Los Gatos, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Los Gatos, CA Summary

Cost of living in Los Gatos research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Los Gatos is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Los Gatos is 308, with 100 being the average.

  • The cost of living index in Los Gatos is 3.1x higher than the national average.

  • Los Gatos ranks as the #611 cheapest in California out of 634.

  • Los Gatos ranks as the #6,465 cheapest out of 6,489 in the US.

  • The median home value in Los Gatos is $2,440,617.

  • The median income in Los Gatos is $207,891.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
308
Los Gatos's Overall Cost Of Living
3.1x
Higher Than The National Average

What is the cost of living in Los Gatos, CA?

According to the most recent data on the cost of living, Los Gatos has an overall cost of living index of 308, which is 3.1x higher than the national index of 100.

Compared to California, Los Gatos has a cost of living index that's 2.2x higher than California's index of 141.

The standard of living in Los Gatos ranks as #611 most affordable out of the 634 places we measured in California. By definition, that implies Los Gatos ranks as the #23 most expensive place in the Golden State.

For more reading on life in Los Gatos, check out:

611 out of 634
In California
6,465 out of 6,489
In America

Los Gatos Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Los Gatos. Here is how it fairs on each of the criteria:

  • The Services index in Los Gatos is 106.

  • The Groceries index in Los Gatos is 114.

  • The Health index in Los Gatos is 124.

  • The Housing index in Los Gatos is 750.

  • The Transportation index in Los Gatos is 128.

  • The Utilities index in Los Gatos is 134.

Living Expense Los Gatos California National Average
Overall 308 141 100
Services 106 110 100
Groceries 114 112 100
Health 124 110 100
Housing 750 195 100
Transportation 128 125 100
Utilities 134 128 100
For more reading on cost of living around California, check out:
Los Gatos Cost of Living Vs. CA

Los Gatos, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Los Gatos is $2,440,617.

  • The Median Rent in Los Gatos is $2,969.

  • The Median Income in Los Gatos is $207,891.

  • The Home Value To Income in Los Gatos is 11.7x.

  • The Rent To Monthly Income in Los Gatos is 0.17x.

Statistic Los Gatos California United States
Median Home Value $2,440,617 $763,287 $303,400
Median Rent $2,969 $1,956 $1,348
Median Income $207,891 $96,334 $78,538
Home Value To Income 11.7x 7.9x 3.9x
Rent To Monthly Income 0.17x 0.24x 0.21x
$2,440,617
Median Home Value
$2,969
Median Rent
$207,891
Median Income

Los Gatos, CA Costs By Category

Detailed Los Gatos Services Costs Vs. California

Item Los Gatos California
Shampoo $1.66 $1.28
Movie $13.31 $12.13
Bowling $33.3 $18
Haircut $33.94 $24.26
Beauty Salon $48.51 $45.56

Detailed Los Gatos Groceries Costs Vs. California

Item Los Gatos California
Ground Beef $5.79 $5.84
Fried Chicken $2.13 $1.57
Milk $5.05 $4.67
Potatoes $4.77 $4.93
Pizza $14.92 $12.09
Beer $10.99 $10.41
Toothpaste $3.72 $3.7

Detailed Los Gatos Health Costs Vs. California

Item Los Gatos California
Optometrist $158.95 $125.68
Doctor $194.05 $135.78
Dentist $147.78 $113.29

Detailed Los Gatos Transportation Costs Vs. California

Item Los Gatos California
Gasoline $4.81 $3.46
Tire Balancing $65.62 $59.92

Detailed Los Gatos Utilities Costs Vs. California

Item Los Gatos California
All Electricity $294.74 $193.99
Phone $190.07 $192.25

Los Gatos SnackAbility

10
/10
Overall SnackAbility
Jobs
8.5/10
Housing
10
Affordability
5
Diversity
8.5
Safety
8
Amenities
9
Education
10
Commute
5

Cost Of Living In Cities Around Los Gatos

The cost of living varies in the cities and towns around Los Gatos. Here's a quick look at the cost of living in the most populous nearby places:

  • San Jose, CA has a cost of living index of 209, 0.7x Los Gatos.

  • Sunnyvale, CA has a cost of living index of 266, 0.9x Los Gatos.

  • Santa Clara, CA has a cost of living index of 234, 0.8x Los Gatos.

City Population Cost Of Living Vs. Los Gatos
San Jose, CA 990,054 209 0.7x
Sunnyvale, CA 153,455 266 0.9x
Santa Clara, CA 129,239 234 0.8x
Mountain View, CA 82,363 283 0.9x
Milpitas, CA 78,216 213 0.7x
Palo Alto, CA 67,231 334 1.1x
Cupertino, CA 58,886 326 1.1x
Campbell, CA 42,848 235 0.8x
Los Altos, CA 30,736 339 1.1x
Saratoga, CA 30,335 342 1.1x

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