Carthage, TX Cost Of Living

The latest cost of living statistics for Carthage. Includes statistics on rent, mortgages, healthcare, and other costs for Carthage compared to the state and national averages.

Cost of living in Carthage, Texas

Cost of living in Carthage research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Carthage is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

89 Cost of living index 0.9x lower vs US
#97 Cheapest in Texas (of 419)
#897 Cheapest in the U.S. (of 6,489)
$200,497 Median home value
$797 Median rent
$51,250 Median income
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What is the cost of living in Carthage, TX?

According to the most recent data on the cost of living, Carthage has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.

Compared to Texas, Carthage has a cost of living index that's 1.0x lower than Texas's index of 93.

The standard of living in Carthage ranks as #97 most affordable out of the 419 places we measured in Texas. By definition, that implies Carthage ranks as the #322 most expensive place in the Lone Star State.

For more reading on life in Carthage, check out:

Carthage Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Carthage. Here is how it fares on each of the criteria:

  • The Services index in Carthage is 99.

  • The Groceries index in Carthage is 99.

  • The Health index in Carthage is 68.

  • The Housing index in Carthage is 102.

  • The Transportation index in Carthage is 105.

  • The Utilities index in Carthage is 96.

Living Expense Carthage Texas National Average
Overall 89 93 100
Services 99 100 100
Groceries 99 99 100
Health 68 81 100
Housing 102 97 100
Transportation 105 103 100
Utilities 96 100 100

Carthage Cost Of Living Compared To Texas Averages

Services
Carthage 99
Texas avg 100
Groceries
Carthage 99
Texas avg 99
Health
Carthage 68
Texas avg 81
Housing
Carthage 102
Texas avg 97
Transportation
Carthage 105
Texas avg 103
Utilities
Carthage 96
Texas avg 100

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Texas, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Carthage, TX Housing Cost Breakdown

$200,497Median Home Value
$797Median Rent
$51,250Median Income

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Carthage is $200,497.

  • The Median Rent in Carthage is $797.

  • The Median Income in Carthage is $51,250.

  • The Home Value To Income in Carthage is 3.9x.

  • The Rent To Monthly Income in Carthage is 0.19x.

Statistic Carthage Texas United States
Median Home Value $200,497 $300,957 $332,700
Median Rent $797 $1,403 $1,413
Median Income $51,250 $78,476 $80,734
Home Value To Income 3.9x 3.8x 4.1x
Rent To Monthly Income 0.19x 0.21x 0.21x

Carthage, TX Costs By Category

Detailed Carthage Services costs vs. Texas
Item Carthage Texas
Shampoo $1.13 $1.28
Movie $10.54 $12.13
Bowling $18.5 $18
Haircut $18.67 $24.26
Beauty Salon $37.78 $45.56
Detailed Carthage Groceries costs vs. Texas
Item Carthage Texas
Ground Beef $4.69 $5.84
Fried Chicken $1.59 $1.57
Milk $4.57 $4.67
Potatoes $4.55 $4.93
Pizza $11.66 $12.09
Beer $10.28 $10.41
Toothpaste $3.61 $3.7
Detailed Carthage Health costs vs. Texas
Item Carthage Texas
Optometrist $98.31 $125.68
Doctor $86.72 $135.78
Dentist $77.67 $113.29
Detailed Carthage Transportation costs vs. Texas
Item Carthage Texas
Gasoline $2.94 $3.46
Tire Balancing $63.94 $59.92
Detailed Carthage Utilities costs vs. Texas
Item Carthage Texas
All Electricity $200.43 $193.99
Phone $208.71 $192.25

Carthage SnackAbility

5Overall SnackAbility
Jobs 7/10
Housing 5/10
Affordability 8/10
Diversity 8.5/10
Safety 5/10
Amenities 6/10
Education 6/10
Commute 8.5/10

Cost Of Living In Cities Around Carthage

The cost of living varies in the cities and towns around Carthage. Here's a quick look at the cost of living in the most populous nearby places:

  • Shreveport, LA has a cost of living index of 94, 1.1x Carthage.

  • Longview, TX has a cost of living index of 95, 1.1x Carthage.

  • Nacogdoches, TX has a cost of living index of 92, 1.0x Carthage.

City Population Cost Of Living Vs. Carthage
Shreveport, LA 180,982 94 1.1x
Longview, TX 82,923 95 1.1x
Nacogdoches, TX 32,197 92 1.0x
Marshall, TX 23,825 87 1.0x
Kilgore, TX 13,470 93 1.0x
Henderson, TX 13,385 92 1.0x