HomeSnacks

Goshen, NY Cost Of Living

The latest cost of living statistics for Goshen. Includes statistics on rent, mortgages, healthcare, and other costs for Goshen compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Goshen, New York

Cost of living in Goshen research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Goshen is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

126 Cost of living index 1.3x higher vs US
#132 Cheapest in New York (of 336)
#4,709 Cheapest in the U.S. (of 6,489)
$558,034 Median home value
$1,805 Median rent
$104,643 Median income
Not sure Goshen fits your budget? Try our place-match quiz →

What is the cost of living in Goshen, NY?

According to the most recent data on the cost of living, Goshen has an overall cost of living index of 126, which is 1.3x higher than the national index of 100.

Compared to New York, Goshen has a cost of living index that's 1.0x higher than New York's index of 121.

The standard of living in Goshen ranks as #132 most affordable out of the 336 places we measured in New York. By definition, that implies Goshen ranks as the #204 most expensive place in the Empire State.

For more reading on life in Goshen, check out:

Goshen Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Goshen. Here is how it fares on each of the criteria:

  • The Services index in Goshen is 109.

  • The Groceries index in Goshen is 112.

  • The Health index in Goshen is 154.

  • The Housing index in Goshen is 108.

  • The Transportation index in Goshen is 113.

  • The Utilities index in Goshen is 105.

Living Expense Goshen New York National Average
Overall 126 121 100
Services 109 105 100
Groceries 112 108 100
Health 154 143 100
Housing 108 112 100
Transportation 113 114 100
Utilities 105 111 100

Goshen Cost Of Living Compared To New York Averages

Services
Goshen 109
New York avg 105
Groceries
Goshen 112
New York avg 108
Health
Goshen 154
New York avg 143
Housing
Goshen 108
New York avg 112
Transportation
Goshen 113
New York avg 114
Utilities
Goshen 105
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

Protect your home budget Compare home warranties in Goshen Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Goshen, NY Housing Cost Breakdown

$558,034Median Home Value
$1,805Median Rent
$104,643Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Goshen is $558,034.

  • The Median Rent in Goshen is $1,805.

  • The Median Income in Goshen is $104,643.

  • The Home Value To Income in Goshen is 5.3x.

  • The Rent To Monthly Income in Goshen is 0.21x.

Statistic Goshen New York United States
Median Home Value $558,034 $507,794 $332,700
Median Rent $1,805 $1,621 $1,413
Median Income $104,643 $85,974 $80,734
Home Value To Income 5.3x 5.9x 4.1x
Rent To Monthly Income 0.21x 0.23x 0.21x

Goshen, NY Costs By Category

Detailed Goshen Services costs vs. New York
Item Goshen New York
Shampoo $1.44 $1.28
Movie $14.15 $12.13
Bowling $25.03 $18
Haircut $29.17 $24.26
Beauty Salon $40.36 $45.56
Detailed Goshen Groceries costs vs. New York
Item Goshen New York
Ground Beef $5.64 $5.84
Fried Chicken $1.55 $1.57
Milk $4.74 $4.67
Potatoes $5.21 $4.93
Pizza $11.49 $12.09
Beer $11.66 $10.41
Toothpaste $3.66 $3.7
Detailed Goshen Health costs vs. New York
Item Goshen New York
Optometrist $105.11 $125.68
Doctor $117.94 $135.78
Dentist $121.22 $113.29
Detailed Goshen Transportation costs vs. New York
Item Goshen New York
Gasoline $3.45 $3.46
Tire Balancing $77.33 $59.92
Detailed Goshen Utilities costs vs. New York
Item Goshen New York
All Electricity $230.68 $193.99
Phone $186.61 $192.25

Goshen SnackAbility

6Overall SnackAbility
Jobs 8/10
Housing 8.5/10
Affordability 4/10
Diversity 8.5/10
Safety 9/10
Amenities 8/10
Education 8/10
Commute 3/10

Cost Of Living In Cities Around Goshen

The cost of living varies in the cities and towns around Goshen. Here's a quick look at the cost of living in the most populous nearby places:

  • Kiryas Joel, NY has a cost of living index of 152, 1.2x Goshen.

  • Middletown, NY has a cost of living index of 111, 0.9x Goshen.

  • Scotchtown, NY has a cost of living index of 119, 0.9x Goshen.

City Population Cost Of Living Vs. Goshen
Kiryas Joel, NY 38,916 152 1.2x
Middletown, NY 30,289 111 0.9x
Scotchtown, NY 10,252 119 0.9x
Orange Lake, NY 9,784 122 1.0x
Monroe, NY 9,515 133 1.1x
Woodbury, NY 9,348 134 1.1x
New Windsor, NY 8,919 116 0.9x
Mechanicstown, NY 8,808 113 0.9x
Walden, NY 6,868 117 0.9x
Warwick, NY 6,585 129 1.0x
Keep reading

More about New York.

RankingsBest Places To Live In New York
Best Places To Live In New York
RankingsCheapest Places To Live In New York
Cheapest Places To Live In New York
RankingsMost Dangerous Places In New York
Most Dangerous Places In New York
RankingsBest Places To Raise A Family In New York
Best Places To Raise A Family In New York
RankingsBest Places To Retire In New York
Best Places To Retire In New York
RankingsRichest Cities In New York
Richest Cities In New York
RankingsSafest Places In New York According To Science
Safest Places In New York According To Science
RankingsWorst Places To Live In New York State
Worst Places To Live In New York State
RankingsMost Expensive Places To Live In New York
Most Expensive Places To Live In New York