Union City, TN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Union City, TN Summary

Cost of living in Union City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Union City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Tennessee, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Union City is 82, with 100 being the average.

  • The cost of living index in Union City is 0.8x lower than the national average.

  • Union City ranks as the #10 cheapest in Tennessee out of 109.

  • Union City ranks as the #221 cheapest out of 6,489 in the US.

  • The median home value in Union City is $161,740.

  • The median income in Union City is $45,523.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
82
Union City's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Union City, TN?

According to the most recent data on the cost of living, Union City has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.

Compared to Tennessee, Union City has a cost of living index that's 0.9x lower than Tennessee's index of 90.

The standard of living in Union City ranks as #10 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Union City ranks as the #99 most expensive place in the Volunteer State.

For more reading on life in Union City, check out:

10 out of 109
In Tennessee
221 out of 6,489
In America

Union City Cost Of Living Vs. Tennessee

Six factors go into calculating the cost of living index in Union City. Here is how it fairs on each of the criteria:

  • The Services index in Union City is 95.

  • The Groceries index in Union City is 98.

  • The Health index in Union City is 85.

  • The Housing index in Union City is 58.

  • The Transportation index in Union City is 91.

  • The Utilities index in Union City is 85.

Living Expense Union City Tennessee National Average
Overall 82 90 100
Services 95 93 100
Groceries 98 99 100
Health 85 87 100
Housing 58 81 100
Transportation 91 89 100
Utilities 85 95 100
For more reading on cost of living around Tennessee, check out:
Union City Cost of Living Vs. TN

Union City, TN Housing Cost Breakdown

Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Union City is $161,740.

  • The Median Rent in Union City is $732.

  • The Median Income in Union City is $45,523.

  • The Home Value To Income in Union City is 3.6x.

  • The Rent To Monthly Income in Union City is 0.19x.

Statistic Union City Tennessee United States
Median Home Value $161,740 $330,598 $303,400
Median Rent $732 $1,122 $1,348
Median Income $45,523 $67,097 $78,538
Home Value To Income 3.6x 4.9x 3.9x
Rent To Monthly Income 0.19x 0.2x 0.21x
$161,740
Median Home Value
$732
Median Rent
$45,523
Median Income

Union City, TN Costs By Category

Detailed Union City Services Costs Vs. Tennessee

Item Union City Tennessee
Shampoo $1.08 $1.28
Movie $11.93 $12.13
Bowling $12.5 $18
Haircut $24.01 $24.26
Beauty Salon $33.55 $45.56

Detailed Union City Groceries Costs Vs. Tennessee

Item Union City Tennessee
Ground Beef $5.94 $5.84
Fried Chicken $1.67 $1.57
Milk $4.54 $4.67
Potatoes $5.03 $4.93
Pizza $12.0 $12.09
Beer $9.74 $10.41
Toothpaste $3.74 $3.7

Detailed Union City Health Costs Vs. Tennessee

Item Union City Tennessee
Optometrist $127.08 $125.68
Doctor $138.39 $135.78
Dentist $86.67 $113.29

Detailed Union City Transportation Costs Vs. Tennessee

Item Union City Tennessee
Gasoline $3.15 $3.46
Tire Balancing $50.5 $59.92

Detailed Union City Utilities Costs Vs. Tennessee

Item Union City Tennessee
All Electricity $148.29 $193.99
Phone $192.18 $192.25

Union City SnackAbility

5
/10
Overall SnackAbility
Jobs
3/10
Housing
4
Affordability
5
Diversity
8.5
Safety
3
Amenities
8
Education
5
Commute
9

Articles About Tennessee

Enjoy The Snack?