What is the cost of living in Oxford, AL?
According to the most recent data on the cost of living, Oxford has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Alabama, Oxford has a cost of living index that's 1.0x higher than Alabama's index of 91.
The standard of living in Oxford ranks as #69 most affordable out of the 116 places we measured in Alabama. By definition, that implies Oxford ranks as the #47 most expensive place in the Heart of Dixie.
For more reading on life in Oxford, check out:
Oxford Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Oxford. Here is how it fares on each of the criteria:
The Services index in Oxford is 95.
The Groceries index in Oxford is 97.
The Health index in Oxford is 79.
The Housing index in Oxford is 94.
The Transportation index in Oxford is 95.
The Utilities index in Oxford is 94.
| Living Expense | Oxford | Alabama | National Average |
|---|---|---|---|
| Overall | 93 | 91 | 100 |
| Services | 95 | 95 | 100 |
| Groceries | 97 | 96 | 100 |
| Health | 79 | 74 | 100 |
| Housing | 94 | 96 | 100 |
| Transportation | 95 | 95 | 100 |
| Utilities | 94 | 95 | 100 |
Oxford Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Oxford Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oxford, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oxford is $195,937.
The Median Rent in Oxford is $925.
The Median Income in Oxford is $74,268.
The Home Value To Income in Oxford is 2.6x.
The Rent To Monthly Income in Oxford is 0.15x.
Oxford, AL Costs By Category
Detailed Oxford Services costs vs. Alabama
Detailed Oxford Groceries costs vs. Alabama
Detailed Oxford Health costs vs. Alabama
Detailed Oxford Transportation costs vs. Alabama
Oxford SnackAbility
Cost Of Living In Cities Around Oxford
The cost of living varies in the cities and towns around Oxford. Here's a quick look at the cost of living in the most populous nearby places:
Gadsden, AL has a cost of living index of 83, 0.9x Oxford.
Anniston, AL has a cost of living index of 89, 1.0x Oxford.
Talladega, AL has a cost of living index of 82, 0.9x Oxford.
| City | Population | Cost Of Living | Vs. Oxford |
|---|---|---|---|
| Gadsden, AL | 33,374 | 83 | 0.9x |
| Anniston, AL | 21,271 | 89 | 1.0x |
| Talladega, AL | 14,760 | 82 | 0.9x |
| Jacksonville, AL | 14,437 | 89 | 1.0x |
| Moody, AL | 13,488 | 94 | 1.0x |
| Irondale, AL | 13,464 | 96 | 1.0x |
| Sylacauga, AL | 12,309 | 86 | 0.9x |
| Saks, AL | 10,681 | 84 | 0.9x |
| Cedartown, GA | 10,227 | 87 | 0.9x |
| Bremen, GA | 7,488 | 98 | 1.1x |
