Oakley, CA Cost Of Living

The latest cost of living statistics for Oakley. Includes statistics on rent, mortgages, healthcare, and other costs for Oakley compared to the state and national averages.

Cost of living in Oakley, California

Cost of living in Oakley research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oakley is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

151 Cost of living index 1.5x higher vs US
#306 Cheapest in California (of 634)
#5,707 Cheapest in the U.S. (of 6,489)
$665,846 Median home value
$1,953 Median rent
$137,677 Median income
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What is the cost of living in Oakley, CA?

According to the most recent data on the cost of living, Oakley has an overall cost of living index of 151, which is 1.5x higher than the national index of 100.

Compared to California, Oakley has a cost of living index that's 1.1x higher than California's index of 142.

The standard of living in Oakley ranks as #306 most affordable out of the 634 places we measured in California. By definition, that implies Oakley ranks as the #328 most expensive place in the Golden State.

For more reading on life in Oakley, check out:

Oakley Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Oakley. Here is how it fares on each of the criteria:

  • The Services index in Oakley is 108.

  • The Groceries index in Oakley is 114.

  • The Health index in Oakley is 237.

  • The Housing index in Oakley is 117.

  • The Transportation index in Oakley is 119.

  • The Utilities index in Oakley is 114.

Living Expense Oakley California National Average
Overall 151 142 100
Services 108 110 100
Groceries 114 118 100
Health 237 197 100
Housing 117 120 100
Transportation 119 121 100
Utilities 114 121 100

Oakley Cost Of Living Compared To California Averages

Services
Oakley 108
California avg 110
Groceries
Oakley 114
California avg 118
Health
Oakley 237
California avg 197
Housing
Oakley 117
California avg 120
Transportation
Oakley 119
California avg 121
Utilities
Oakley 114
California avg 121

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around California, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Oakley, CA Housing Cost Breakdown

$665,846Median Home Value
$1,953Median Rent
$137,677Median Income

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Oakley is $665,846.

  • The Median Rent in Oakley is $1,953.

  • The Median Income in Oakley is $137,677.

  • The Home Value To Income in Oakley is 4.8x.

  • The Rent To Monthly Income in Oakley is 0.17x.

Statistic Oakley California United States
Median Home Value $665,846 $774,581 $332,700
Median Rent $1,953 $2,036 $1,413
Median Income $137,677 $99,122 $80,734
Home Value To Income 4.8x 7.8x 4.1x
Rent To Monthly Income 0.17x 0.25x 0.21x

Oakley, CA Costs By Category

Detailed Oakley Services costs vs. California
Item Oakley California
Shampoo $1.5 $1.28
Movie $13.61 $12.13
Bowling $22.34 $18
Haircut $23.42 $24.26
Beauty Salon $49.62 $45.56
Detailed Oakley Groceries costs vs. California
Item Oakley California
Ground Beef $6.24 $5.84
Fried Chicken $2.1 $1.57
Milk $4.83 $4.67
Potatoes $4.43 $4.93
Pizza $16.78 $12.09
Beer $10.08 $10.41
Toothpaste $3.64 $3.7
Detailed Oakley Health costs vs. California
Item Oakley California
Optometrist $138.22 $125.68
Doctor $134.39 $135.78
Dentist $117.52 $113.29
Detailed Oakley Transportation costs vs. California
Item Oakley California
Gasoline $4.21 $3.46
Tire Balancing $73.1 $59.92
Detailed Oakley Utilities costs vs. California
Item Oakley California
All Electricity $327.22 $193.99
Phone $189.16 $192.25

Oakley SnackAbility

9Overall SnackAbility
Jobs 8/10
Housing 9.5/10
Affordability 5/10
Diversity 10/10
Safety 8/10
Amenities 9/10
Education 6/10
Commute 2/10

Cost Of Living In Cities Around Oakley

The cost of living varies in the cities and towns around Oakley. Here's a quick look at the cost of living in the most populous nearby places:

  • Concord, CA has a cost of living index of 168, 1.1x Oakley.

  • Antioch, CA has a cost of living index of 149, 1.0x Oakley.

  • Pittsburg, CA has a cost of living index of 148, 1.0x Oakley.

City Population Cost Of Living Vs. Oakley
Concord, CA 124,035 168 1.1x
Antioch, CA 116,477 149 1.0x
Pittsburg, CA 76,257 148 1.0x
Brentwood, CA 65,208 174 1.2x
Lincoln, CA 52,956 155 1.0x
Danville, CA 43,401 233 1.5x
Discovery Bay, CA 14,911 180 1.2x
Alamo, CA 14,488 305 2.0x
Clayton, CA 10,937 202 1.3x
Country Club, CA 10,161 125 0.8x