St. Marys, GA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In St. Marys, GA Summary

Cost of living in St. Marys research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Marys is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Georgia, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Marys is 99, with 100 being the average.

  • The cost of living index in St. Marys is 1.0x lower than the national average.

  • St. Marys ranks as the #97 cheapest in Georgia out of 158.

  • St. Marys ranks as the #2,497 cheapest out of 6,489 in the US.

  • The median home value in St. Marys is $312,233.

  • The median income in St. Marys is $67,271.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
99
St. Marys's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in St. Marys, GA?

According to the most recent data on the cost of living, St. Marys has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.

Compared to Georgia, St. Marys has a cost of living index that's 1.1x higher than Georgia's index of 91.

The standard of living in St. Marys ranks as #97 most affordable out of the 158 places we measured in Georgia. By definition, that implies St. Marys ranks as the #61 most expensive place in the Peach State.

For more reading on life in St. Marys, check out:

97 out of 158
In Georgia
2,497 out of 6,489
In America

St. Marys Cost Of Living Vs. Georgia

Six factors go into calculating the cost of living index in St. Marys. Here is how it fairs on each of the criteria:

  • The Services index in St. Marys is 97.

  • The Groceries index in St. Marys is 98.

  • The Health index in St. Marys is 86.

  • The Housing index in St. Marys is 107.

  • The Transportation index in St. Marys is 86.

  • The Utilities index in St. Marys is 99.

Living Expense St. Marys Georgia National Average
Overall 99 91 100
Services 97 99 100
Groceries 98 99 100
Health 86 100 100
Housing 107 85 100
Transportation 86 92 100
Utilities 99 86 100
For more reading on cost of living around Georgia, check out:
St. Marys Cost of Living Vs. GA

St. Marys, GA Housing Cost Breakdown

Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in St. Marys is $312,233.

  • The Median Rent in St. Marys is $1,171.

  • The Median Income in St. Marys is $67,271.

  • The Home Value To Income in St. Marys is 4.6x.

  • The Rent To Monthly Income in St. Marys is 0.21x.

Statistic St. Marys Georgia United States
Median Home Value $312,233 $332,047 $303,400
Median Rent $1,171 $1,306 $1,348
Median Income $67,271 $74,664 $78,538
Home Value To Income 4.6x 4.4x 3.9x
Rent To Monthly Income 0.21x 0.21x 0.21x
$312,233
Median Home Value
$1,171
Median Rent
$67,271
Median Income

St. Marys, GA Costs By Category

Detailed St. Marys Services Costs Vs. Georgia

Item St. Marys Georgia
Shampoo $1.43 $1.28
Movie $12.86 $12.13
Bowling $20.93 $18
Haircut $20.91 $24.26
Beauty Salon $70.33 $45.56

Detailed St. Marys Groceries Costs Vs. Georgia

Item St. Marys Georgia
Ground Beef $5.34 $5.84
Fried Chicken $1.47 $1.57
Milk $4.57 $4.67
Potatoes $5.44 $4.93
Pizza $10.39 $12.09
Beer $11.31 $10.41
Toothpaste $3.69 $3.7

Detailed St. Marys Health Costs Vs. Georgia

Item St. Marys Georgia
Optometrist $86.6 $125.68
Doctor $100.93 $135.78
Dentist $102.03 $113.29

Detailed St. Marys Transportation Costs Vs. Georgia

Item St. Marys Georgia
Gasoline $3.44 $3.46
Tire Balancing $34.43 $59.92

Detailed St. Marys Utilities Costs Vs. Georgia

Item St. Marys Georgia
All Electricity $193.67 $193.99
Phone $194.82 $192.25

St. Marys SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
8
Affordability
8
Diversity
8
Safety
N/A
Amenities
8
Education
8
Commute
8.5

Cost Of Living In Cities Around St. Marys

The cost of living varies in the cities and towns around St. Marys. Here's a quick look at the cost of living in the most populous nearby places:

  • Fruit Cove, FL has a cost of living index of 123, 1.2x St. Marys.

  • Lakeside, FL has a cost of living index of 96, 1.0x St. Marys.

  • Oakleaf Plantation, FL has a cost of living index of 110, 1.1x St. Marys.

City Population Cost Of Living Vs. St. Marys
Fruit Cove, FL 35,609 123 1.2x
Lakeside, FL 31,548 96 1.0x
Oakleaf Plantation, FL 30,737 110 1.1x
Fleming Island, FL 29,351 110 1.1x
Jacksonville Beach, FL 23,601 125 1.3x
Palm Valley, FL 19,775 137 1.4x
Kingsland, GA 19,101 96 1.0x
St. Simons, GA 16,026 124 1.3x
Yulee, FL 15,521 100 1.0x
Brunswick, GA 15,248 86 0.9x

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