Otsego, MN
Demographics And Statistics

Demographics | Cost Of Living
Updated: 2025-10-25

Living In Otsego, Minnesota Summary

Life in Otsego research summary. HomeSnacks has been using Saturday Night Science to research the quality of life in Otsego over the past nine years using Census, FBI, Zillow, and other primary data sources. Based on the most recently available data, we found the following about life in Otsego:

  • The population in Otsego is 21,358.

  • The median home value in Otsego is $420,170.

  • The median income in Otsego is $127,219.

  • The cost of living in Otsego is 114 which is 1.1x higher than the national average.

  • The median rent in Otsego is $1,696.

  • The unemployment rate in Otsego is 1.5%.

  • The poverty rate in Otsego is 0.8%.

  • The average high in Otsego is 54.3° and the average low is 34.5°.

Otsego SnackAbility

6
Overall SnackAbility
Jobs
9/10
Housing
8.5
Affordability
8.5
Diversity
5
Safety
N/A
Amenities
7
Education
8.5
Commute
4

Otsego, MN Cost Of Living

Cost of living in Otsego summary. We use data on the cost of living to determine how expensive it is to live in Otsego. Real estate prices drive most of the variance in cost of living around Minnesota. Key points include:

  • The cost of living in Otsego is 114 with 100 being average.

  • The cost of living in Otsego is 1.1x higher than the national average.

  • The median home value in Otsego is $420,170.

  • The median income in Otsego is $127,219.

114
Otsego's Overall Cost Of Living
1.1x
Higher Than The National Average

Cost Of Living In Otsego Comparison Table

Living Expense Otsego Minnesota National Average
Overall 114 97 100
Services 96 101 100
Groceries 97 99 100
Health 102 110 100
Housing 151 100 100
Transportation 98 95 100
Utilities 96 94 100

Otsego, MN Weather

  • The average high in Otsego is 54.3° and the average low is 34.5°.

  • There are 56.4 days of precipitation each year.

  • Expect an average of 30.1 inches of precipitation each year with 43.6 inches of snow.

StatOtsego
Average Annual High54.3
Average Annual Low34.5
Annual Precipitation Days56.4
Average Annual Precipitation30.1
Average Annual Snowfall43.6
54.3°
Average High
56.4
Days of Rain

Rankings for Otsego in Minnesota

Locations Around Otsego

Map Of Otsego, MN

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3

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4

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6

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7

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8

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9

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10

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Otsego Demographics And Statistics

Population over time in Otsego

The current population in Otsego is 21,358. The population has increased 70.6% from 2010.

Year Population % Change
2023 21,358 4.4%
2022 20,455 4.5%
2021 19,565 12.3%
2020 17,429 4.0%
2019 16,763 3.5%
2018 16,189 3.6%
2017 15,630 3.8%
2016 15,065 2.9%
2015 14,634 2.6%
2014 14,257 2.8%
2013 13,871 2.7%
2012 13,506 3.7%
2011 13,020 4.0%
2010 12,521 -

Race / Ethnicity in Otsego

White
82.6% (17,633)
African American
6.7% (1,434)
American Indian
0.0% (7)
Asian
2.3% (496)
Hawaiian
0.0% (0)
Other
0.6% (133)
Two Or More
4.3% (922)
Hispanic
3.4% (733)

Otsego is:

  • 82.6% White with 17,633 White residents.

  • 6.7% African American with 1,434 African American residents.

  • 0.0% American Indian with 7 American Indian residents.

  • 2.3% Asian with 496 Asian residents.

  • 0.0% Hawaiian with 0 Hawaiian residents.

  • 0.6% Other with 133 Other residents.

  • 4.3% Two Or More with 922 Two Or More residents.

  • 3.4% Hispanic with 733 Hispanic residents.

