Moon Bay is 127.
The Housing index in Half Moon Bay is 359.
The Transportation index in Half Moon Bay is 148.
The Utilities index in Half Moon Bay is 138.
| Living Expense | Half Moon Bay | California | National Average | |
|---|---|---|---|---|
| Overall | 200 | 139 | 100 | |
| Services | 125 | 110 | 100 | |
| Groceries | 129 | 112 | 100 | |
| Health | 127 | 109 | 100 | |
| Housing | 359 | 204 | 100 | |
| Transportation | 148 | 126 | 100 | |
| Utilities | 138 | 124 | 100 | |
Half Moon Bay, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Half Moon Bay is $1,265,300.
The Median Rent in Half Moon Bay is $2,047.
The Median Income in Half Moon Bay is $137,346.
The Home Value To Income in Half Moon Bay is 9.2x.
The Rent To Monthly Income in Half Moon Bay is 0.18x.
| Statistic | Half Moon Bay | California | United States |
|---|---|---|---|
| Median Home Value | $1,265,300 | $573,200 | $244,900 |
| Median Rent | $2,047 | $1,698 | $1,163 |
| Median Income | $137,346 | $84,097 | $69,021 |
| Home Value To Income | 9.2x | 6.8x | 3.5x |
| Rent To Monthly Income | 0.18x | 0.24x | 0.2x |
Median Home Value
Median Rent
Median Income
Half Moon Bay, CA Costs By Category
Detailed Half Moon Bay Services Costs Vs. California
| Item | Half Moon Bay | California |
|---|---|---|
| Shampoo | $1.35 | $1.06 |
| Movie | $16.41 | $10.68 |
| Bowling | $20.0 | $14.67 |
| Haircut | $22.38 | $18.62 |
| Beauty Salon | $82.05 | $39.05 |
Detailed Half Moon Bay Groceries Costs Vs. California
| Item | Half Moon Bay | California |
|---|---|---|
| Ground Beef | $3.64 | $4.22 |
| Fried Chicken | $1.8 | $1.39 |
| Milk | $2.83 | $2.05 |
| Potatoes | $3.42 | $3.29 |
| Pizza | $13.47 | $10.62 |
| Beer | $10.5 | $9.38 |
| Toothpaste | $3.18 | $2.34 |
Detailed Half Moon Bay Health Costs Vs. California
| Item | Half Moon Bay | California |
|---|---|---|
| Optometrist | $144.57 | $108.57 |
| Doctor | $149.63 | $116.17 |
| Dentist | $132.68 | $99.13 |
Detailed Half Moon Bay Transportation Costs Vs. California
| Item | Half Moon Bay | California |
|---|---|---|
| Gasoline | $3.46 | $2.22 |
| Tire Balancing | $65.51 | $50.07 |
Detailed Half Moon Bay Utilities Costs Vs. California
| Item | Half Moon Bay | California |
|---|---|---|
| All Electricity | $267.84 | $167.67 |
| Phone | $198.18 | $175.64 |
Half Moon Bay SnackAbility
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Cost Of Living In Cities Around Half Moon Bay
The cost of living varies in the cities and towns around Half Moon Bay. Here's a quick look at the cost of living in the most populous nearby places:
San Mateo, CA has a cost of living index of 205, 1.0x Half Moon Bay.
South San Francisco, CA has a cost of living index of 182, 0.9x Half Moon Bay.
San Bruno, CA has a cost of living index of 184, 0.9x Half Moon Bay.
| City | Population | Cost Of Living | Vs. Half Moon Bay |
|---|---|---|---|
| San Mateo, CA | 105,087 | 205 | 1.0x |
| South San Francisco, CA | 66,331 | 182 | 0.9x |
| San Bruno, CA | 43,775 | 184 | 0.9x |
| Pacifica, CA | 38,595 | 189 | 0.9x |
| Menlo Park, CA | 33,677 | 289 | 1.4x |
| Burlingame, CA | 31,142 | 273 | 1.4x |
| San Carlos, CA | 30,754 | 237 | 1.2x |
| Belmont, CA | 28,109 | 231 | 1.2x |
| Millbrae, CA | 23,083 | 229 | 1.1x |
| North Fair Oaks, CA | 14,360 | 179 | 0.9x |
