What is the cost of living in Oberlin, OH?
According to the most recent data on the cost of living, Oberlin has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Ohio, Oberlin has a cost of living index that's 1.0x higher than Ohio's index of 90.
The standard of living in Oberlin ranks as #138 most affordable out of the 284 places we measured in Ohio. By definition, that implies Oberlin ranks as the #146 most expensive place in the Buckeye State.
For more reading on life in Oberlin, check out:
Oberlin Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Oberlin. Here is how it fares on each of the criteria:
The Services index in Oberlin is 98.
The Groceries index in Oberlin is 97.
The Health index in Oberlin is 88.
The Housing index in Oberlin is 94.
The Transportation index in Oberlin is 93.
The Utilities index in Oberlin is 95.
| Living Expense | Oberlin | Ohio | National Average |
|---|---|---|---|
| Overall | 91 | 90 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 88 | 75 | 100 |
| Housing | 94 | 97 | 100 |
| Transportation | 93 | 95 | 100 |
| Utilities | 95 | 97 | 100 |
Oberlin Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Oberlin Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oberlin, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oberlin is $238,965.
The Median Rent in Oberlin is $995.
The Median Income in Oberlin is $81,308.
The Home Value To Income in Oberlin is 2.9x.
The Rent To Monthly Income in Oberlin is 0.15x.
Oberlin, OH Costs By Category
Detailed Oberlin Services costs vs. Ohio
Detailed Oberlin Groceries costs vs. Ohio
Detailed Oberlin Health costs vs. Ohio
Detailed Oberlin Transportation costs vs. Ohio
Oberlin SnackAbility
Cost Of Living In Cities Around Oberlin
The cost of living varies in the cities and towns around Oberlin. Here's a quick look at the cost of living in the most populous nearby places:
Elyria, OH has a cost of living index of 87, 1.0x Oberlin.
North Ridgeville, OH has a cost of living index of 100, 1.1x Oberlin.
Westlake, OH has a cost of living index of 110, 1.2x Oberlin.
| City | Population | Cost Of Living | Vs. Oberlin |
|---|---|---|---|
| Elyria, OH | 53,035 | 87 | 1.0x |
| North Ridgeville, OH | 36,627 | 100 | 1.1x |
| Westlake, OH | 34,104 | 110 | 1.2x |
| North Olmsted, OH | 31,924 | 96 | 1.1x |
| Avon Lake, OH | 25,752 | 110 | 1.2x |
| Avon, OH | 25,317 | 114 | 1.3x |
| Berea, OH | 18,218 | 93 | 1.0x |
| Amherst, OH | 12,906 | 91 | 1.0x |
| Vermilion, OH | 10,343 | 89 | 1.0x |
| Olmsted Falls, OH | 8,639 | 95 | 1.0x |
