Jacksonville Beach, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Jacksonville Beach, FL Summary

Cost of living in Jacksonville Beach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Jacksonville Beach is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Jacksonville Beach is 125, with 100 being the average.

  • The cost of living index in Jacksonville Beach is 1.2x higher than the national average.

  • Jacksonville Beach ranks as the #381 cheapest in Florida out of 459.

  • Jacksonville Beach ranks as the #4,715 cheapest out of 6,489 in the US.

  • The median home value in Jacksonville Beach is $624,313.

  • The median income in Jacksonville Beach is $115,825.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
125
Jacksonville Beach's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Jacksonville Beach, FL?

According to the most recent data on the cost of living, Jacksonville Beach has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.

Compared to Florida, Jacksonville Beach has a cost of living index that's 1.3x higher than Florida's index of 97.

The standard of living in Jacksonville Beach ranks as #381 most affordable out of the 459 places we measured in Florida. By definition, that implies Jacksonville Beach ranks as the #78 most expensive place in the Sunshine State.

For more reading on life in Jacksonville Beach, check out:

381 out of 459
In Florida
4,715 out of 6,489
In America

Jacksonville Beach Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Jacksonville Beach. Here is how it fairs on each of the criteria:

  • The Services index in Jacksonville Beach is 96.

  • The Groceries index in Jacksonville Beach is 100.

  • The Health index in Jacksonville Beach is 88.

  • The Housing index in Jacksonville Beach is 194.

  • The Transportation index in Jacksonville Beach is 85.

  • The Utilities index in Jacksonville Beach is 102.

Living Expense Jacksonville Beach Florida National Average
Overall 125 97 100
Services 96 96 100
Groceries 100 99 100
Health 88 98 100
Housing 194 96 100
Transportation 85 97 100
Utilities 102 95 100
For more reading on cost of living around Florida, check out:
Jacksonville Beach Cost of Living Vs. FL

Jacksonville Beach, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Jacksonville Beach is $624,313.

  • The Median Rent in Jacksonville Beach is $1,867.

  • The Median Income in Jacksonville Beach is $115,825.

  • The Home Value To Income in Jacksonville Beach is 5.4x.

  • The Rent To Monthly Income in Jacksonville Beach is 0.19x.

Statistic Jacksonville Beach Florida United States
Median Home Value $624,313 $377,066 $303,400
Median Rent $1,867 $1,564 $1,348
Median Income $115,825 $71,711 $78,538
Home Value To Income 5.4x 5.3x 3.9x
Rent To Monthly Income 0.19x 0.26x 0.21x
$624,313
Median Home Value
$1,867
Median Rent
$115,825
Median Income

Jacksonville Beach, FL Costs By Category

Detailed Jacksonville Beach Services Costs Vs. Florida

Item Jacksonville Beach Florida
Shampoo $1.43 $1.28
Movie $12.86 $12.13
Bowling $20.93 $18
Haircut $20.91 $24.26
Beauty Salon $70.33 $45.56

Detailed Jacksonville Beach Groceries Costs Vs. Florida

Item Jacksonville Beach Florida
Ground Beef $5.34 $5.84
Fried Chicken $1.47 $1.57
Milk $4.57 $4.67
Potatoes $5.44 $4.93
Pizza $10.39 $12.09
Beer $11.31 $10.41
Toothpaste $3.69 $3.7

Detailed Jacksonville Beach Health Costs Vs. Florida

Item Jacksonville Beach Florida
Optometrist $86.6 $125.68
Doctor $100.93 $135.78
Dentist $102.03 $113.29

Detailed Jacksonville Beach Transportation Costs Vs. Florida

Item Jacksonville Beach Florida
Gasoline $3.44 $3.46
Tire Balancing $34.43 $59.92

Detailed Jacksonville Beach Utilities Costs Vs. Florida

Item Jacksonville Beach Florida
All Electricity $193.67 $193.99
Phone $194.82 $192.25

Jacksonville Beach SnackAbility

8.5
/10
Overall SnackAbility
Jobs
9/10
Housing
9
Affordability
6
Diversity
6
Safety
4
Amenities
9
Education
9
Commute
8

Cost Of Living In Cities Around Jacksonville Beach

The cost of living varies in the cities and towns around Jacksonville Beach. Here's a quick look at the cost of living in the most populous nearby places:

  • Jacksonville, FL has a cost of living index of 99, 0.8x Jacksonville Beach.

  • Fruit Cove, FL has a cost of living index of 123, 1.0x Jacksonville Beach.

  • Lakeside, FL has a cost of living index of 96, 0.8x Jacksonville Beach.

City Population Cost Of Living Vs. Jacksonville Beach
Jacksonville, FL 961,739 99 0.8x
Fruit Cove, FL 35,609 123 1.0x
Lakeside, FL 31,548 96 0.8x
Oakleaf Plantation, FL 30,737 110 0.9x
Fleming Island, FL 29,351 110 0.9x
Nocatee, FL 25,581 135 1.1x
Palm Valley, FL 19,775 137 1.1x
St. Marys, GA 18,805 99 0.8x
Yulee, FL 15,521 100 0.8x
Bellair-Meadowbrook Terrace, FL 13,887 94 0.8x

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