Des Moines, IA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Des Moines, IA Summary

Cost of living in Des Moines research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Des Moines is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Iowa, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Des Moines is 89, with 100 being the average.

  • The cost of living index in Des Moines is 0.9x lower than the national average.

  • Des Moines ranks as the #36 cheapest in Iowa out of 85.

  • Des Moines ranks as the #1,060 cheapest out of 6,489 in the US.

  • The median home value in Des Moines is $208,186.

  • The median income in Des Moines is $63,966.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
89
Des Moines's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Des Moines, IA?

According to the most recent data on the cost of living, Des Moines has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.

Compared to Iowa, Des Moines has a cost of living index that's 1.0x lower than Iowa's index of 90.

The standard of living in Des Moines ranks as #36 most affordable out of the 85 places we measured in Iowa. By definition, that implies Des Moines ranks as the #49 most expensive place in the Hawkeye State.

For more reading on life in Des Moines, check out:

36 out of 85
In Iowa
1,060 out of 6,489
In America

Des Moines Cost Of Living Vs. Iowa

Six factors go into calculating the cost of living index in Des Moines. Here is how it fairs on each of the criteria:

  • The Services index in Des Moines is 93.

  • The Groceries index in Des Moines is 97.

  • The Health index in Des Moines is 96.

  • The Housing index in Des Moines is 79.

  • The Transportation index in Des Moines is 91.

  • The Utilities index in Des Moines is 85.

Living Expense Des Moines Iowa National Average
Overall 89 90 100
Services 93 96 100
Groceries 97 97 100
Health 96 99 100
Housing 79 75 100
Transportation 91 99 100
Utilities 85 94 100
For more reading on cost of living around Iowa, check out:
Des Moines Cost of Living Vs. IA

Des Moines, IA Housing Cost Breakdown

Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Des Moines is $208,186.

  • The Median Rent in Des Moines is $1,054.

  • The Median Income in Des Moines is $63,966.

  • The Home Value To Income in Des Moines is 3.3x.

  • The Rent To Monthly Income in Des Moines is 0.2x.

Statistic Des Moines Iowa United States
Median Home Value $208,186 $230,258 $303,400
Median Rent $1,054 $949 $1,348
Median Income $63,966 $73,147 $78,538
Home Value To Income 3.3x 3.1x 3.9x
Rent To Monthly Income 0.2x 0.16x 0.21x
$208,186
Median Home Value
$1,054
Median Rent
$63,966
Median Income

Des Moines, IA Costs By Category

Detailed Des Moines Services Costs Vs. Iowa

Item Des Moines Iowa
Shampoo $1.35 $1.28
Movie $11.17 $12.13
Bowling $20.87 $18
Haircut $20.63 $24.26
Beauty Salon $41.0 $45.56

Detailed Des Moines Groceries Costs Vs. Iowa

Item Des Moines Iowa
Ground Beef $6.36 $5.84
Fried Chicken $1.38 $1.57
Milk $4.82 $4.67
Potatoes $4.81 $4.93
Pizza $11.84 $12.09
Beer $9.82 $10.41
Toothpaste $3.69 $3.7

Detailed Des Moines Health Costs Vs. Iowa

Item Des Moines Iowa
Optometrist $125.17 $125.68
Doctor $129.05 $135.78
Dentist $96.6 $113.29

Detailed Des Moines Transportation Costs Vs. Iowa

Item Des Moines Iowa
Gasoline $3.19 $3.46
Tire Balancing $52.49 $59.92

Detailed Des Moines Utilities Costs Vs. Iowa

Item Des Moines Iowa
All Electricity $154.71 $193.99
Phone $186.87 $192.25

Des Moines SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
7
Affordability
8
Diversity
9
Safety
3
Amenities
9
Education
7
Commute
9

Cost Of Living In Cities Around Des Moines

The cost of living varies in the cities and towns around Des Moines. Here's a quick look at the cost of living in the most populous nearby places:

  • Ankeny, IA has a cost of living index of 101, 1.1x Des Moines.

  • West Des Moines, IA has a cost of living index of 102, 1.1x Des Moines.

  • Urbandale, IA has a cost of living index of 103, 1.2x Des Moines.

City Population Cost Of Living Vs. Des Moines
Ankeny, IA 70,542 101 1.1x
West Des Moines, IA 69,893 102 1.1x
Urbandale, IA 46,026 103 1.2x
Waukee, IA 26,974 106 1.2x
Johnston, IA 24,196 109 1.2x
Altoona, IA 20,592 97 1.1x
Clive, IA 18,776 109 1.2x
Grimes, IA 15,810 99 1.1x
Norwalk, IA 13,610 99 1.1x
Pleasant Hill, IA 10,796 102 1.1x

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