Adams, MA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Adams, MA Summary

Cost of living in Adams research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Adams is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Adams is 94, with 100 being the average.

  • The cost of living index in Adams is 0.9x lower than the national average.

  • Adams ranks as the #1 cheapest in Massachusetts out of 112.

  • Adams ranks as the #1,806 cheapest out of 6,489 in the US.

  • The median home value in Adams is $263,579.

  • The median income in Adams is $48,750.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
94
Adams's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Adams, MA?

According to the most recent data on the cost of living, Adams has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.

Compared to Massachusetts, Adams has a cost of living index that's 0.7x lower than Massachusetts's index of 134.

The standard of living in Adams ranks as #1 most affordable out of the 112 places we measured in Massachusetts. By definition, that implies Adams ranks as the #111 most expensive place in the Bay State.

For more reading on life in Adams, check out:

1 out of 112
In Massachusetts
1,806 out of 6,489
In America

Adams Cost Of Living Vs. Massachusetts

Six factors go into calculating the cost of living index in Adams. Here is how it fairs on each of the criteria:

  • The Services index in Adams is 106.

  • The Groceries index in Adams is 102.

  • The Health index in Adams is 94.

  • The Housing index in Adams is 82.

  • The Transportation index in Adams is 95.

  • The Utilities index in Adams is 100.

Living Expense Adams Massachusetts National Average
Overall 94 134 100
Services 106 121 100
Groceries 102 106 100
Health 94 112 100
Housing 82 164 100
Transportation 95 120 100
Utilities 100 136 100
For more reading on cost of living around Massachusetts, check out:
Adams Cost of Living Vs. MA

Adams, MA Housing Cost Breakdown

Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Adams is $263,579.

  • The Median Rent in Adams is $909.

  • The Median Income in Adams is $48,750.

  • The Home Value To Income in Adams is 5.4x.

  • The Rent To Monthly Income in Adams is 0.22x.

Statistic Adams Massachusetts United States
Median Home Value $263,579 $649,115 $303,400
Median Rent $909 $1,687 $1,348
Median Income $48,750 $101,341 $78,538
Home Value To Income 5.4x 6.4x 3.9x
Rent To Monthly Income 0.22x 0.2x 0.21x
$263,579
Median Home Value
$909
Median Rent
$48,750
Median Income

Adams, MA Costs By Category

Detailed Adams Services Costs Vs. Massachusetts

Item Adams Massachusetts
Shampoo $1.28 $1.28
Movie $13.08 $12.13
Bowling $15.96 $18
Haircut $28.28 $24.26
Beauty Salon $51.36 $45.56

Detailed Adams Groceries Costs Vs. Massachusetts

Item Adams Massachusetts
Ground Beef $6.06 $5.84
Fried Chicken $1.6 $1.57
Milk $4.85 $4.67
Potatoes $5.09 $4.93
Pizza $14.69 $12.09
Beer $10.9 $10.41
Toothpaste $3.74 $3.7

Detailed Adams Health Costs Vs. Massachusetts

Item Adams Massachusetts
Optometrist $132.47 $125.68
Doctor $111.33 $135.78
Dentist $111.69 $113.29

Detailed Adams Transportation Costs Vs. Massachusetts

Item Adams Massachusetts
Gasoline $3.55 $3.46
Tire Balancing $50.33 $59.92

Detailed Adams Utilities Costs Vs. Massachusetts

Item Adams Massachusetts
All Electricity $196.7 $193.99
Phone $195.71 $192.25

Adams SnackAbility

4
/10
Overall SnackAbility
Jobs
5/10
Housing
6
Affordability
6
Diversity
4
Safety
8
Amenities
8.5
Education
6
Commute
6

Cost Of Living In Cities Around Adams

The cost of living varies in the cities and towns around Adams. Here's a quick look at the cost of living in the most populous nearby places:

  • Pittsfield, MA has a cost of living index of 102, 1.1x Adams.

  • Saratoga Springs, NY has a cost of living index of 126, 1.3x Adams.

  • Niskayuna, NY has a cost of living index of 115, 1.2x Adams.

City Population Cost Of Living Vs. Adams
Pittsfield, MA 43,559 102 1.1x
Saratoga Springs, NY 28,542 126 1.3x
Niskayuna, NY 20,774 115 1.2x
Cohoes, NY 18,043 99 1.1x
Longmeadow, MA 15,724 129 1.4x
Greenville, OH 12,748 83 0.9x
North Adams, MA 12,660 96 1.0x
Rensselaer, NY 9,247 100 1.1x
Bennington, VT 8,888 99 1.1x
Colonie, NY 7,705 109 1.2x

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