What is the cost of living in Oakley, CA?
According to the most recent data on the cost of living, Oakley has an overall cost of living index of 151, which is 1.5x higher than the national index of 100.
Compared to California, Oakley has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Oakley ranks as #306 most affordable out of the 634 places we measured in California. By definition, that implies Oakley ranks as the #328 most expensive place in the Golden State.
For more reading on life in Oakley, check out:
Oakley Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Oakley. Here is how it fares on each of the criteria:
The Services index in Oakley is 108.
The Groceries index in Oakley is 114.
The Health index in Oakley is 237.
The Housing index in Oakley is 117.
The Transportation index in Oakley is 119.
The Utilities index in Oakley is 114.
| Living Expense | Oakley | California | National Average |
|---|---|---|---|
| Overall | 151 | 142 | 100 |
| Services | 108 | 110 | 100 |
| Groceries | 114 | 118 | 100 |
| Health | 237 | 197 | 100 |
| Housing | 117 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 114 | 121 | 100 |
Oakley Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Oakley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oakley, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oakley is $665,846.
The Median Rent in Oakley is $1,953.
The Median Income in Oakley is $137,677.
The Home Value To Income in Oakley is 4.8x.
The Rent To Monthly Income in Oakley is 0.17x.
| Statistic | Oakley | California | United States |
|---|---|---|---|
| Median Home Value | $665,846 | $774,581 | $332,700 |
| Median Rent | $1,953 | $2,036 | $1,413 |
| Median Income | $137,677 | $99,122 | $80,734 |
| Home Value To Income | 4.8x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.25x | 0.21x |
Oakley, CA Costs By Category
Detailed Oakley Services costs vs. California
| Item | Oakley | California |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.61 | $12.13 |
| Bowling | $22.34 | $18 |
| Haircut | $23.42 | $24.26 |
| Beauty Salon | $49.62 | $45.56 |
Detailed Oakley Groceries costs vs. California
| Item | Oakley | California |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $4.43 | $4.93 |
| Pizza | $16.78 | $12.09 |
| Beer | $10.08 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Oakley Health costs vs. California
| Item | Oakley | California |
|---|---|---|
| Optometrist | $138.22 | $125.68 |
| Doctor | $134.39 | $135.78 |
| Dentist | $117.52 | $113.29 |
Detailed Oakley Transportation costs vs. California
| Item | Oakley | California |
|---|---|---|
| Gasoline | $4.21 | $3.46 |
| Tire Balancing | $73.1 | $59.92 |
Detailed Oakley Utilities costs vs. California
| Item | Oakley | California |
|---|---|---|
| All Electricity | $327.22 | $193.99 |
| Phone | $189.16 | $192.25 |
Oakley SnackAbility
Cost Of Living In Cities Around Oakley
The cost of living varies in the cities and towns around Oakley. Here's a quick look at the cost of living in the most populous nearby places:
Concord, CA has a cost of living index of 168, 1.1x Oakley.
Antioch, CA has a cost of living index of 149, 1.0x Oakley.
Pittsburg, CA has a cost of living index of 148, 1.0x Oakley.
| City | Population | Cost Of Living | Vs. Oakley |
|---|---|---|---|
| Concord, CA | 124,035 | 168 | 1.1x |
| Antioch, CA | 116,477 | 149 | 1.0x |
| Pittsburg, CA | 76,257 | 148 | 1.0x |
| Brentwood, CA | 65,208 | 174 | 1.2x |
| Lincoln, CA | 52,956 | 155 | 1.0x |
| Danville, CA | 43,401 | 233 | 1.5x |
| Discovery Bay, CA | 14,911 | 180 | 1.2x |
| Alamo, CA | 14,488 | 305 | 2.0x |
| Clayton, CA | 10,937 | 202 | 1.3x |
| Country Club, CA | 10,161 | 125 | 0.8x |








