What is the cost of living in Lima, OH?
According to the most recent data on the cost of living, Lima has an overall cost of living index of 81, which is 0.8x lower than the national index of 100.
Compared to Ohio, Lima has a cost of living index that's 0.9x lower than Ohio's index of 90.
The standard of living in Lima ranks as #8 most affordable out of the 284 places we measured in Ohio. By definition, that implies Lima ranks as the #276 most expensive place in the Buckeye State.
For more reading on life in Lima, check out:
Lima Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Lima. Here is how it fares on each of the criteria:
The Services index in Lima is 98.
The Groceries index in Lima is 97.
The Health index in Lima is 46.
The Housing index in Lima is 98.
The Transportation index in Lima is 99.
The Utilities index in Lima is 93.
| Living Expense | Lima | Ohio | National Average |
|---|---|---|---|
| Overall | 81 | 90 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 46 | 75 | 100 |
| Housing | 98 | 97 | 100 |
| Transportation | 99 | 95 | 100 |
| Utilities | 93 | 97 | 100 |
Lima Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Lima Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lima, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lima is $148,676.
The Median Rent in Lima is $903.
The Median Income in Lima is $46,240.
The Home Value To Income in Lima is 3.2x.
The Rent To Monthly Income in Lima is 0.23x.
Lima, OH Costs By Category
Detailed Lima Services costs vs. Ohio
Detailed Lima Groceries costs vs. Ohio
Detailed Lima Health costs vs. Ohio
Detailed Lima Transportation costs vs. Ohio
Lima SnackAbility
Cost Of Living In Cities Around Lima
The cost of living varies in the cities and towns around Lima. Here's a quick look at the cost of living in the most populous nearby places:
Findlay, OH has a cost of living index of 92, 1.1x Lima.
Troy, OH has a cost of living index of 92, 1.1x Lima.
Defiance, OH has a cost of living index of 85, 1.0x Lima.
| City | Population | Cost Of Living | Vs. Lima |
|---|---|---|---|
| Findlay, OH | 40,287 | 92 | 1.1x |
| Troy, OH | 26,842 | 92 | 1.1x |
| Defiance, OH | 17,276 | 85 | 1.0x |
| Celina, OH | 10,903 | 88 | 1.1x |
| Wapakoneta, OH | 9,894 | 85 | 1.0x |
| St. Marys, OH | 8,301 | 90 | 1.1x |
| Delphos, OH | 7,143 | 86 | 1.1x |
| Upper Sandusky, OH | 6,558 | 85 | 1.0x |
| Fort Shawnee, OH | 6,209 | 92 | 1.1x |
