What is the cost of living in Lincoln, CA?
According to the most recent data on the cost of living, Lincoln has an overall cost of living index of 155, which is 1.6x higher than the national index of 100.
Compared to California, Lincoln has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Lincoln ranks as #332 most affordable out of the 634 places we measured in California. By definition, that implies Lincoln ranks as the #302 most expensive place in the Golden State.
For more reading on life in Lincoln, check out:
Lincoln Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Lincoln. Here is how it fares on each of the criteria:
The Services index in Lincoln is 112.
The Groceries index in Lincoln is 117.
The Health index in Lincoln is 245.
The Housing index in Lincoln is 115.
The Transportation index in Lincoln is 113.
The Utilities index in Lincoln is 113.
| Living Expense | Lincoln | California | National Average |
|---|---|---|---|
| Overall | 155 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 245 | 197 | 100 |
| Housing | 115 | 120 | 100 |
| Transportation | 113 | 121 | 100 |
| Utilities | 113 | 121 | 100 |
Lincoln Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Lincoln Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lincoln, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lincoln is $639,029.
The Median Rent in Lincoln is $2,090.
The Median Income in Lincoln is $111,990.
The Home Value To Income in Lincoln is 5.7x.
The Rent To Monthly Income in Lincoln is 0.22x.
| Statistic | Lincoln | California | United States |
|---|---|---|---|
| Median Home Value | $639,029 | $774,581 | $332,700 |
| Median Rent | $2,090 | $2,036 | $1,413 |
| Median Income | $111,990 | $99,122 | $80,734 |
| Home Value To Income | 5.7x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.25x | 0.21x |
Lincoln, CA Costs By Category
Detailed Lincoln Services costs vs. California
| Item | Lincoln | California |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $22.22 | $18 |
| Haircut | $40.0 | $24.26 |
| Beauty Salon | $60.53 | $45.56 |
Detailed Lincoln Groceries costs vs. California
| Item | Lincoln | California |
|---|---|---|
| Ground Beef | $5.56 | $5.84 |
| Fried Chicken | $2.06 | $1.57 |
| Milk | $4.93 | $4.67 |
| Potatoes | $4.69 | $4.93 |
| Pizza | $13.98 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Lincoln Health costs vs. California
| Item | Lincoln | California |
|---|---|---|
| Optometrist | $153.5 | $125.68 |
| Doctor | $201.43 | $135.78 |
| Dentist | $115.72 | $113.29 |
Detailed Lincoln Transportation costs vs. California
| Item | Lincoln | California |
|---|---|---|
| Gasoline | $4.51 | $3.46 |
| Tire Balancing | $58.67 | $59.92 |
Detailed Lincoln Utilities costs vs. California
| Item | Lincoln | California |
|---|---|---|
| All Electricity | $238.53 | $193.99 |
| Phone | $190.81 | $192.25 |
Lincoln SnackAbility
Cost Of Living In Cities Around Lincoln
The cost of living varies in the cities and towns around Lincoln. Here's a quick look at the cost of living in the most populous nearby places:
Roseville, CA has a cost of living index of 154, 1.0x Lincoln.
Citrus Heights, CA has a cost of living index of 133, 0.9x Lincoln.
Folsom, CA has a cost of living index of 163, 1.1x Lincoln.
| City | Population | Cost Of Living | Vs. Lincoln |
|---|---|---|---|
| Roseville, CA | 155,955 | 154 | 1.0x |
| Citrus Heights, CA | 86,995 | 133 | 0.9x |
| Folsom, CA | 83,916 | 163 | 1.1x |
| Rocklin, CA | 73,327 | 157 | 1.0x |
| El Dorado Hills, CA | 51,026 | 172 | 1.1x |
| Antelope, CA | 48,301 | 138 | 0.9x |
| Orangevale, CA | 35,958 | 140 | 0.9x |
| Fair Oaks, CA | 32,799 | 152 | 1.0x |
| Granite Bay, CA | 21,673 | 195 | 1.3x |
| Auburn, CA | 13,768 | 151 | 1.0x |
