What is the cost of living in Carthage, TX?
According to the most recent data on the cost of living, Carthage has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Texas, Carthage has a cost of living index that's 1.0x lower than Texas's index of 93.
The standard of living in Carthage ranks as #97 most affordable out of the 419 places we measured in Texas. By definition, that implies Carthage ranks as the #322 most expensive place in the Lone Star State.
For more reading on life in Carthage, check out:
Carthage Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Carthage. Here is how it fares on each of the criteria:
The Services index in Carthage is 99.
The Groceries index in Carthage is 99.
The Health index in Carthage is 68.
The Housing index in Carthage is 102.
The Transportation index in Carthage is 105.
The Utilities index in Carthage is 96.
| Living Expense | Carthage | Texas | National Average |
|---|---|---|---|
| Overall | 89 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 68 | 81 | 100 |
| Housing | 102 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 96 | 100 | 100 |
Carthage Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Carthage Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Carthage, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Carthage is $200,497.
The Median Rent in Carthage is $797.
The Median Income in Carthage is $51,250.
The Home Value To Income in Carthage is 3.9x.
The Rent To Monthly Income in Carthage is 0.19x.
Carthage, TX Costs By Category
Detailed Carthage Services costs vs. Texas
Detailed Carthage Groceries costs vs. Texas
Detailed Carthage Health costs vs. Texas
Detailed Carthage Transportation costs vs. Texas
Carthage SnackAbility
Cost Of Living In Cities Around Carthage
The cost of living varies in the cities and towns around Carthage. Here's a quick look at the cost of living in the most populous nearby places:
Shreveport, LA has a cost of living index of 94, 1.1x Carthage.
Longview, TX has a cost of living index of 95, 1.1x Carthage.
Nacogdoches, TX has a cost of living index of 92, 1.0x Carthage.
| City | Population | Cost Of Living | Vs. Carthage |
|---|---|---|---|
| Shreveport, LA | 180,982 | 94 | 1.1x |
| Longview, TX | 82,923 | 95 | 1.1x |
| Nacogdoches, TX | 32,197 | 92 | 1.0x |
| Marshall, TX | 23,825 | 87 | 1.0x |
| Kilgore, TX | 13,470 | 93 | 1.0x |
| Henderson, TX | 13,385 | 92 | 1.0x |








