What is the cost of living in St. Augustine Beach, FL?
According to the most recent data on the cost of living, St. Augustine Beach has an overall cost of living index of 138, which is 1.4x higher than the national index of 100.
Compared to Florida, St. Augustine Beach has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in St. Augustine Beach ranks as #426 most affordable out of the 462 places we measured in Florida. By definition, that implies St. Augustine Beach ranks as the #36 most expensive place in the Sunshine State.
For more reading on life in St. Augustine Beach, check out:
St. Augustine Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in St. Augustine Beach. Here is how it fares on each of the criteria:
The Services index in St. Augustine Beach is 102.
The Groceries index in St. Augustine Beach is 101.
The Health index in St. Augustine Beach is 212.
The Housing index in St. Augustine Beach is 103.
The Transportation index in St. Augustine Beach is 111.
The Utilities index in St. Augustine Beach is 108.
| Living Expense | St. Augustine Beach | Florida | National Average |
|---|---|---|---|
| Overall | 138 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 101 | 105 | 100 |
| Health | 212 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 108 | 105 | 100 |
St. Augustine Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in St. Augustine Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
St. Augustine Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Augustine Beach is $584,851.
The Median Rent in St. Augustine Beach is $1,807.
The Median Income in St. Augustine Beach is $100,802.
The Home Value To Income in St. Augustine Beach is 5.8x.
The Rent To Monthly Income in St. Augustine Beach is 0.22x.
| Statistic | St. Augustine Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $584,851 | $375,661 | $332,700 |
| Median Rent | $1,807 | $1,669 | $1,413 |
| Median Income | $100,802 | $74,568 | $80,734 |
| Home Value To Income | 5.8x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.27x | 0.21x |
St. Augustine Beach, FL Costs By Category
Detailed St. Augustine Beach Services costs vs. Florida
| Item | St. Augustine Beach | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed St. Augustine Beach Groceries costs vs. Florida
| Item | St. Augustine Beach | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed St. Augustine Beach Health costs vs. Florida
| Item | St. Augustine Beach | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed St. Augustine Beach Transportation costs vs. Florida
| Item | St. Augustine Beach | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed St. Augustine Beach Utilities costs vs. Florida
| Item | St. Augustine Beach | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
St. Augustine Beach SnackAbility
Cost Of Living In Cities Around St. Augustine Beach
The cost of living varies in the cities and towns around St. Augustine Beach. Here's a quick look at the cost of living in the most populous nearby places:
Ormond Beach, FL has a cost of living index of 109, 0.8x St. Augustine Beach.
Fruit Cove, FL has a cost of living index of 130, 0.9x St. Augustine Beach.
Lakeside, FL has a cost of living index of 102, 0.7x St. Augustine Beach.
| City | Population | Cost Of Living | Vs. St. Augustine Beach |
|---|---|---|---|
| Ormond Beach, FL | 43,976 | 109 | 0.8x |
| Fruit Cove, FL | 35,877 | 130 | 0.9x |
| Lakeside, FL | 32,105 | 102 | 0.7x |
| Oakleaf Plantation, FL | 32,070 | 115 | 0.8x |
| Fleming Island, FL | 29,766 | 117 | 0.8x |
| Jacksonville Beach, FL | 23,654 | 133 | 1.0x |
| Palm Valley, FL | 19,796 | 139 | 1.0x |
| St. Augustine, FL | 15,351 | 117 | 0.8x |
| Bellair-Meadowbrook Terrace, FL | 14,755 | 98 | 0.7x |
| Atlantic Beach, FL | 13,363 | 136 | 1.0x |