Race Otsego MN USA
White 82.6% 76.7% 58.2%
African American 6.7% 6.7% 12.0%
American Indian 0.0% 0.7% 0.5%
Asian 2.3% 5.0% 5.7%
Hawaiian 0.0% 0.0% 0.2%
Other 0.6% 0.4% 0.5%
Two Or More 4.3% 4.1% 3.9%
Hispanic 3.4% 6.2% 19.0%

Gender in Otsego

Female
49.5% (10,569)
Male
50.5% (10,788)
  • Otsego is 49.5% female with 10,569 female residents.

  • Otsego is 50.5% male with 10,788 male residents.

Gender Otsego MN USA
Female 49.5% 49.9% 50.5%
Male 50.5% 50.1% 49.5%

Highest level of educational attainment in Otsego for adults over 25

  • -0.0% of adults in Otsego completed < 9th grade.

  • 3.0% of adults in Otsego completed 9-12th grade.

  • 19.0% of adults in Otsego completed high school / ged.

  • 22.0% of adults in Otsego completed some college.

  • 14.0% of adults in Otsego completed associate's degree.

  • 31.0% of adults in Otsego completed bachelor's degree.

  • 8.0% of adults in Otsego completed master's degree.

  • 2.0% of adults in Otsego completed professional degree.

  • 1.0% of adults in Otsego completed doctorate degree.

< 9th Grade
-0.0% (0)
9-12th Grade
3.0% (640)
High School / GED
19.0% (4,058)
Some College
22.0% (4,698)
Associate's Degree
14.0% (2,990)
Bachelor's Degree
31.0% (6,620)
Master's Degree
8.0% (1,708)
Professional Degree
2.0% (427)
Doctorate Degree
1.0% (213)
Education Otsego MN USA
< 9th Grade -0.0% 2.0% 5.0%
9-12th Grade 3.0% 3.0% 6.0%
High School / GED 19.0% 24.0% 26.0%
Some College 22.0% 20.0% 19.0%
Associate's Degree 14.0% 12.0% 9.0%
Bachelor's Degree 31.0% 25.0% 21.0%
Master's Degree 8.0% 10.0% 10.0%
Professional Degree 2.0% 2.0% 2.0%
Doctorate Degree 1.0% 2.0% 2.0%

Household Income For Otsego, Minnesota

  • 0.2% of households in Otsego earn Less than $10,000.

  • 0.6% of households in Otsego earn $10,000 to $14,999.

  • 0.0% of households in Otsego earn $15,000 to $24,999.

  • 3.2% of households in Otsego earn $25,000 to $34,999.

  • 5.9% of households in Otsego earn $35,000 to $49,999.

  • 10.7% of households in Otsego earn $50,000 to $74,999.

  • 13.9% of households in Otsego earn $75,000 to $99,999.

  • 28.2% of households in Otsego earn $100,000 to $149,999.

  • 21.3% of households in Otsego earn $150,000 to $199,999.

  • 15.9% of households in Otsego earn $200,000 or more.

Less than $10,000
0.2% (5,132)
$10,000 to $14,999
0.6% (12,982)
$15,000 to $24,999
0.0% (0)
$25,000 to $34,999
3.2% (69,140)
$35,000 to $49,999
5.9% (126,807)
$50,000 to $74,999
10.7% (228,857)
$75,000 to $99,999
13.9% (297,091)
$100,000 to $149,999
28.2% (602,033)
$150,000 to $199,999
21.3% (454,695)
$200,000 or more
15.9% (339,059)
Income Otsego MN USA
Less than $10,000 0.2% 3.5% 4.9%
$10,000 to $14,999 0.6% 2.8% 3.6%
$15,000 to $24,999 0.0% 5.4% 6.6%
$25,000 to $34,999 3.2% 5.8% 6.8%
$35,000 to $49,999 5.9% 9.6% 10.4%
$50,000 to $74,999 10.7% 15.7% 15.7%
$75,000 to $99,999 13.9% 13.5% 12.7%
$100,000 to $149,999 28.2% 19.7% 17.4%
$150,000 to $199,999 21.3% 10.9% 9.3%
$200,000 or more 15.9% 13.1% 12.6%

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